Interstate Bank


Overview / Commentary
806-435-4071
301 South Main Street
Perryton, TX 79070

Interstate Bank is headquartered in PERRYTON and is the 233rd largest bank in the state of Texas. It is also the 2,609th largest bank in the nation. It was established in 1957 and as of March of 2025, it had grown to 32 employees at 2 locations. Interstate Bank's CD rates are 4X the national average, and it has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #31043
Year Established1957
Employees32
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.02%
Return on Equity - YTD37.57%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$277.7MM$258MM
LoansQ1 2025vs Q1 2024$161.2MM$170.8MM
DepositsQ1 2025vs Q1 2024$260.9MM$243.2MM
Equity CapitalQ1 2025vs Q1 2024$16MM$13.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.2MM$3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.2MM$1.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Interstate Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Interstate Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$0-Statement Savings

Interstate Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-Money Market Account

Interstate Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-Interest Checking NOW

Interstate Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.19%*$100k*-6 Month CD
OTHER TIERS: 3.94% $500 - $100k
4.06%*$100k*-3 Month CD
OTHER TIERS: 3.80% $500 - $100k
3.80%*$100k*-1 Year CD
OTHER TIERS: 3.55% $500 - $100k
3.29%*$100k*-2 Year CD
OTHER TIERS: 3.03% $500 - $100k
2.52%*$100k*-3 Year CD
OTHER TIERS: 2.27% $500 - $100k
2.52%*$100k*-4 Year CD
OTHER TIERS: 2.27% $500 - $100k

Interstate Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%*$100k*-18 Month IRA Certificate
OTHER TIERS: 3.29% $50 - $100k
Locations


Interstate Bank Locations
Interstate Bank, SSB301 S Main StPerryton, TX 79070
Coulter Branch5085 S. Coulter StreetAmarillo, TX 79119

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