Iowa State Savings Bank (IA) Reviews and Rates

Iowa State Savings Bank (IA)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.issbbank.com

641-782-1000

401 West Adams Street
Creston, IA 50801

Iowa State Savings Bank (IA) is headquartered in CRESTON and is the 104^th largest bank in the state of Iowa. It is also the 2,565^th largest bank in the nation. It was established in 1883 and as of March of 2025, it had grown to 33 employees at 3 locations. Iowa State Savings Bank (IA)'s money market rates are 2X the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8751
Year Established	1883
Employees	33
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.17%
Return on Equity - YTD	13.11%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$285.8MM$270.6MM
Loans	Q1 2025vs Q1 2024	$159.4MM$153MM
Deposits	Q1 2025vs Q1 2024	$252.9MM$240.2MM
Equity Capital	Q1 2025vs Q1 2024	$25.4MM$23.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.1MM$1.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$13K$35K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Iowa State Savings Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Iowa State Savings Bank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%^*	$2.5k^*	-	Reserve Savings
OTHER TIERS: 0.25% → $0 - $2.5k
0.65%^*	$2.5k^*	-	Balance Builder
OTHER TIERS: 0.25% → $0 - $2.5k
0.65%^*	$2.5k^*	-	ISS Bees Savings Club
OTHER TIERS: 0.25% → $0 - $2.5k

Iowa State Savings Bank (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%^*	$200k^*	-	Consumer Money Market
OTHER TIERS: 0.35% → $0 - $10k \| 0.45% → $10k - $25k \| 0.70% → $25k - $50k \| 0.85% → $50k - $100k \| 0.95% → $100k - $200k

Iowa State Savings Bank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.95%^*	$0	$15k	Interest Rewards Checking Account
OTHER TIERS: 0.65% → $15k+
0.65%^*	$100k^*	-	Premier Checking Account
OTHER TIERS: 0.40% → $0 - $25k \| 0.55% → $25k - $100k

Locations

Iowa State Savings Bank (IA) Locations
Lenox Branch	200 North Main Street	Lenox, IA 50851
Iowa State Savings Bank	401 W Adams St	Creston, IA 50801
Iowa State Savings Bank - Southern Branch	504 West Taylor Street	Creston, IA 50801

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.