Iron Mountain Kingsford Community Federal Credit Union
Iron Mountain Kingsford Community Federal Credit Union is headquartered in Kingsford and is the 99th largest credit union in the state of Michigan. It is also the 1,585th largest credit union in the nation. It was established in 1948 and as of June of 2019, it had grown to 28 employees and 11,651 members at 3 locations. Iron Mountain Kingsford Community Federal Credit Union's CD rates are 11% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership to Iron Mountain Kingsford Community Federal Credit Union is open to those whom, work, worship, live or attend school in Dickinson County, Michigan; and residents of the state of Wisconsin within a 5-mile radius of the Iron Mountain, Michigan Post Office or immediate family or households of those listed above.
See current membership details
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 5660 |
| Year Chartered | 1948 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 8.44% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $106.3MM$102.7MM |
| Loans | Q2 2019vs Q2 2018 | $38.5MM$37.7MM |
| Deposits | Q2 2019vs Q2 2018 | $91.1MM$88.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $14.2MM$13.0MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $145.00K$137.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $101.00K$75.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Iron Mountain Kingsford Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Iron Mountain Kingsford Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | - | - | IRA Shares | |
| 0.20% | - | - | Regular Savings | |
| 0.05% | - | - | Christmas Club |
Iron Mountain Kingsford Community Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | $100k | 36 Month Share Certificate | |
| 1.26% | $1k | $100k | 24 Month Share Certificate | |
| 1.00% | $1k | $100k | 12 Month Share Certificate | |
| 0.75% | $1k | $100k | 6 Month Share Certificate |
Iron Mountain Kingsford Community Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | - | 36 Month IRA Share Certificate | |
| 1.26% | $1k | - | 24 Month IRA Share Certificate | |
| 1.00% | $1k | - | 12 Month IRA Share Certificate | |
| 0.75% | $1k | - | 6 Month IRA Share Certificate |
| Iron Mountain Kingsford Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 431 Hamilton Ave | Kingsford, MI 49802 |
| Branch Office | 400 S Carpenter Ave | Kingsford, MI 49802-4527 |
| Branch Office | 1130 S Stephenson Ave | Iron Mountain, MI 49801 |