2. Jackson Area Federal Credit Union

Jackson Area Federal Credit Union


Overview / Commentary
www.jacksonareafcu.com
601-922-7055
5675 Highway 18 W
Jackson, MS 39209-9622

Jackson Area Federal Credit Union is headquartered in Jackson and is the 15th largest credit union in the state of Mississippi. It is also the 1,920th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 28 employees and 11,784 members at 2 locations. Jackson Area Federal Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Hinds County, MS. Also open to employees of several Select Employee Groups.
See current membership details

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Health
B+

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jackson Area Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #8445
Year Chartered1953
Employees28
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD4.52%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$73.0MM$71.5MM
LoansQ4 2018vs Q4 2017$33.8MM$34.9MM
DepositsQ4 2018vs Q4 2017$63.3MM$62.2MM
Equity CapitalQ4 2018vs Q4 2017$9.3MM$8.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$458.00K$432.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$847.00K$500.00K
Real Estate OwnedQ4 2018vs Q4 2017$27.00K$26.00K
Rates
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Jackson Area Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-IRA Shares
0.30%$100-Regular Shares
0.30%$25-Club Shares

Jackson Area Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.32%$1k-36 Month Share Certificate
2.02%$1k-30 Month Share Certificate
1.76%$1k-24 Month Share Certificate
1.36%$1k-18 Month Share Certificate
1.26%$1k-12 Month Share Certificate
0.60%$1k-6 Month Share Certificate

Jackson Area Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.32%$1k-36 Month IRA Certificate
2.02%$1k-30 Month IRA Certificate
1.76%$1k-24 Month IRA Certificate
1.36%$1k-18 Month IRA Certificate
1.26%$1k-12 Month IRA Certificate
0.60%$1k-6 Month IRA Certificate
Locations


Jackson Area Federal Credit Union Locations
Branch Office7375 S Siwell RdByram, MS 39272-8741
Branch Office5675 Highway 18 WJackson, MS 39209-9622

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