Iowa Heartland Credit Union is headquartered in MASON CITY and is the 52nd largest credit union in the state of Iowa. It is also the 3,222nd largest credit union in the nation. It was established in 1932 and as of December of 2018, it had grown to 7 employees and 3,443 members at 1 location. Iowa Heartland Credit Union's CD rates are 37% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Iowa Heartland Credit Union of Iowa is open to the residents and the people that maintain employment within these qualified northern-state counties: Butler, Cerro, Gordo, Floyd, Franklin, Hancock, Mitchell, Winnebago, Worth, and Wright along with the family members of the current credit union members.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60718 |
| Year Chartered | 1932 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 2.27% |
| Annual Interest Income | $781.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $22.4MM$23.0MM |
| Loans | Q4 2018vs Q4 2017 | $12.8MM$12.5MM |
| Deposits | Q4 2018vs Q4 2017 | $17.9MM$18.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.4MM$4.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $59.00K$58.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $73.00K$26.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$108.00K |
Always verify rates and promotions with the bank or credit union. We are not Iowa Heartland Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Iowa Heartland Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50% | $1 | - | Variable IRA | ||
| 0.13% | - | - | Christmas Club | ||
| 0.07%* | $2k* | - | Share Savings | ||
| OTHER TIERS: 0.05% → Up to $2k | |||||
Iowa Heartland Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.18% | $500 | - | 30 DAY Money Market |
Iowa Heartland Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $50k* | - | Checking Plus | ||
| OTHER TIERS: 0.07% → $1.5k - $10k | 0.10% → $10k - $25k | 0.11% → $25k - $50k | |||||
Iowa Heartland Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.56% | $500 | - | 30 Month CD | |
| 1.51% | $500 | - | 24 Month CD | |
| 1.26% | $500 | - | 18 Month CD | |
| 1.23% | $500 | - | 12 Month CD | |
| 1.00% | $500 | - | 182 Day CD | |
| 0.15% | $500 | - | 91 Day CD |
Iowa Heartland Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | 30 Month IRA |
| Iowa Heartland Credit Union Locations | ||
|---|---|---|
| Branch Office | 1602 S MONROE AVE | MASON CITY, IA 50401 |