Advertising Disclosure
  1. Home
  2. Banks
  3. Intandem Credit Union

Intandem Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
intandemcu.com
616-336-3490
1619 Plainfield AVE NE
Grand Rapids, MI 49505

Intandem Credit Union is headquartered in Grand Rapids and is the 127th largest credit union in the state of Michigan. It is also the 2,125th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 19 employees and 5,029 members at 2 locations. Intandem Credit Union's savings rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Intandem Credit Union is open to those who live, work, worship, or go to school in Kent County.
See current membership details

Reviews (2)

Good Accounts/Modern Atms

Posted by: |

Coop members should use atms or go to the tellers always drivethrus are usually member only.Good accounts started membership 5 dollars the free checking super nice rep Lindsey…. Great communication easy straightforward process. Vanessa at the
Plainfield branch do not recommend awkward not friendly or approachable felt like I had to force a conversation or she was bother by assisting a minority customer. but besides that good CU atms n app is great…part of coop atms so that’s always good and convenient they don’t seem so hung up on fees and charging for everything it’s a relief coming from a out of state federal CU that loved taxing. Members I look forward to learning and growing with Intandem. Fees and interest rates could definitely be better. I’m a huge reader so knowing newsletter about the cu is huge. Transperancy is everything.

1

Cedar Springs Branch

Posted by: |

I stopped by last Friday and withdrew $100 from the ATM. Went to the drive up window to exchange my 5 $20’s for a $100 bill. They would not do it because I didn’t have an account with them!!
I am a credit union member and was only exchanging money! I will never do business with Intandem Credit Union again and will be sure to tell this story to all my friends and family. Also, the credit Union teller referred to me as “hon”. So disrespectful!

1


Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Intandem Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62249
Year Chartered1956
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD5.54%
Annual Interest Income$807K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$72.1MM$73.4MM
LoansQ1 2025vs Q1 2024$43.5MM$41.5MM
DepositsQ1 2025vs Q1 2024$63.7MM$65.3MM
Equity CapitalQ1 2025vs Q1 2024$8.2MM$7.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$195K$195K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$331K$468K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/24/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Intandem Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Intandem Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%*$100k*-High Yield Savings
OTHER TIERS: 0.75% → $1k - $25k | 1.00% → $25k+ | 1.70% → $50k - $100k
2.20%*$100k*-Business High Yield Savings
OTHER TIERS: 0.75% → $1k - $25k | 1.00% → $25k+ | 1.70% → $50k - $100k
0.10%$100-Regular Savings
0.10%$100-Christmas Club
0.10%$100-Vacation Club
0.10%$0-Business Savings

Intandem Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$5kLevel-Up Checking
OTHER TIERS: 0.01% → $5k+

Intandem Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$500-3 Month Term Share Certificate
3.50%$500-6 Month Term Share Certificate
3.25%$500-12 Month Term Share Certificate
3.25%$100-12 Month Youth Share Certificate
3.00%$500-24 Month Term Share Certificate
3.00%$100-24 Month Youth Share Certificate
2.75%$500-36 Month Term Share Certificate
2.75%$100-36 Month Youth Share Certificate
2.50%$500-48 Month Term Share Certificate
2.50%$500-60 Month Term Share Certificate

Intandem Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Individual Retirement Account
Locations


Intandem Credit Union Locations
Branch Office1619 Plainfield AVE NEGrand Rapids, MI 49505-4703
Branch Office13819 White Creek Ave NECedar Springs, MI 49319

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.