Interfaith Federal Credit Union


Overview / Commentary
909-946-4096
9040 Benson Ave
Montclair, CA 91763-1615

Interfaith Federal Credit Union is headquartered in Montclair and is the 148th largest credit union in the state of California. It is also the 1,623rd largest credit union in the nation. It was established in 1948 and as of June of 2023, it had grown to 26 employees and 7,305 members at 6 locations. Interfaith Federal Credit Union's CD rates are 51% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Interfaith Federal Credit Union is open to clergy, laity, staff, congregations, and churches of the following United Methodist Western Jurisdiction conferences: California-Pacific, California-Nevada, Desert-Southwest, Pacific-Northwest, Oregon-Idaho, Mountain Sky and Alaska, as well as the United Methodist Conferences of Missouri and New England. Members of the Arizona Episcopal Diocese, San Diego Episcopal Diocese, and the Hawaii Conference Foundation of the United Church of Christ are also eligible to join.
See current membership details

Reviews (1)

UMFCU is pretty all right

Posted by: |

I have never had any issues with the United Methodist Credit Union that are more than minor annoyances that I hear are common at many credit unions. For example their web access has been less attractive than major banks and it took a long time for them to get onboard with mobile deposits. But, their website is functional and within the last year they have begun to provide mobile access through CO-OP's Sprig app. Again it works but is not as refined or pretty as other financial apps. The UMFCU has always been very responsive to my phone calls and emails and have done their best to assist with all of my questions. I appreciate that the CO-OP system also means that other local credit union branches can help me as well. Additionally they offer some membership perks such as a free complimentary life insurance policy.



Health

Health Grade Components

Overall
NCUA #5816
Year Chartered1948
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.45%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$126.7MM$128.1MM
LoansQ2 2023vs Q2 2022$66.6MM$61.7MM
DepositsQ2 2023vs Q2 2022$112.8MM$114.7MM
Equity CapitalQ2 2023vs Q2 2022$13.4MM$12.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$299.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$128.00K$746.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Interfaith Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Interfaith Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1-IRA Account
0.50%$1-Coverdell Education Saving
0.50%$1-HSA - Family
0.50%$1-HSA - Individual
0.10%*$25k*-Regular Share
OTHER TIERS: 0.01% $100 - $1k | 0.05% $1k - $25k
0.10%$5-Youth Share Account
0.10%--Christmas Club
0.10%*$25k*-Special Share
OTHER TIERS: 0.01% $100 - $1k | 0.05% $1k - $25k

Interfaith Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Money Market Multiplier
OTHER TIERS: 0.50% $2k - $10k | 0.55% $10k - $50k

Interfaith Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Secure Checking
0.01%$500-Corporate Checking

Interfaith Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k$25k18 Month CD Special -50% New Money
2.12%*$50k*-60 Month CD
OTHER TIERS: 2.01% $1k - $15k | 2.06% $15k - $50k
1.81%*$50k*-36 Month CD
OTHER TIERS: 1.71% $1k - $15k | 1.76% $15k - $50k
1.61%*$50k*-24 Month CD
OTHER TIERS: 1.51% $1k - $15k | 1.56% $15k - $50k
1.36%*$50k*-12 Month CD
OTHER TIERS: 1.26% $1k - $15k | 1.31% $15k - $50k
0.85%*$50k*-6 Month CD
OTHER TIERS: 0.75% $1k - $15k | 0.80% $15k - $50k

Interfaith Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.06%$2.5k-60 Month IRA
1.56%$1k-24 Month IRA
Locations


Interfaith Federal Credit Union Locations
Branch Office1800 S Northern BlvdIndependence, MO 64052-3707
Branch Office1550 E Meadowbrook Ave Ste BPhoenix, AZ 85014-4040
Branch Office9040 Benson AveMontclair, CA 91763
Branch Office201 Main St Suite 2Westbrook, ME 04092
Branch Office815 Columbus StRapid City, SD 57701
Branch Office1235 E Weisgarber RdKnoxville, TN 37909-2646

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.