Jackson Area Federal Credit Union

Overview / Commentary

www.jacksonareafcu.com

601-922-7055

5675 Highway 18 W
Jackson, MS 39209

Jackson Area Federal Credit Union is headquartered in Jackson and is the 11^th largest credit union in the state of Mississippi. It is also the 1,549^th largest credit union in the nation. It was established in 1953 and as of June of 2024, it had grown to 29 employees and 14,848 members at 3 locations. Jackson Area Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Jackson Area Federal Credit Union is open to anyone who lives, works, worships, or attends school in Hinds County, Mississippi. Employees of the YMCA of Jackson, Mississippi Valley State University, Jackson Zoo, Hinds County Board of Supervisors, American Medical Response or any of more than 70 SEGs also qualify for membership.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	8445
Year Chartered	1953
Employees	29
Primary Regulator

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	5.8%
Annual Interest Income	$2MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$139.1MM$120.9MM
Loans	Q2 2024vs Q2 2023	$46.6MM$44.2MM
Deposits	Q2 2024vs Q2 2023	$125.7MM$104.6MM
Equity Capital	Q2 2024vs Q2 2023	$13.1MM$12.4MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$318K$338K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$528K$391K
Real Estate Owned	Q2 2024vs Q2 2023	$34K$34K

Rates

Skip to rates for:

Savings
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Jackson Area Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Jackson Area Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$25	-	IRA Shares
0.12%	$100	-	Regular Shares
0.10%	$25	-	Club Shares

Jackson Area Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%	$1k	-	36 Month Share Certificate
1.82%	$1k	-	18 Month Share Certificate
1.82%	$1k	-	24 Month Share Certificate
1.82%	$1k	-	30 Month Share Certificate
1.81%	$1k	-	12 Month Share Certificate
1.53%	$1k	-	6 Month Share Certificate

Jackson Area Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%	$1k	-	36 Month IRA Certificate
1.82%	$1k	-	18 Month IRA Certificate
1.82%	$1k	-	24 Month IRA Certificate
1.82%	$1k	-	30 Month IRA Certificate
1.81%	$1k	-	12 Month IRA Certificate
1.53%	$1k	-	6 Month IRA Certificate

Locations

Jackson Area Federal Credit Union Locations
Branch Office	7375 S Siwell Rd	Byram, MS 39272-8741
Branch Office	5675 Highway 18 W	Jackson, MS 39209
Branch Office	204 Clinton Blvd	Clinton, MS 39056

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.