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Interior Federal Credit Union


Overview / Commentary
www.interiorfcu.org
800-914-8619
1849 C St Nw Rm B038
Washington, DC 20240

From the Bank

Field of Membership Restrictions

Interior Federal Credit Union is open to anyone through joining the New Mexico Wildlife Federation. Membership is also open to the following: 1) employees and retirees of National Fish and Wildlife Foundation in Washington D.C. National Headquarters of the Selective Service System who work in the states of Virginia or Maryland, and over 40 Select Employer Groups; 2) members of several partner groups and volunteers of the National Parks Service and other groups.
See current membership details

Related Posts

Interior Federal Credit Union Boosts Long-Term Jumbo CD Rates - 10/6/2021

Interior Federal Credit Union (easy membership) recently boosted the rates on its long-term Jumbo Share Certificates. Minimum opening deposit is $100k.

View all posts from:


Reviews (3)

A Hidden Gem For CD's

Posted by: |

Pros:

- CD rates are very competitive, sometimes beating online banks.
- 6-month CD charges a very modest early withdrawal penalty, just 30 days of interest
- Helpful and friendly customer service
- Never had an issue with mailed checks getting lost (unlike another review)
- Very good online banking system for a small credit union
- Shared branching access

Cons:

- A bit difficult to get a membership open if you have a number of Chexsystems inquiries from rate/bonus-chasing.
- Opening a membership is a hard pull on Equifax, but the hard pull can be re-used for loans within 30 days
- There's a fee for originating an outgoing ACH transfer, but you can avoid it if you pull funds using the external institution

1

Lost Bank Check - Incompetent!

Posted by: |

They lost a Bank check for substantial amount of money I sent to open a CD and for three days they were not returning calls. They said the guy that opened my account is on vacation so they are not sure if he had it. A woman said they have quite a few missing checks.

This is a nightmare.

7

Really Bad Experience

Posted by: |

Another clueless credit union where they provide prospective customers with the wrong information and treating them as idiots.

7


Health
B+

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #319
Year Chartered1935
Employees34
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.85%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$258.0MM$250.8MM
LoansQ4 2021vs Q4 2020$196.1MM$182.5MM
DepositsQ4 2021vs Q4 2020$224.9MM$223.2MM
Equity CapitalQ4 2021vs Q4 2020$21.6MM$19.5MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.1MM$1.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$580.00K$1.0MM
Real Estate OwnedQ4 2021vs Q4 2020$161.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Interior Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Interior Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Savings
0.20%*$1.5k*-Primary Savings Account
OTHER TIERS: 0.15% → $25 - $1.5k
0.20%--Holiday Club Savings
0.20%--Vacation Club Savings
0.20%*$25k*-Health Savings Account
OTHER TIERS: 0.05% → Up to $2k | 0.10% → $2k - $15k | 0.15% → $15k - $25k
0.20%*$1.5k*-Secondary Savings Account
OTHER TIERS: 0.15% → $25 - $1.5k
0.20%*$1.5k*-Young Adult Primary Savings Account
OTHER TIERS: 0.15% → $25 - $1.5k
0.20%*$1.5k*-Little Buffalos Account
OTHER TIERS: 0.15% → $25 - $1.5k
0.20%*$1.5k*-Teen Account
OTHER TIERS: 0.15% → $25 - $1.5k

Interior Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market Accounts
OTHER TIERS: 0.15% → $1k - $5k | 0.25% → $5k - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $75k | 0.42% → $75k - $100k

Interior Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*-$501Young Adult Checking Account
OTHER TIERS: 0.05% → $501+
0.05%--Checking Account

Interior Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.08%$100k-60 Month Jumbo HSA Certificate
2.08%$100k-60 Month Jumbo Share Certificate
2.03%$500-60 Month Share Certificate
2.03%$500-60 Month HSA Certificate
2.01%$100k-48 Month Jumbo HSA Certificate
2.01%$100k-48 Month Jumbo Share Certificate
1.98%$100k-56 Month Bump Up Jumbo HSA Certificate
1.98%$100k-56 Month Bump Up Jumbo Share Certificate
1.96%$500-48 Month Share Certificate
1.96%$500-48 Month HSA Certificate
1.93%$500-56 Month Bump Up HSA Certificate
1.93%$500-56 Month Bump Up Share Certificate
1.83%$100k-36 Month Jumbo HSA Certificate
1.83%$100k-36 Month Jumbo Share Certificate
1.77%$500-36 Month Share Certificate
1.77%$500-36 Month HSA Certificate
1.59%$100k-24 Month Jumbo HSA Certificate
1.59%$100k-24 Month Jumbo Share Certificate
1.54%$500-24 Month Share Certificate
1.54%$500-24 Month HSA Certificate
1.54%$50-24 Month Young Adult Accumulator Share Certificate
1.49%$100k-20 Month Bump Up Jumbo HSA Certificate
1.49%$100k-20 Month Bump Up Jumbo Share Certificate
1.44%$500-20 Month Bump Up HSA Certificate
1.44%$500-20 Month Bump Up Share Certificate
1.28%$100k-12 Month Jumbo HSA Certificate
1.28%$100k-12 Month Jumbo Share Certificate
1.23%$500-12 Month Share Certificate
1.23%$500-12 Month HSA Certificate
0.87%$100k-6 Month Jumbo HSA Certificate
0.87%$100k-6 Month Jumbo Share Certificate
0.82%$500-6 Month Share Certificate
0.82%$500-6 Month HSA Certificate

Interior Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.08%$100k-60 Month IRA Jumbo Certificate
2.03%$500-60 Month IRA Certificate
2.01%$100k-48 Month IRA Jumbo Certificate
1.98%$100k-56 Month Bump Up Jumbo IRA Certificate
1.96%$500-48 Month IRA Certificate
1.93%$500$100k56 Month Bump Up IRA Certificate
1.83%$100k-36 Month IRA Jumbo Certificate
1.77%$500-36 Month IRA Certificate
1.59%$100k-24 Month IRA Jumbo Certificate
1.54%$500-24 Month IRA Certificate
1.49%$100k-20 Month Bump Up Jumbo IRA Certificate
1.44%$500-20 Month Bump Up IRA Certificate
1.28%$100k-12 Month Jumbo IRA Certificate
1.23%$500-12 Month IRA Certificate
0.87%$100k-6 Month Jumbo IRA Certificate
0.82%$500-6 Month IRA Certificate
Locations


Interior Federal Credit Union Locations
Branch Office12201 Sunrise Valley Dr MS 700Reston, VA 20192
Branch Office1849 C ST NW RM B038Washington, DC 20240

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