iQ Credit Union is headquartered in Vancouver and is the 13th largest credit union in the state of Washington. It is also the 228th largest credit union in the nation. It was established in 1940 and as of June of 2023, it had grown to 367 employees and 104,226 members at 24 locations. iQ Credit Union's money market rates are 9X the national average, and it has an A health rating.
Membership in iQ Credit Union is open to anyone who lives or works within the state of Oregon through joining the Pacific Foundation for Blind Children. Membership is also open to anyone who lives, works, or attends school in the state of Washington.
See current membership details
I love IQ Credit Union I have never been disappointed with them. They have quick friendly tellers that get everything taking care of for you. Some of the added perks for going there are monthly raffles, no charge for turning in change, and you get to pick from cute cards to use (I have sasqatach riding a unicorn).
After lots of comparison research, I decided to open up a Certificate of Deposit with a nearby credit union that is located about 50 miles from my home. While going through the set up questions & attaching files to verify my identity & affiliation, there was mention that an inquiry would be made to my credit file. But they did not spell out that IQ CU was going to pull a HARD query! It shows up on my EXPERIAN report as if I had applied for "Extension of Credit. This inquiry is scheduled to continue on record until Apr 2025." This should have been a soft query!
Overall | |
---|---|
NCUA # | 60438 |
Year Chartered | 1940 |
Employees | 367 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.4% |
Return on Equity - YTD | 4.83% |
Annual Interest Income | $42.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $2.08B$1.93B |
Loans | Q2 2023vs Q2 2022 | $1.65B$1.55B |
Deposits | Q2 2023vs Q2 2022 | $1.88B$1.67B |
Equity Capital | Q2 2023vs Q2 2022 | $173.4MM$162.5MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $18.7MM$16.5MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $10.4MM$3.8MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not iQ Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | - | - | IRA Share | |
0.30% | - | - | Roth IRA Share | |
0.05% | $100 | - | Business Regular Share | |
0.05% | $100 | - | Regular Share | |
0.05% | - | - | Youth Shares | |
0.05% | - | - | Easy Saver (round-up) |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
6.00%* | - | $25k | Intelligent Checking - Qualifying | ||
OTHER TIERS: 0.25% → $25k+ | |||||
0.05% | - | - | Business Interest Checking | ||
0.05% | - | - | Interest Checking |