Overview / Commentary
956-722-7611
1200 San Bernardo Avenue
Laredo, TX 78040

International Bank of Commerce is headquartered in Laredo and is the 9th largest bank in the state of Texas. It is also the 152nd largest bank in the nation. It was established in 1966 and as of June of 2018, it had grown to 2,381 employees at 133 locations. International Bank of Commerce has an A health rating.

Related Posts

View all posts from:


Reviews (3)

Not a bank I would have an account with again

Posted by: Clownedly | Apr 30, 2018

I banked with IBC bank for about six months. I needed a local bank because the credit union I usually bank with did not have a local branch in my area. I was drawn to IBC because they had a free checking account and did not require a minimum balance to be kept in the account. The bank had several branches in the Oklahoma City area. They were all relatively clean. The teller staff were also very nice and very helpful. What I did not like about IBC was the way they tried to upsell you on every product every time you went into the bank. I understand they have to meet a quota but when I just want to deposits a check and go on my way, I did not want to hear about opening a CD. I also did not enjoy using their mobile banking site. It was very clunky and the pages took a very long time to load. In the end I closed my account because my bank opened a branch in my local area and offered me a much more streamlined online experience and less product selling. I would not open another account with IBC again unless they were the only bank in a fifty mile radius.

Bad Customer Service

Posted by: strato | Apr 11, 2012

I am a merchant and just spent over 2 hours talking to 6 representatives trying to have an authorization charge removed from a customer's account (an authorization that we will not be using).  I have done this countless times with other banks/card issuers and have NEVER had a problem but this was not the case with IBC.  They will not remove an authorization charge, period, not even with a fax on the company letterhead stating that the authorization will not be used...so basically the customer has to wait for the authorization to expire, which was quoted to be 3-5 days.  This is very dissatisfying when every other bank/card issuer has NO problem doing this.  If I was the customer I would be extremely unhappy, and I would warn any potential customers to be weary of IBC.  See the review below as well!

Not Customer Friendly

Posted by: mistysmart | Jan 8, 2011

Known as IBC, this bank is not customer friendly or understanding at all regarding fees. I had an Internet company charged a 350 charge to my account by mistake. I called them and they apoligized telling me they realized the mistake and cancelled the charge immediately. However, they couldnt remove the authorization. IBC banks response was to charge me overdraft fees on everything even though the charge was pending. THEY NEVER PAID THE CHARGE. When the charge feel off, I still had 270 in over draft fees PENDING. Through all of this, and 26 $28 od fees later, my bank account never showed a negative balance from charges, only 11 od fees later did my account go negative. Never had i heard of a bank charging od fees for pending items. Never had i heard of a bank charging od fees for unauthorized charges. The banks response was it was not a mistake of theirs and they refused to return any of the fees. I couldn't even file a reg-e claim, which would have forced the bank to return the fees, because there was no charge TAKEN.



Health

Health Grade Components

Overall
FDIC Certificate #19629
Year Established1966
Employees2381
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.84%
Return on Equity - YTD11.82%
Annual Interest Income$167.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$8.42B$8.46B
LoansQ2 2018vs Q2 2017$4.67B$4.58B
DepositsQ2 2018vs Q2 2017$5.97B$5.96B
Equity CapitalQ2 2018vs Q2 2017$1.35B$1.33B
Loan Loss AllowanceQ2 2018vs Q2 2017$45.2MM$47.0MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$16.9MM$20.3MM
Real Estate OwnedQ2 2018vs Q2 2017$50.6MM$26.4MM
Rates

Sorry, we do not have rate data for International Bank of Commerce.

Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.