JACOM Credit Union


Overview / Commentary
323-731-9358
3037 W Jefferson Blvd
Los Angeles, CA 90018

JACOM Credit Union is headquartered in los angeles and is the 185th largest credit union in the state of California. It is also the 2,365th largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 6 employees and 7,902 members at 1 location. JACOM Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Jacom Credit Union is open to: (1) Residents of Japanese lineage within Los Angeles, San Bernardino, Riverside, and Orange counties; (2) Students, Faculty, Parent Teacher Association members, or anyone associated in any manner with the Japanese Language School Unified System; (3) Employees of East West Eye Intitute, The Rafu Shimpo, Myako Inn & Spa L.A., King's Hawaiian Holding Co., Inc, Morita Produce, Inc., Masada Homes, Japan Auto Corp., Yonemoto Physical Therapy Services, Harbor Japanese Community Center, H&H Nursery, Little Tokyo Service Center Community Development Corp., Keiro Services; (4) Members or Employees of Higashi Honganji Buddhist Temple, Japanese Restaurant Association of Southern California, or the Japanese American Cultural and Community Center; (5) Immediate family of current credit union members.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. JACOM Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63589
Year Chartered1951
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD-1.13%
Return on Equity - YTD-8.56%
Annual Interest Income$332K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$54.7MM$58.3MM
LoansQ1 2025vs Q1 2024$13.3MM$13.3MM
DepositsQ1 2025vs Q1 2024$47MM$51.3MM
Equity CapitalQ1 2025vs Q1 2024$7.2MM$6.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$26K$57K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$23K$23K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

JACOM Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Share Account
OTHER TIERS: 0.25% $100 - $50k | 0.50% $50k - $100k
0.25%$50-Holiday Account
0.25%$50-Daruma Account

JACOM Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Share Draft

JACOM Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.89%$1k-12 Month Share Certificate
2.63%$1k-6 Month Share Certificate
2.38%$1k-24 Month Share Certificate
2.12%$1k-36 Month Share Certificate

JACOM Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.89%$500-12 Month IRA Certificate
Locations


JACOM Credit Union Locations
Branch Office3037 w jefferson blvdlos angeles, CA 90018

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