Intandem Credit Union

Overview / Commentary
1619 Plainfield AVE NE
Grand Rapids, MI 49505

Intandem Credit Union is headquartered in Grand Rapids and is the 128th largest credit union in the state of Michigan. It is also the 2,125th largest credit union in the nation. It was established in 1956 and as of December of 2023, it had grown to 19 employees and 5,088 members at 2 locations. Intandem Credit Union has a B health rating.

Field of Membership Restrictions

Intandem Credit Union is open to those who live, work, worship, or go to school in Kent County.
See current membership details

Reviews (2)

Good Accounts/Modern Atms

Coop members should use atms or go to the tellers always drivethrus are usually member only.Good accounts started membership 5 dollars the free checking super nice rep Lindsey…. Great communication easy straightforward process. Vanessa at the
Plainfield branch do not recommend awkward not friendly or approachable felt like I had to force a conversation or she was bother by assisting a minority customer. but besides that good CU atms n app is great…part of coop atms so that’s always good and convenient they don’t seem so hung up on fees and charging for everything it’s a relief coming from a out of state federal CU that loved taxing. Members I look forward to learning and growing with Intandem. Fees and interest rates could definitely be better. I’m a huge reader so knowing newsletter about the cu is huge. Transperancy is everything.

Cedar Springs Branch

I stopped by last Friday and withdrew $100 from the ATM. Went to the drive up window to exchange my 5 $20’s for a $100 bill. They would not do it because I didn’t have an account with them!!
I am a credit union member and was only exchanging money! I will never do business with Intandem Credit Union again and will be sure to tell this story to all my friends and family. Also, the credit Union teller referred to me as “hon”. So disrespectful!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Intandem Credit Union has a relatively low asset base.

Health Grade Components

NCUA #62249
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.4%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$72.2MM$72.7MM
LoansQ4 2023vs Q4 2022$42.8MM$42.3MM
DepositsQ4 2023vs Q4 2022$64.1MM$64.8MM
Equity CapitalQ4 2023vs Q4 2022$7.7MM$7.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$191K$145K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$545K$323K
Real Estate OwnedQ4 2023vs Q4 2022$103K$0

Rates for Intandem Credit Union are currently being reviewed.


Intandem Credit Union Locations
Branch Office1619 Plainfield AVE NEGrand Rapids, MI 49505-4703
Branch Office13819 White Creek Ave NECedar Springs, MI 49319

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