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iQ Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.iqcu.com
800-247-4364
1313 Main St
Vancouver, WA 98660

iQ Credit Union is headquartered in Vancouver and is the 13th largest credit union in the state of Washington. It is also the 245th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 343 employees and 103,897 members at 24 locations. iQ Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in iQ Credit Union is open to anyone who lives or works within the state of Oregon through joining the Pacific Foundation for Blind Children. Membership is also open to anyone who lives, works, or attends school in the state of Washington.
See current membership details

Reviews (1)

Hard Inquiry On Experian To Open Savings & CD Accts

Posted by: |

After lots of comparison research, I decided to open up a Certificate of Deposit with a nearby credit union that is located about 50 miles from my home. While going through the set up questions & attaching files to verify my identity & affiliation, there was mention that an inquiry would be made to my credit file. But they did not spell out that IQ CU was going to pull a HARD query! It shows up on my EXPERIAN report as if I had applied for "Extension of Credit. This inquiry is scheduled to continue on record until Apr 2025." This should have been a soft query!

4


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60438
Year Chartered1940
Employees343
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD10.41%
Annual Interest Income$24.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.08B$2.05B
LoansQ1 2025vs Q1 2024$1.53B$1.6B
DepositsQ1 2025vs Q1 2024$1.83B$1.8B
Equity CapitalQ1 2025vs Q1 2024$211.8MM$184MM
Loan Loss AllowanceQ1 2025vs Q1 2024$15.8MM$20.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$9.8MM$11.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not iQ Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iQ Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$0-Intelligent Saving
0.05%$0-Business Regular Share
0.05%$0-Regular Share
0.05%$0-Youth Shares
0.05%$0-Easy Saver (round-up)

iQ Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$1m*-Business Money Market
OTHER TIERS: 0.05% → $0 - $1k | 1.25% → $1k - $10k | 2.00% → $10k - $50k | 2.50% → $50k - $100k | 3.00% → $100k - $500k | 3.50% → $500k - $1m
3.75%*$1m*-Money Market Account
OTHER TIERS: 0.05% → $0 - $1k | 0.25% → $1k - $10k | 0.50% → $10k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $500k | 2.75% → $500k - $1m

iQ Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%*$0$25kIntelligent Checking - Qualifying
OTHER TIERS: 0.25% → $25k+
0.05%$0-Business Interest Checking
0.05%$0-Interest Checking

iQ Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$0-12 Month Member Perks Certificate
2.75%$0-24 Month Member Perks Certificate
2.75%$0-36 Month Member Perks Certificate
2.75%$0-60 Month Member Perks Certificate
2.50%$0-12 Month Certificate
2.50%$0-24 Month Certificate
2.50%$0-36 Month Certificate
2.50%$0-60 Month Certificate
2.50%$0-Business 12 Month Certificate
2.50%$0-Business 24 Month Certificate
2.50%$0-Business 36 Month Certificate
2.50%$0-Business 60 Month Certificate
2.10%$0-6 Month Member Perks Certificate
1.85%$0-6 Month Certificate
1.85%$0-Business 6 Month Certificate
1.25%$0-3 Month Member Perks Certificate
1.00%$0-3 Month Certificate
1.00%$0-Business 3 Month Certificate

iQ Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$0-12 Month Member Perks IRA
2.75%$0-24 Month Member Perks IRA
2.75%$0-36 Month Member Perks IRA
2.75%$0-60 Month Member Perks IRA
2.50%$0-12 Month IRA
2.50%$0-24 Month IRA
2.50%$0-36 Month IRA
2.50%$0-60 Month IRA
2.10%$0-6 Month Member Perks IRA
1.85%$0-6 Month IRA
1.25%$0-3 Month Member Perks IRA
1.00%$0-3 Month IRA
0.30%$0-IRA Share
0.30%$0-Roth IRA Share
Locations

Availability



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