Inspire Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

inspirefcu.org

215-788-5270

3 Friends Lane
Newtown, PA 18940

Inspire Federal Credit Union is headquartered in Newtown and is the 29^th largest credit union in the state of Pennsylvania. It is also the 902^nd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 45 employees and 16,844 members at 4 locations. Inspire Federal Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Inspire Federal Credit Union is open to those who live, work, or attend school in Bucks County, Pennsylvania. Immediate family members of current Inspire FCU members are also eligible to join, regardless of their residency status.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1759
Year Chartered	1936
Employees	45
Primary Regulator

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	13.85%
Annual Interest Income	$5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$373.7MM$339.3MM
Loans	Q1 2025vs Q1 2024	$281.9MM$250.7MM
Deposits	Q1 2025vs Q1 2024	$287.8MM$259.5MM
Equity Capital	Q1 2025vs Q1 2024	$20.3MM$19MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.2MM$1.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$698K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Inspire Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$200k^*	-	Premium Business Savings
OTHER TIERS: 0.10% → $5k - $50k \| 1.25% → $50k - $200k
1.50%^*	$200k^*	-	Premium Purple Savings - New Money
OTHER TIERS: 0.10% → $5k - $50k \| 1.25% → $50k - $200k
0.10%	$0	-	Round Up Savings
0.05%	$25	-	Regular Share Savings
0.05%	$25	-	Christmas Club Account
0.05%	$25	-	Vacation Club Account
0.05%	$25	-	Youth Savings
0.05%	$25	-	Business Share Savings
0.05%	$25	-	Secondary Savings Account

Inspire Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$50k^*	-	Money Market
OTHER TIERS: 2.00% → $5k - $50k
3.00%^*	$50k^*	-	Business Money Market
OTHER TIERS: 2.00% → $5k - $50k

Inspire Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$25k^*	-	High Yield Checking Account
OTHER TIERS: 1.50% → $0 - $25k
0.20%^*	$25k^*	-	Premium Business Checking
OTHER TIERS: 0.10% → $10k - $25k

Inspire Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.80%	$500	-	9 Month Share Certificate Special
3.60%	$500	-	13 Month Share Certificate
3.50%	$500	-	15 Month Share Certificate
3.00%	$500	-	24 Month Share Certificate
2.50%	$500	-	3 Month Share Certificate
2.50%	$500	-	6 Month Share Certificate
2.50%	$500	-	12 Month Share Certificate
2.50%	$500	-	21 Month Share Certificate
2.50%	$500	-	36 Month Share Certificate
2.50%	$500	-	48 Month Share Certificate
2.50%	$500	-	60 Month Share Certificate
2.50%	$500	-	30 Month Share Certificate
2.50%	$500	-	19 Month Share Certificate
2.50%	$500	-	45 Month Share Certificate
2.50%	$500	-	58 Month Share Certificate
2.50%	$500	-	31 Month Share Certificate

Inspire Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.80%	$500	-	9 Month IRA Certificate
3.60%	$500	-	13 Month IRA
3.50%	$500	-	15 Month IRA Certificate
3.00%	$500	-	24 Month IRA Certificate
2.50%	$500	-	6 Month IRA Certificate
2.50%	$500	-	12 Month IRA Certificate
2.50%	$500	-	21 Month IRA Certificate
2.50%	$500	-	36 Month IRA Certificate
2.50%	$500	-	48 Month IRA Certificate
2.50%	$500	-	60 Month IRA Certificate
2.50%	$500	-	30 Month IRA Certificate
2.50%	$500	-	19 Month IRA Certificate
2.50%	$500	-	58 Month IRA Certificate
2.50%	$500	-	45 Month IRA Certificate
2.50%	$500	-	31 Month IRA Certificate
1.50%^*	$200k^*	-	IRA Savings
OTHER TIERS: 0.10% → $5k - $50k \| 1.25% → $50k - $200k

Locations

Inspire Federal Credit Union Locations
Corporate Office	3 Friends Ln	Newtown, PA 18940
Branch Office	1555 E Lincoln Hwy	Langhorne, PA 19047-3008
Branch Office	65 Commerce Cir	Bristol, PA 19007
Branch Office	77 Downey Dr	Warminster, PA 18974-4966

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