Integra First Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.61%	5-year CD	5 Year Term Certificate 2.25% - Bank of Internet USA 60 Month CD
0.35%	1-year CD	1 Year Term Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.15%	Savings	Regular Savings Account 1.20% - Ally Bank Online Savings Account

View all Integra First Federal Credit Union rates »

Overview / Commentary

www.integrafirstfcu.com

906-497-5229

W3803 US Highway 2/41
Powers, MI 49874-9793

Integra First Federal Credit Union is headquartered in Powers and is the 103^rd largest credit union in the state of Michigan. It is also the 1,603^rd largest credit union in the nation. It was established in 1948 and as of June of 2017, it had grown to 22 employees and 9,896 members at 4 locations. Integra First Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in and other legal entities located in Integra First, Michigan and Marinette County, Wisconsin.
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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Integra First Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	5748
Year Chartered	1948
Employees	22
Primary Regulator

Profit Margin
Return on Assets - YTD	0.24%
Return on Equity - YTD	2.75%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$99.8MM$97.5MM
Loans	Q2 2017vs Q2 2016	$49.3MM$48.0MM
Deposits	Q2 2017vs Q2 2016	$90.4MM$88.0MM
Equity Capital	Q2 2017vs Q2 2016	$8.8MM$8.8MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$95.00K$104.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$202.00K$109.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Integra First Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	-	-	IRA Account
0.15%	-	-	Regular Savings Account
0.15%	-	-	Christmas Club Account
0.15%	-	-	Vacation Club Account

Integra First Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.15% → $500 - $25k \| 0.30% → $25k - $50k

Integra First Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%	$10k	-	5 Year Term Certificate
1.31%	$500	-	4 Year Term Certificate
1.11%	$500	-	3 Year Term Certificate
0.65%	$500	-	2 Year Term Certificate
0.35%	$500	-	1 Year Term Certificate
0.25%	$2,500	-	6 Month Term Certificate

Integra First Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%	$10k	-	5 Year IRA
1.31%	$500	-	4 Year IRA
1.11%	$500	-	3 Year IRA
0.65%	$500	-	2 Year IRA
0.35%	$500	-	1 Year IRA
0.25%	$2,500	-	6 Month IRA

Locations

Integra First Federal Credit Union Locations
Branch Office	2600 10th St	Menominee, MI 49858-1904
Branch Office	W3803 US Highway 2/41	Powers, MI 49874-9793
Branch Office	275 N US highway 41 # 4 1/2	Carney, MI 49812-9756
Branch Office	S320 US HIGHWAY 41	Stephenson, MI 49887