Integra First Federal Credit Union
Overview / Commentary
Integra First Federal Credit Union is headquartered in Powers and is the 103rd largest credit union in the state of Michigan. It is also the 1,604th largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 30 employees and 11,470 members at 4 locations. Integra First Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership to Integra First Federal Credit Union is open to those who live, work, worship, or attend school in the Michigan counties of Delta, Dickinson, or Menominee, or the Wisconsin counties of Florence or Marinette. Other legal entities in the same Michigan and Wisconsin counties also qualify for membership.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5748 |
| Year Chartered | 1948 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.17% |
| Return on Equity - YTD | 1.99% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $130.5MM$134MM |
| Loans | Q1 2025vs Q1 2024 | $77.4MM$78.6MM |
| Deposits | Q1 2025vs Q1 2024 | $118.8MM$122.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $11.1MM$10.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $313K$243K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $535K$869K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |