Iowa Heartland Credit Union

Overview / Commentary
1602 S Monroe Ave
Mason City, IA 50401

Iowa Heartland Credit Union is headquartered in MASON CITY and is the 52nd largest credit union in the state of Iowa. It is also the 3,222nd largest credit union in the nation. It was established in 1932 and as of December of 2018, it had grown to 7 employees and 3,443 members at 1 location. Iowa Heartland Credit Union's CD rates are 37% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Iowa Heartland Credit Union of Iowa is open to the residents and the people that maintain employment within these qualified northern-state counties: Butler, Cerro, Gordo, Floyd, Franklin, Hancock, Mitchell, Winnebago, Worth, and Wright along with the family members of the current credit union members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Iowa Heartland Credit Union has a low asset base.

Health Grade Components

NCUA #60718
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD2.27%
Annual Interest Income$781.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$22.4MM$23.0MM
LoansQ4 2018vs Q4 2017$12.8MM$12.5MM
DepositsQ4 2018vs Q4 2017$17.9MM$18.6MM
Equity CapitalQ4 2018vs Q4 2017$4.4MM$4.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$59.00K$58.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$73.00K$26.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$108.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Iowa Heartland Credit Union Savings Account Rates

0.50%$1-Variable IRA
0.13%--Christmas Club
0.07%*$2k*-Share Savings
OTHER TIERS: 0.05% Up to $2k

Iowa Heartland Credit Union Money Market Rates

0.18%$500-30 DAY Money Market

Iowa Heartland Credit Union Checking Account Rates

0.15%*$50k*-Checking Plus
OTHER TIERS: 0.07% $1.5k - $10k | 0.10% $10k - $25k | 0.11% $25k - $50k

Iowa Heartland Credit Union CD Rates

1.56%$500-30 Month CD
1.51%$500-24 Month CD
1.26%$500-18 Month CD
1.23%$500-12 Month CD
1.00%$500-182 Day CD
0.15%$500-91 Day CD

Iowa Heartland Credit Union IRA Rates

0.50%$500-30 Month IRA

Iowa Heartland Credit Union Locations
Branch Office1602 S MONROE AVEMASON CITY, IA 50401

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