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Inspire Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
inspirefcu.org
215-788-5270
3 Friends Lane
Newtown, PA 18940

Inspire Federal Credit Union is headquartered in Newtown and is the 29th largest credit union in the state of Pennsylvania. It is also the 902nd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 45 employees and 16,844 members at 4 locations. Inspire Federal Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Inspire Federal Credit Union is open to those who live, work, or attend school in Bucks County, Pennsylvania. Immediate family members of current Inspire FCU members are also eligible to join, regardless of their residency status.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #1759
Year Chartered1936
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD13.85%
Annual Interest Income$5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$373.7MM$339.3MM
LoansQ1 2025vs Q1 2024$281.9MM$250.7MM
DepositsQ1 2025vs Q1 2024$287.8MM$259.5MM
Equity CapitalQ1 2025vs Q1 2024$20.3MM$19MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.2MM$1.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.1MM$698K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Inspire Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$200k*-Premium Business Savings
OTHER TIERS: 0.10% → $5k - $50k | 1.25% → $50k - $200k
1.50%*$200k*-Premium Purple Savings - New Money
OTHER TIERS: 0.10% → $5k - $50k | 1.25% → $50k - $200k
0.10%$0-Round Up Savings
0.05%$25-Regular Share Savings
0.05%$25-Christmas Club Account
0.05%$25-Vacation Club Account
0.05%$25-Youth Savings
0.05%$25-Business Share Savings
0.05%$25-Secondary Savings Account

Inspire Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$50k*-Money Market
OTHER TIERS: 2.00% → $5k - $50k
3.00%*$50k*-Business Money Market
OTHER TIERS: 2.00% → $5k - $50k

Inspire Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$25k*-High Yield Checking Account
OTHER TIERS: 1.50% → $0 - $25k
0.20%*$25k*-Premium Business Checking
OTHER TIERS: 0.10% → $10k - $25k

Inspire Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-9 Month Share Certificate Special
3.60%$500-13 Month Share Certificate
3.50%$500-15 Month Share Certificate
3.00%$500-24 Month Share Certificate
2.50%$500-3 Month Share Certificate
2.50%$500-6 Month Share Certificate
2.50%$500-12 Month Share Certificate
2.50%$500-21 Month Share Certificate
2.50%$500-36 Month Share Certificate
2.50%$500-48 Month Share Certificate
2.50%$500-60 Month Share Certificate
2.50%$500-30 Month Share Certificate
2.50%$500-19 Month Share Certificate
2.50%$500-45 Month Share Certificate
2.50%$500-58 Month Share Certificate
2.50%$500-31 Month Share Certificate

Inspire Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-9 Month IRA Certificate
3.60%$500-13 Month IRA
3.50%$500-15 Month IRA Certificate
3.00%$500-24 Month IRA Certificate
2.50%$500-6 Month IRA Certificate
2.50%$500-12 Month IRA Certificate
2.50%$500-21 Month IRA Certificate
2.50%$500-36 Month IRA Certificate
2.50%$500-48 Month IRA Certificate
2.50%$500-60 Month IRA Certificate
2.50%$500-30 Month IRA Certificate
2.50%$500-19 Month IRA Certificate
2.50%$500-58 Month IRA Certificate
2.50%$500-45 Month IRA Certificate
2.50%$500-31 Month IRA Certificate
1.50%*$200k*-IRA Savings
OTHER TIERS: 0.10% → $5k - $50k | 1.25% → $50k - $200k
Locations


Inspire Federal Credit Union Locations
Corporate Office3 Friends LnNewtown, PA 18940
Branch Office1555 E Lincoln HwyLanghorne, PA 19047-3008
Branch Office65 Commerce CirBristol, PA 19007
Branch Office77 Downey DrWarminster, PA 18974-4966

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