Jamestown Area Community Federal Credit Union

Overview / Commentary
915 E 2nd St
Jamestown, NY 14701

Jamestown Area Community Federal Credit Union is headquartered in Jamestown and is the 109th largest credit union in the state of New York. It is also the 2,214th largest credit union in the nation. It was established in 1940 and as of March of 2020, it had grown to 19 employees and 6,357 members at 6 locations. Jamestown Area Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Jamestown Area Community Federal Credit Union is open to anyone who lives, works, worships, volunteers or attends school in the city of Jamestown, or the towns of Busit, Charlotte, Carroll, Chautauqua, Clymer, Cherry Creek, Conewango, Ellicott, Ellery, Ellington, French Creek, Harmony, Gerry, Kiantone, Leon, North Harmony, Mina, Poland, Randolph, South Valley, Sherman, or Stockton.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jamestown Area Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3551
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD8.26%
Annual Interest Income$500.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$57.7MM$56.7MM
LoansQ1 2020vs Q1 2019$29.9MM$28.1MM
DepositsQ1 2020vs Q1 2019$52.8MM$52.1MM
Equity CapitalQ1 2020vs Q1 2019$4.8MM$4.3MM
Loan Loss AllowanceQ1 2020vs Q1 2019$148.00K$71.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$56.00K$51.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Jamestown Area Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jamestown Area Community Federal Credit Union Savings Account Rates

0.25%--IRA Savings
0.20%*$100k*-Share Savings
OTHER TIERS: 0.05% $500 - $15k | 0.10% $15k - $50k | 0.15% $50k - $100k

Jamestown Area Community Federal Credit Union Locations
Branch Office11 N PEARL STFrewsburg, NY 14738
Branch Office525 E 2ND STJamestown, NY 14701
Branch Office71 Main StRandolph, NY 14772
Branch Office1 E Main StPanama, NY 14767
Branch Office121 Chautauqua AveLakewood, NY 14750
Branch Office915 E 2ND STJamestown, NY 14701

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.