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Overview / Commentary
347 N Court Ave
Covington, VA 24426

Jackson River Community Credit Union is headquartered in Covington and is the 53rd largest credit union in the state of Virginia. It is also the 1,830th largest credit union in the nation. It was established in 1953 and as of September of 2016, it had grown to 15 employees and 6,031 members at 2 locations. Jackson River Community Credit Union has an A health rating.

Field of Membership Restrictions

Jackson River Community Credit Union of Virginia is open to the businesses, accredited institutions, residents, church members, registered students, and the people that maintain employment within the qualified counties of Alleghany and Bath, along withCovington City.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jackson River Community Credit Union has a relatively low asset base.

Health Grade Components

NCUA #66967
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.63%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$78.3MM$76.8MM
LoansQ3 2016vs Q3 2015$19.2MM$19.0MM
DepositsQ3 2016vs Q3 2015$67.6MM$66.4MM
Equity CapitalQ3 2016vs Q3 2015$8.2MM$8.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$88.00K$67.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$139.00K$156.00K
Real Estate OwnedQ3 2016vs Q3 2015$10.00K$10.00K

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Jackson River Community Credit Union Locations
Branch OfficeWestvaco RoadLow Moor, VA 24457
Branch Office347 N Court AveCovington, VA 24426