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Overview / Commentary
540-962-6154
347 N Court Ave
Covington, VA 24426

Jackson River Community Credit Union is headquartered in Covington and is the 55th largest credit union in the state of Virginia. It is also the 1,814th largest credit union in the nation. It was established in 1953 and as of March of 2016, it had grown to 15 employees and 6,095 members at 2 locations. Jackson River Community Credit Union has an A health rating.

Field of Membership Restrictions

Jackson River Community Credit Union of Virginia is open to the businesses, accredited institutions, residents, church members, registered students, and the people that maintain employment within the qualified counties of Alleghany and Bath, along withCovington City.
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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jackson River Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #66967
Year Chartered1953
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.2%
Annual Interest Income$349.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$78.3MM$76.2MM
LoansQ1 2016vs Q1 2015$18.2MM$19.7MM
DepositsQ1 2016vs Q1 2015$68.1MM$65.5MM
Equity CapitalQ1 2016vs Q1 2015$8.1MM$8.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$78.00K$95.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$124.00K$85.00K
Real Estate OwnedQ1 2016vs Q1 2015$10.00K$10.00K
Rates

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Locations


Jackson River Community Credit Union Locations
Branch OfficeWestvaco RoadLow Moor, VA 24457
Branch Office347 N Court AveCovington, VA 24426