JACOM Credit Union

Overview / Commentary
3037 W Jefferson Blvd
Los Angeles, CA 90018

JACOM Credit Union is headquartered in los angeles and is the 180th largest credit union in the state of California. It is also the 1,980th largest credit union in the nation. It was established in 1951 and as of June of 2019, it had grown to 8 employees and 8,782 members at 1 location. JACOM Credit Union has a B+ health rating.

Field of Membership Restrictions

Jacom Credit Union is open to: (1) Residents of Japanese lineage within Los Angeles, San Bernardino, Riverside, and Orange counties; (2) Students, Faculty, Parent Teacher Association members, or anyone associated in any manner with the Japanese Language School Unified System; (3) Employees of East West Eye Intitute, The Rafu Shimpo, Myako Inn & Spa L.A., King's Hawaiian Holding Co., Inc, Morita Produce, Inc., Masada Homes, Japan Auto Corp., Yonemoto Physical Therapy Services, Harbor Japanese Community Center, H&H Nursery, Little Tokyo Service Center Community Development Corp., Keiro Services; (4) Members or Employees of Higashi Honganji Buddhist Temple, Japanese Restaurant Association of Southern California, or the Japanese American Cultural and Community Center; (5) Immediate family of current credit union members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. JACOM Credit Union has a relatively low asset base.

Health Grade Components

NCUA #63589
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD3.4%
Annual Interest Income$978.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$70.4MM$75.6MM
LoansQ2 2019vs Q2 2018$20.6MM$20.4MM
DepositsQ2 2019vs Q2 2018$59.0MM$65.1MM
Equity CapitalQ2 2019vs Q2 2018$10.6MM$9.7MM
Loan Loss AllowanceQ2 2019vs Q2 2018$159.00K$203.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$21.00K$80.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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JACOM Credit Union Savings Account Rates

0.18%$100-Share Account
0.18%$50-Holiday Account
0.18%$50-Daruma Account

JACOM Credit Union Checking Account Rates

0.02%$100-Share Draft

JACOM Credit Union CD Rates

0.65%$1k-36 Month Share Certificate
0.46%$1k-24 Month Share Certificate
0.28%$1k-12 Month Share Certificate
0.21%$1k-6 Month Share Certificate

JACOM Credit Union IRA Rates

0.28%$500-12 Month IRA Certificate

JACOM Credit Union Locations
Branch Office3037 w jefferson blvdlos angeles, CA 90018

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