1. Banks
  2. IRCO Community Federal Credit Union

IRCO Community Federal Credit Union


Overview / Commentary
www.ircocu.org
908-859-1811
450 Hillcrest Blvd
Phillipsburg, NJ 08865

IRCO Community Federal Credit Union is headquartered in Phillipsburg and is the 33rd largest credit union in the state of New Jersey. It is also the 1,879th largest credit union in the nation. It was established in 1966 and as of December of 2019, it had grown to 22 employees and 8,616 members at 1 location. IRCO Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in IRCO Community Federal Credit Union is open to those who live, work, worship, attend school, volunteer, or regularly conduct business in the New Jersey cities of Phillipsburg or Alpha, or the New Jersey townships of Franklin, Greenwich, Harmony, Lopatcong or Pohatcong, or the Pennsylvania counties of Lehigh and Northampton.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. IRCO Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #17395
Year Chartered1966
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD4.14%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$77.9MM$76.0MM
LoansQ4 2019vs Q4 2018$38.0MM$39.6MM
DepositsQ4 2019vs Q4 2018$71.8MM$70.0MM
Equity CapitalQ4 2019vs Q4 2018$5.9MM$5.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$316.00K$316.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$436.00K$389.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not IRCO Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

IRCO Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Savings Account
0.05%--Vacation Club
0.05%--IRA Share Savings Account
0.05%--Holiday Club

IRCO Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month CD
0.30%$500-36 Month CD
0.25%$500-30 Month CD
0.25%*$10k*-18 Month CD
OTHER TIERS: 0.10% → $500 - $10k
0.20%*$10k*-12 Month CD
OTHER TIERS: 0.08% → $500 - $10k
0.20%$500-24 Month CD
0.10%*$10k*-6 Month CD
OTHER TIERS: 0.08% → $500 - $10k
0.08%$500-3 Month CD
0.08%$500-9 Month CD

IRCO Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$500-30 Month IRA
0.08%$500-12 Month IRA
Locations


IRCO Community Federal Credit Union Locations
Branch Office450 Hillcrest BlvdPhillipsburg, NJ 08865

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.