Integra First Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.28% | 5-year CD | 2.27% - National Average |
| 0.76% | 1-year CD | 1.38% - National Average |
| 0.15% | Savings | 0.26% - National Average |
Integra First Federal Credit Union is headquartered in Powers and is the 106th largest credit union in the state of Michigan. It is also the 1,654th largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 27 employees and 9,914 members at 3 locations. Integra First Federal Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership to Integra First is open to those who live, work, worship or attend school in and other legal entities located Delta, Dickinson, Florence, Marinette, Menominee and Michigan Counties in Wisconsin.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5748 |
| Year Chartered | 1948 |
| Employees | 27 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 4.4% |
| Annual Interest Income | $3.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $95.4MM$98.4MM |
| Loans | Q4 2018vs Q4 2017 | $56.5MM$52.9MM |
| Deposits | Q4 2018vs Q4 2017 | $84.9MM$88.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $9.2MM$8.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $91.00K$82.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $112.00K$171.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $25.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Integra First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Integra First Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | $10 | - | IRA Account | |
| 0.15% | $10 | - | Regular Savings Account | |
| 0.15% | - | - | Christmas Club Account | |
| 0.15% | - | - | Vacation Club Account |
Integra First Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.40% → $500 - $10k | 0.55% → $10k - $25k | 0.60% → $25k - $50k | |||||
Integra First Federal Credit Union CD Rates
Integra First Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.28% | $10k | - | 5 Year IRA | |
| 2.02% | $500 | - | 4 Year IRA | |
| 1.11% | $500 | - | 3 Year IRA | |
| 1.01% | $500 | - | 2 Year IRA | |
| 0.76% | $500 | - | 1 Year IRA | |
| 0.26% | $2.5k | - | 6 Month IRA |
| Integra First Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2600 10th St | Menominee, MI 49858-1904 |
| Branch Office | W3803 US Highway 2/41 | Powers, MI 49874-9793 |
| Branch Office | S320 US HIGHWAY 41 | Stephenson, MI 49887 |