Isabella Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.30% | 5-year CD | 2.27% - National Average |
| 2.17% | 1-year CD | 1.38% - National Average |
| 0.15% | Savings | 0.26% - National Average |
Isabella Community Credit Union is headquartered in MT Pleasant and is the 84th largest credit union in the state of Michigan. It is also the 1,442nd largest credit union in the nation. It was established in 1958 and as of December of 2018, it had grown to 35 employees and 15,755 members at 4 locations. Isabella Community Credit Union's CD rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Isabella Community Credit Union of Michigan is open to the residents and the people that maintain employment within Isabella or any one of the seven counties that surround it as well as the family members of the current credit union members
See current membership details
Never a complaint
I personally have nothing but wonderful things to say about ICCU. They have always been incredibly courteous, trustworthy and reliable. I have been with ICCU for many years and I can proudly say that I have never been given a reason to complain about their service. The hours that my branch is open fits very well with my schedule and over the years it has been a great environment for me to do my banking. The ATM is available whenever I need it.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61318 |
| Year Chartered | 1958 |
| Employees | 35 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 8.48% |
| Annual Interest Income | $4.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $120.5MM$124.4MM |
| Loans | Q4 2018vs Q4 2017 | $67.3MM$66.4MM |
| Deposits | Q4 2018vs Q4 2017 | $108.0MM$111.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $11.6MM$10.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $246.00K$263.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $818.00K$615.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Isabella Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Isabella Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | Health Savings Account | |
| 0.50% | - | - | IRA Share Account | |
| 0.15% | $100 | - | Premium Share Account | |
| 0.15% | - | - | Christmas Club | |
| 0.15% | - | - | Vacation Club | |
| 0.15% | $100 | - | Base Share Account | |
| 0.15% | - | - | Sub-Share Account |
Isabella Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $100k* | - | Insured Money Market Savings | ||
| OTHER TIERS: 0.45% → $2k - $25k | 0.55% → $25k - $50k | 0.75% → $50k - $100k | |||||
Isabella Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.30% | $500 | - | 60 Month CD | |
| 3.04% | $500 | - | 48 Month CD | |
| 2.79% | $500 | - | 36 Month CD | |
| 2.53% | $500 | - | 24 Month CD | |
| 2.17% | $500 | - | 12 Month CD | |
| 1.31% | $500 | - | 6 Month CD | |
| 0.85% | $500 | - | 3 Month CD |
Isabella Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.30% | $500 | - | 60 Month IRA CD | |
| 3.04% | $500 | - | 48 Month IRA CD | |
| 2.79% | $500 | - | 36 Month IRA CD | |
| 2.53% | $500 | - | 24 Month IRA CD | |
| 2.17% | $500 | - | 12 Month IRA CD | |
| 1.31% | $500 | - | 6 Month IRA CD | |
| 0.85% | $500 | - | 3 Month IRA CD |
| Isabella Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 102 E Broadway ST | MT Pleasant, MI 48858 |
| Branch Office | 2100 E Remus RD | MT Pleasant, MI 48858 |
| Branch Office | 1155 S Elizabeth ST | MT Pleasant, MI 48858 |
| Branch Office | 2400 S Isabella RD | MT Pleasant, MI 48858 |