Iowa Heartland Credit Union is headquartered in MASON CITY and is the 52nd largest credit union in the state of Iowa. It is also the 3,230th largest credit union in the nation. It was established in 1932 and as of June of 2019, it had grown to 8 employees and 3,390 members at 1 location. Iowa Heartland Credit Union's CD rates are 37% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Iowa Heartland Credit Union is open those who live or work in Butler, Floyd, Cerro Gordo, Franklin, Mitchell, Hancock, Wright, Worth, or Winnebago counties of North Iowa. Immediate family of existing members are also eligible.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60718 |
| Year Chartered | 1932 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.56% |
| Return on Equity - YTD | 2.79% |
| Annual Interest Income | $408.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $22.4MM$23.1MM |
| Loans | Q2 2019vs Q2 2018 | $12.9MM$12.4MM |
| Deposits | Q2 2019vs Q2 2018 | $17.8MM$18.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $4.5MM$4.4MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $49.00K$60.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $49.00K$49.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Iowa Heartland Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Iowa Heartland Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50% | $1 | - | Variable IRA | ||
| 0.13% | - | - | Christmas Club | ||
| 0.07%* | $2k* | - | Share Savings | ||
| OTHER TIERS: 0.05% → Up to $2k | |||||
Iowa Heartland Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $500 | - | 30 DAY Money Market |
Iowa Heartland Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $50k* | - | Checking Plus | ||
| OTHER TIERS: 0.07% → $1.5k - $10k | 0.10% → $10k - $25k | 0.11% → $25k - $50k | |||||
Iowa Heartland Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.56% | $500 | - | 30 Month CD | |
| 1.51% | $500 | - | 24 Month CD | |
| 1.26% | $500 | - | 18 Month CD | |
| 1.23% | $500 | - | 12 Month CD | |
| 1.00% | $500 | - | 182 Day CD | |
| 0.15% | $500 | - | 91 Day CD |
Iowa Heartland Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | 30 Month IRA |
| Iowa Heartland Credit Union Locations | ||
|---|---|---|
| Branch Office | 1602 S MONROE AVE | MASON CITY, IA 50401 |