iQ Credit Union

Overview / Commentary
1313 Main St
Vancouver, WA 98660

iQ Credit Union is headquartered in Vancouver and is the 13th largest credit union in the state of Washington. It is also the 240th largest credit union in the nation. It was established in 1940 and as of March of 2024, it had grown to 346 employees and 104,448 members at 24 locations. iQ Credit Union's money market rates are 9X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in iQ Credit Union is open to anyone who lives or works within the state of Oregon through joining the Pacific Foundation for Blind Children. Membership is also open to anyone who lives, works, or attends school in the state of Washington.
See current membership details

Reviews (2)

Great local bank.

Posted by: |

I love IQ Credit Union I have never been disappointed with them. They have quick friendly tellers that get everything taking care of for you. Some of the added perks for going there are monthly raffles, no charge for turning in change, and you get to pick from cute cards to use (I have sasqatach riding a unicorn).

Hard Inquiry On Experian To Open Savings & CD Accts

Posted by: |

After lots of comparison research, I decided to open up a Certificate of Deposit with a nearby credit union that is located about 50 miles from my home. While going through the set up questions & attaching files to verify my identity & affiliation, there was mention that an inquiry would be made to my credit file. But they did not spell out that IQ CU was going to pull a HARD query! It shows up on my EXPERIAN report as if I had applied for "Extension of Credit. This inquiry is scheduled to continue on record until Apr 2025." This should have been a soft query!


Health Grade Components

NCUA #60438
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD8.95%
Annual Interest Income$23.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.05B$2.09B
LoansQ1 2024vs Q1 2023$1.6B$1.64B
DepositsQ1 2024vs Q1 2023$1.8B$1.89B
Equity CapitalQ1 2024vs Q1 2023$184MM$171.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$20.2MM$19MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$11.5MM$7.9MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not iQ Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iQ Credit Union Savings Account Rates

3.50%$0-Intelligent Saving
0.30%$0-IRA Share
0.30%$0-Roth IRA Share
0.05%$100-Business Regular Share
0.05%$100-Regular Share
0.05%$0-Youth Shares
0.05%$0-Easy Saver (round-up)

iQ Credit Union Money Market Rates

4.00%*$1m*-Business Money Market
OTHER TIERS: 0.05% $0 - $1k | 1.25% $1k - $10k | 2.00% $10k - $50k | 2.50% $50k - $100k | 3.00% $100k - $500k | 3.50% $500k - $1m
3.75%*$1m*-Money Market Account
OTHER TIERS: 0.05% $0 - $1k | 0.25% $1k - $10k | 0.50% $10k - $50k | 0.75% $50k - $100k | 1.00% $100k - $500k | 2.75% $500k - $1m

iQ Credit Union Checking Account Rates

5.50%*$0$25kIntelligent Checking - Qualifying
OTHER TIERS: 0.25% $25k+
0.05%$0-Business Interest Checking
0.05%$0-Interest Checking

iQ Credit Union CD Rates

2.50%$0-12 Month Member Perks Certificate
2.35%$0-24 Month Member Perks Certificate
2.35%$0-36 Month Member Perks Certificate
2.35%$0-60 Month Member Perks Certificate
2.25%$0-12 Month Certificate
2.25%$0-Business 12 Month Certificate
2.10%$0-24 Month Certificate
2.10%$0-36 Month Certificate
2.10%$0-60 Month Certificate
2.10%$0-Business 24 Month Certificate
2.10%$0-Business 36 Month Certificate
2.10%$0-Business 60 Month Certificate
1.95%$0-6 Month Member Perks Certificate
1.70%$0-6 Month Certificate
1.70%$0-Business 6 Month Certificate
1.25%$0-3 Month Member Perks Certificate
1.00%$0-3 Month Certificate
1.00%$0-Business 3 Month Certificate

iQ Credit Union IRA Rates

2.50%$0-12 Month Member Perks IRA
2.35%$0-24 Month Member Perks IRA
2.35%$0-36 Month Member Perks IRA
2.35%$0-60 Month Member Perks IRA
2.25%$0-12 Month IRA
2.10%$0-24 Month IRA
2.10%$0-36 Month IRA
2.10%$0-60 Month IRA
1.95%$0-6 Month Member Perks IRA
1.70%$0-6 Month IRA
1.25%$0-3 Month Member Perks IRA
1.00%$0-3 Month IRA


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