InvesTex Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.03% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.26% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 0.05% - Bank OZK Personal Savings |
InvesTex Credit Union is headquartered in Humble and is the 86th largest credit union in the state of Texas. It is also the 1,049th largest credit union in the nation. It was established in 1952 and as of December of 2018, it had grown to 64 employees and 22,371 members at 6 locations. InvesTex Credit Union's CD rates are 51% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
InvesTex Credit Union offers membership to individuals who live or work within a 10-mile radius of any branch locations and within the Lone Star College System, including eleven Texas school districts. Employees of retail merchants that belong to the Retail Merchants Association of Houston are also eligible for membership.
See current membership details
Related Posts
Good fees and customer service, mobile is meh
In general I would say that I'm happy with my credit union. I've only used Investex and Bank of America as far as banking institutions go and overall Investex has had far better customer service and the difference in fees is HUGE. Investex has practically no fees whereas Bank of America tries to give you as many fees as the can (or at least that's what it feels like.) My only complaint with Investex is that their mobile app is a little less than good, it often rejects checks that I try to mobile-y deposit and that's when I end up depositing them to Bank of America who takes them with no questions asked, almost instantly. Overall though, I try to use Investex for everything and stay away from Bank of America when I can.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67637 |
| Year Chartered | 1952 |
| Employees | 64 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 5.07% |
| Annual Interest Income | $6.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $201.8MM$202.9MM |
| Loans | Q4 2018vs Q4 2017 | $103.5MM$105.6MM |
| Deposits | Q4 2018vs Q4 2017 | $180.0MM$182.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $19.7MM$18.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $796.00K$716.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $959.00K$807.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not InvesTex Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
InvesTex Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.42%* | $20k* | - | IRA | ||
| OTHER TIERS: 0.25% → Up to $5k | 0.70% → $5k - $20k | |||||
| 0.05% | - | - | Regular Savings | ||
| 0.05% | - | - | Secondary Savings | ||
| 0.05% | - | - | Lil' Roper Club | ||
| 0.05% | - | $5k | Vacation Club | ||
| 0.05% | - | $5k | Christmas Club | ||
InvesTex Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $20k* | - | High-Yield Checking | ||
| OTHER TIERS: 0.05% → $2.5k - $5k | 0.15% → $5k - $20k | |||||
InvesTex Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.13% | $50k | - | 5 Year Jumbo CD | |
| 3.03% | $1k | - | 5 Year CD | |
| 2.73% | $50k | - | 4 Year Jumbo CD | |
| 2.63% | $1k | - | 4 Year CD | |
| 2.63% | $50k | - | 2 Year Jumbo CD | |
| 2.63% | $50k | - | 3 Year Jumbo CD | |
| 2.53% | $1k | - | 2 Year CD | |
| 2.53% | $1k | - | 3 Year CD | |
| 2.03% | $1k | - | 18 Month CD | |
| 2.03% | $50k | - | 18 Month Jumbo CD | |
| 1.36% | $50k | - | 1 Year Jumbo CD | |
| 1.26% | $1k | - | 1 Year CD | |
| 0.85% | $50k | - | 6 Month Jumbo CD | |
| 0.75% | $1k | - | 6 Month CD | |
| 0.20% | $100 | - | 1 Year Payroll Growth CD |
InvesTex Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.13% | $50k | - | 5 Year Jumbo IRA | |
| 3.03% | $1k | - | 5 Year IRA | |
| 2.73% | $50k | - | 4 Year Jumbo IRA | |
| 2.63% | $50k | - | 2 Year Jumbo IRA | |
| 2.63% | $50k | - | 3 Year Jumbo IRA | |
| 2.63% | $1k | - | 4 Year IRA | |
| 2.53% | $1k | - | 2 Year IRA | |
| 2.53% | $1k | - | 3 Year IRA | |
| 2.03% | $1k | - | 18 Month IRA | |
| 2.03% | $50k | - | 18 Month Jumbo IRA | |
| 1.36% | $50k | - | 1 Year Jumbo IRA | |
| 1.26% | $1k | - | 1 Year IRA | |
| 0.85% | $50k | - | 6 Month Jumbo IRA | |
| 0.75% | $1k | - | 6 Month IRA | |
| 0.20% | $100 | - | 1 Year Payroll Growth IRA |
| InvesTex Credit Union Locations | ||
|---|---|---|
| Branch Office | 24922 State Highway 249 | Tomball, TX 77375 |
| Branch Office | 230 Cypresswood Dr Ste H | Spring, TX 77388 |
| Branch Office | 5212 Atascocita Rd | Humble, TX 77346 |
| Branch Office | 1614 N Durham Dr | Houston, TX 77008 |
| Branch Office | 905 Aldine Bender Rd | Houston, TX 77032 |
| Corporate Office | 8404 FM 1960 Rd W | Humble, TX 77338 |