Jackson Area Federal Credit Union is headquartered in Jackson and is the 15th largest credit union in the state of Mississippi. It is also the 1,884th largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 28 employees and 11,939 members at 2 locations. Jackson Area Federal Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Jackson Area Federal Credit Union is open to anyone who lives, works, worships, or goes to school in Hinds County, and to employees of the YMCA of Jackson, Mississippi Valley State University, Jackson Zoo, Hinds County Board of Supervisors, American Medical Response or any one of the over 70 SEGs.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8445 |
| Year Chartered | 1953 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 2.69% |
| Annual Interest Income | $660.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $77.2MM$74.4MM |
| Loans | Q1 2019vs Q1 2018 | $33.4MM$33.3MM |
| Deposits | Q1 2019vs Q1 2018 | $67.5MM$65.1MM |
| Equity Capital | Q1 2019vs Q1 2018 | $9.4MM$9.0MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $493.00K$449.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $767.00K$601.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $27.00K$27.00K |
Always verify rates and promotions with the bank or credit union. We are not Jackson Area Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Jackson Area Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $25 | - | IRA Shares | |
| 0.30% | $100 | - | Regular Shares | |
| 0.30% | $25 | - | Club Shares |
Jackson Area Federal Credit Union CD Rates
Jackson Area Federal Credit Union IRA Rates
| Jackson Area Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 7375 S Siwell Rd | Byram, MS 39272-8741 |
| Branch Office | 5675 Highway 18 W | Jackson, MS 39209 |