Overview / Commentary
Internationalites Federal Credit Union is headquartered in Carlsbad and is the 33rd largest credit union in the state of New Mexico. It is also the 3,885th largest credit union in the nation. It was established in 1950 and as of March of 2021, it had grown to 3 employees and 1,083 members at 1 location. Internationalites Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees of Mosaic Potash Carlsbad Inc, Willbros Carlsbad or Intrepid Potash.
See current membership details
Health
C+
Data as of Q1 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Internationalites Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7027 |
| Year Chartered | 1950 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 7.45% |
| Return on Equity - YTD | 46.84% |
| Annual Interest Income | $65.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2021vs Q1 2020 | $12.2MM$11.8MM |
| Loans | Q1 2021vs Q1 2020 | $5.2MM$5.6MM |
| Deposits | Q1 2021vs Q1 2020 | $10.3MM$9.8MM |
| Equity Capital | Q1 2021vs Q1 2020 | $1.9MM$1.9MM |
| Loan Loss Allowance | Q1 2021vs Q1 2020 | $77.00K$60.00K |
| Unbacked Noncurrent Loans | Q1 2021vs Q1 2020 | $261.00K$2.00K |
| Real Estate Owned | Q1 2021vs Q1 2020 | $0$0 |