InTouch Credit Union is a large credit union headquartered in Plano, Texas, having been originally chartered in 1974. The credit has grown to serve tens of thousands of members located in all 50 states and in various countries all over the world.
ITCU offers depository and loan products and services to provide personal, business, and wealth management banking solutions to meet the needs of its members. On its personal depository banking side, the credit union makes a range of savings account products available, including youth savings, health savings, and money market and certificate accounts. Its certificate account offerings range in term lengths from 3 to 60 months and require a $1000 minimum to open. There is a range of checking account products available, among which are offerings that provide unlimited checks or accounts that are managed exclusively online.
InTouch Credit Union online banking provides 24-hour access to accounts for mobile banking, account management, and QuickBooks through its eBanking platform. The credit union also offers a variety of educational tools and webinars to help members understand products and services related to things like children’s and college students’ savings programs. ITCU’s website also features calculators to help members with budgeting and account rate comparison. The credit union issues loans to both businesses and individuals for vehicles, real estate, equipment, and credit cards.
InTouch Credit Union is a non-federal, state-chartered credit union and is insured by the NCUA. It operates branches in the physical vicinity of the city of Dallas, close to its headquarters.
Field of Membership Restrictions
Membership in InTouch Credit Union is generally open to those who live, work, worship, or attend school within the geographies of each of our branches, with the exception of the Memphis branch, which operates under a Select Employer Group (SEG) field of membership. Employees of Dr Pepper Snapple Group, Caesars Entertainment Corporation, and other local SEGs also qualify.
See current membership details
Related Posts
3/17 - InTouch Credit Union Adds Very Competitive 11-Month CD Special - Expired
5/2 - InTouch Credit Union Adds 8-Month Certificate Special
3/3 - InTouch Credit Union Adds 21-Month Jumbo CD Special
1/20 - InTouch Credit Union Ups 15-Month Jumbo CD
Polite, Professional At Sterling, VA Branch
The 5-10 mile radius FOM is very misleading it includes residents of Fairfax County.
CD Rate Increase/Decrease
FYI reference: https://www.itcu.org/accounts/checking/high-yield
*HYC CDs earn an additional 25 basis points (over regular CD rates) while an HYC account is open and in good standing. The HYC CD rate will be reduced to the equivalent regular CD term (at the time it was opened) if the HYC account is closed while the HYC CD is still open. Rates subject to change without notice. For CD rates and disclosures, visit our All Rates page. "
The High-Yield Checking Account Is Capped At $30K (For Purpose Of Earning 2.63%)
I thought that being able to earn 2.63% on one's deposit amount in the High-Yield Checking with *no maximum* was too good to be true (even if it did require $5K+ in debit card spending per month). Indeed, it is. There is a $30K cap.
WORST CREDIT UNION
This is the worst credit union I have ever dealt with I opened an account online 7-13-20 it took 7 days for them to start to process my application but only after two calls asking what the status was they said the girl that handles that has been busy …..NICE
So then on 7-24 I deposit a payroll check and was told it would be put on hold as it a new account ..ok no problem
I login on Monday 7-27-20 and it show its avail ok so I pay my bills because it avail right….. nope money was then put on hold until 8-7-20
Its now 8-1-20 and I have already received checks that I ordered but still no Debit card and its going to take 2 weeks to get my paycheck so I can pay my bills
TAKE YOUR MONEY ELSE WHERE THIS PLACE IS A JOKE!!!!
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68505 |
| Year Chartered | 1974 |
| Employees | 172 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.05% |
| Return on Equity - YTD | -13.31% |
| Annual Interest Income | $18.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $1.06B$960.1MM |
| Loans | Q2 2022vs Q2 2021 | $864.1MM$665.8MM |
| Deposits | Q2 2022vs Q2 2021 | $864.1MM$812.6MM |
| Equity Capital | Q2 2022vs Q2 2021 | $82.8MM$87.3MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $4.2MM$5.2MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $6.1MM$3.5MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
