Integra First Federal Credit Union is headquartered in Powers and is the 105th largest credit union in the state of Michigan. It is also the 1,649th largest credit union in the nation. It was established in 1948 and as of June of 2019, it had grown to 25 employees and 9,584 members at 3 locations. Integra First Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership to Integra First Federal Credit Union is open to those who live, work, worship, or attend school in the Michigan counties of Delta, Dickinson, or Menominee, or the Wisconsin counties of Florence or Marinette. Other legal entities in the same Michigan and Wisconsin counties also qualify for membership.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5748 |
| Year Chartered | 1948 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.16% |
| Return on Equity - YTD | 1.66% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $98.0MM$96.4MM |
| Loans | Q2 2019vs Q2 2018 | $55.6MM$55.4MM |
| Deposits | Q2 2019vs Q2 2018 | $87.4MM$86.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $9.6MM$8.9MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $96.00K$103.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $229.00K$192.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Integra First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Integra First Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $10 | - | IRA Account | |
| 0.10% | $10 | - | Regular Savings Account | |
| 0.10% | - | - | Christmas Club Account | |
| 0.10% | - | - | Vacation Club Account |
Integra First Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $500 - $10k | 0.30% → $10k - $25k | 0.40% → $25k - $50k | |||||
Integra First Federal Credit Union CD Rates
Integra First Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $10k | - | 5 Year IRA | |
| 1.72% | $500 | - | 4 Year IRA | |
| 0.91% | $500 | - | 3 Year IRA | |
| 0.66% | $500 | - | 2 Year IRA | |
| 0.46% | $500 | - | 1 Year IRA | |
| 0.26% | $2.5k | - | 6 Month IRA |
| Integra First Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2600 10th St | Menominee, MI 49858-1904 |
| Branch Office | W3803 US Highway 2/41 | Powers, MI 49874-9793 |
| Branch Office | S320 US HIGHWAY 41 | Stephenson, MI 49887 |