iQ Credit Union

Overview / Commentary

www.iqcu.com

360-695-3441

1313 Main St
Vancouver, WA 98660-2918

iQ Credit Union is headquartered in Vancouver and is the 14^th largest credit union in the state of Washington. It is also the 275^th largest credit union in the nation. It was established in 1940 and as of March of 2019, it had grown to 291 employees and 82,190 members at 21 locations. iQ Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in iQ Credit Union is open to anyone who lives or works within the state of Oregon through joining the Pacific Foundation for Blind Children. Membership is also open to anyone who lives, works, or attends school in the state of Washington.
See current membership details

View all posts from:

2009

5/3 - 3.00% Reward Checking Account in Washington State (iQ Credit Union)

Reviews (1)

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Great local bank.

Posted by: karynhuff | May 20, 2018

I love IQ Credit Union I have never been disappointed with them. They have quick friendly tellers that get everything taking care of for you. Some of the added perks for going there are monthly raffles, no charge for turning in change, and you get to pick from cute cards to use (I have sasqatach riding a unicorn).

Comment

Health

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60438
Year Chartered	1940
Employees	291
Primary Regulator

Profit Margin
Return on Assets - YTD	1.48%
Return on Equity - YTD	14.89%
Annual Interest Income	$11.9MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$1.15B$1.02B
Loans	Q1 2019vs Q1 2018	$861.7MM$849.6MM
Deposits	Q1 2019vs Q1 2018	$1.02B$919.8MM
Equity Capital	Q1 2019vs Q1 2018	$111.8MM$94.1MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$8.7MM$8.7MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$3.3MM$2.3MM
Real Estate Owned	Q1 2019vs Q1 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not iQ Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iQ Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$25	-	IRA Share
0.30%	$25	-	Roth IRA Share
0.05%	$100	-	Business Regular Share
0.05%	$100	-	Regular Share

iQ Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$350k^*	-	Business Money Market
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $50k \| 0.15% → $50k - $100k \| 0.30% → $100k - $350k
0.15%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $50k

iQ Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	-	$25k	Intelligent Checking - Qualifying
OTHER TIERS: 1.00% → $25k+
0.05%	-	-	Business Interest Checking
0.05%	-	-	Interest Checking

iQ Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.31%	$1k	-	60 Month Member Perks Certificate
3.11%	$1k	-	36 Month Member Perks Certificate
3.05%	$1k	-	60 Month Certificate
3.05%	$1k	-	Business 60 Month Certificate
2.86%	$1k	-	24 Month Member Perks Certificate
2.85%	$1k	-	36 Month Certificate
2.85%	$1k	-	Business 36 Month Certificate
2.60%	$1k	-	24 Month Certificate
2.60%	$1k	-	Business 24 Month Certificate
2.35%	$1k	-	12 Month Member Perks Certificate
2.10%	$1k	-	12 Month Certificate
2.10%	$1k	-	Business 12 Month Certificate
2.05%	$1k	-	6 Month Member Perks Certificate
1.80%	$1k	-	6 Month Certificate
1.80%	$1k	-	3 Month Member Perks Certificate
1.80%	$1k	-	Business 6 Month Certificate
1.55%	$1k	-	3 Month Certificate
1.55%	$1k	-	Business 3 Month Certificate

iQ Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.31%	$1k	-	60 Month Member Perks IRA
3.11%	$1k	-	36 Month Member Perks IRA
3.05%	$1k	-	60 Month IRA
2.86%	$1k	-	24 Month Member Perks IRA
2.85%	$1k	-	36 Month IRA
2.60%	$1k	-	24 Month IRA
2.35%	$1k	-	12 Month Member Perks IRA
2.10%	$1k	-	12 Month IRA
2.05%	$1k	-	6 Month Member Perks IRA
1.80%	$1k	-	6 Month IRA
1.80%	$1k	-	3 Month Member Perks IRA
1.55%	$1k	-	3 Month IRA

Locations

Availability

Portland Area

Portland Area bank & credit union details

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