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iQ Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.iqcu.com
800-247-4364
1313 Main St
Vancouver, WA 98660

iQ Credit Union is headquartered in Vancouver and is the 13th largest credit union in the state of Washington. It is also the 246th largest credit union in the nation. It was established in 1940 and as of December of 2024, it had grown to 344 employees and 103,840 members at 24 locations. iQ Credit Union's money market rates are 9X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in iQ Credit Union is open to anyone who lives or works within the state of Oregon through joining the Pacific Foundation for Blind Children. Membership is also open to anyone who lives, works, or attends school in the state of Washington.
See current membership details

Reviews (1)

Hard Inquiry On Experian To Open Savings & CD Accts

Posted by: |

After lots of comparison research, I decided to open up a Certificate of Deposit with a nearby credit union that is located about 50 miles from my home. While going through the set up questions & attaching files to verify my identity & affiliation, there was mention that an inquiry would be made to my credit file. But they did not spell out that IQ CU was going to pull a HARD query! It shows up on my EXPERIAN report as if I had applied for "Extension of Credit. This inquiry is scheduled to continue on record until Apr 2025." This should have been a soft query!

4


Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #60438
Year Chartered1940
Employees344
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD10.35%
Annual Interest Income$97.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.01B$2.06B
LoansQ4 2024vs Q4 2023$1.56B$1.63B
DepositsQ4 2024vs Q4 2023$1.77B$1.81B
Equity CapitalQ4 2024vs Q4 2023$205.3MM$179.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$16.5MM$19.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$13.2MM$13.3MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not iQ Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

iQ Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$0-Intelligent Saving
0.30%$0-IRA Share
0.05%$100-Business Regular Share
0.05%$100-Regular Share
0.05%$0-Youth Shares
0.05%$0-Easy Saver (round-up)

iQ Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$1m*-Business Money Market
OTHER TIERS: 0.05% → $0 - $1k | 1.25% → $1k - $10k | 2.00% → $10k - $50k | 2.50% → $50k - $100k | 3.00% → $100k - $500k | 3.50% → $500k - $1m
3.75%*$1m*-Money Market Account
OTHER TIERS: 0.05% → $0 - $1k | 0.25% → $1k - $10k | 0.50% → $10k - $50k | 0.75% → $50k - $100k | 1.00% → $100k - $500k | 2.75% → $500k - $1m

iQ Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%*$0$25kIntelligent Checking - Qualifying
OTHER TIERS: 0.25% → $25k+
0.05%$0-Business Interest Checking
0.05%$0-Interest Checking

iQ Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$0-12 Month Member Perks Certificate
2.75%$0-24 Month Member Perks Certificate
2.75%$0-36 Month Member Perks Certificate
2.75%$0-60 Month Member Perks Certificate
2.50%$0-12 Month Certificate
2.50%$0-24 Month Certificate
2.50%$0-36 Month Certificate
2.50%$0-60 Month Certificate
2.50%$0-Business 12 Month Certificate
2.50%$0-Business 24 Month Certificate
2.50%$0-Business 36 Month Certificate
2.50%$0-Business 60 Month Certificate
2.10%$0-6 Month Member Perks Certificate
1.85%$0-6 Month Certificate
1.85%$0-Business 6 Month Certificate
1.25%$0-3 Month Member Perks Certificate
1.00%$0-3 Month Certificate
1.00%$0-Business 3 Month Certificate

iQ Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$0-12 Month Member Perks IRA
2.75%$0-24 Month Member Perks IRA
2.75%$0-36 Month Member Perks IRA
2.75%$0-60 Month Member Perks IRA
2.50%$0-12 Month IRA
2.50%$0-24 Month IRA
2.50%$0-36 Month IRA
2.50%$0-60 Month IRA
2.10%$0-6 Month Member Perks IRA
1.85%$0-6 Month IRA
1.25%$0-3 Month Member Perks IRA
1.00%$0-3 Month IRA
0.30%$0-Roth IRA Share
Locations

Availability

Portland Area

Interactive local rates map


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