Featured Savings Rates
Featured Accounts
Overview / Commentary
450 Hillcrest Blvd
Phillipsburg, NJ 08865

Irco Community Federal Credit Union is headquartered in Phillipsburg and is the 37th largest credit union in the state of New Jersey. It is also the 1,890th largest credit union in the nation. It was established in 1966 and as of September of 2016, it had grown to 21 employees and 8,758 members at 1 location. Irco Community Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, volunteer or regularly conduct business in Phillipsburg or Alpha or the Townships of Franklin, Greenwich, Harmony, Lopatcong and Pohatcong, New Jersey.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Irco Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #17395
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD-0.07%
Return on Equity - YTD-1.01%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$73.6MM$71.9MM
LoansQ3 2016vs Q3 2015$38.5MM$37.5MM
DepositsQ3 2016vs Q3 2015$68.6MM$66.7MM
Equity CapitalQ3 2016vs Q3 2015$5.0MM$5.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$233.00K$170.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$625.00K$630.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

Rates for Irco Community Federal Credit Union are currently being reviewed.


Irco Community Federal Credit Union Locations
Branch Office450 Hillcrest BlvdPhillipsburg, NJ 08865