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Overview / Commentary
347 N Court Ave
Covington, VA 24426

Jackson River Community Credit Union is headquartered in Covington and is the 52nd largest credit union in the state of Virginia. It is also the 1,849th largest credit union in the nation. It was established in 1953 and as of June of 2017, it had grown to 14 employees and 6,062 members at 2 locations. Jackson River Community Credit Union has an A health rating.

Field of Membership Restrictions

Jackson River Community Credit Union of Virginia is open to the businesses, accredited institutions, residents, church members, registered students, and the people that maintain employment within the qualified counties of Alleghany and Bath, along withCovington City.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jackson River Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66967
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.24%
Annual Interest Income$827.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$78.8MM$78.3MM
LoansQ2 2017vs Q2 2016$19.6MM$18.8MM
DepositsQ2 2017vs Q2 2016$70.5MM$67.7MM
Equity CapitalQ2 2017vs Q2 2016$7.7MM$8.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$103.00K$83.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$112.00K$178.00K
Real Estate OwnedQ2 2017vs Q2 2016$10.00K$10.00K

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Jackson River Community Credit Union Locations
Branch OfficeWestvaco RoadLow Moor, VA 24457
Branch Office347 N Court AveCovington, VA 24426