Intandem Credit Union


Overview / Commentary
616-336-3490
1619 Plainfield AVE NE
Grand Rapids, MI 49505

Intandem Credit Union is headquartered in Grand Rapids and is the 130th largest credit union in the state of Michigan. It is also the 2,169th largest credit union in the nation. It was established in 1956 and as of September of 2022, it had grown to 21 employees and 5,118 members at 2 locations. Intandem Credit Union has a B+ health rating.

Field of Membership Restrictions

Intandem Credit Union is open to those who live, work, worship, or go to school in Kent County.
See current membership details

Reviews (2)

Good Accounts/Modern Atms

Coop members should use atms or go to the tellers always drivethrus are usually member only.Good accounts started membership 5 dollars the free checking super nice rep Lindsey…. Great communication easy straightforward process. Vanessa at the
Plainfield branch do not recommend awkward not friendly or approachable felt like I had to force a conversation or she was bother by assisting a minority customer. but besides that good CU atms n app is great…part of coop atms so that’s always good and convenient they don’t seem so hung up on fees and charging for everything it’s a relief coming from a out of state federal CU that loved taxing. Members I look forward to learning and growing with Intandem. Fees and interest rates could definitely be better. I’m a huge reader so knowing newsletter about the cu is huge. Transperancy is everything.

Cedar Springs Branch

I stopped by last Friday and withdrew $100 from the ATM. Went to the drive up window to exchange my 5 $20’s for a $100 bill. They would not do it because I didn’t have an account with them!!
I am a credit union member and was only exchanging money! I will never do business with Intandem Credit Union again and will be sure to tell this story to all my friends and family. Also, the credit Union teller referred to me as “hon”. So disrespectful!



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Intandem Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62249
Year Chartered1956
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD7.31%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$72.0MM$67.7MM
LoansQ3 2022vs Q3 2021$41.7MM$38.9MM
DepositsQ3 2022vs Q3 2021$64.4MM$60.6MM
Equity CapitalQ3 2022vs Q3 2021$7.0MM$6.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$141.00K$175.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$387.00K$340.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates

Rates for Intandem Credit Union are currently being reviewed.

Locations


Intandem Credit Union Locations
Branch Office1619 Plainfield AVE NEGrand Rapids, MI 49505-4703
Branch Office14111 White Creek Ave NECedar Springs, MI 49319-8169

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