Jamestown Area Community Federal Credit Union

Overview / Commentary

716-483-1650

915 E 2nd St
Jamestown, NY 14701

Jamestown Area Community Federal Credit Union is headquartered in Jamestown and is the 106^th largest credit union in the state of New York. It is also the 2,207^th largest credit union in the nation. It was established in 1940 and as of September of 2019, it had grown to 17 employees and 6,527 members at 6 locations. Jamestown Area Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Busti, Carroll, Charlotte, Chautauqua, Cherry Creek, Clymer, Conewango, Ellery, Ellicott, Ellington, French Creek, Gerry, Harmony, City of Jamestown, Kiantone, Leon, Mina, North Harmony, Poland, Randolph, Sherman, South Valley or Stockton.
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Health

B+

Data as of Q3 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jamestown Area Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	3551
Year Chartered	1940
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	8.25%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$56.6MM$55.1MM
Loans	Q3 2019vs Q3 2018	$29.5MM$27.0MM
Deposits	Q3 2019vs Q3 2018	$51.9MM$50.6MM
Equity Capital	Q3 2019vs Q3 2018	$4.6MM$4.2MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$117.00K$70.00K
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$14.00K$86.00K
Real Estate Owned	Q3 2019vs Q3 2018	$0$0

Rates

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Savings

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jamestown Area Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	IRA Savings
0.20%^*	$100k^*	-	Share Savings
OTHER TIERS: 0.05% → $500 - $15k \| 0.10% → $15k - $50k \| 0.15% → $50k - $100k

Locations

Jamestown Area Community Federal Credit Union Locations
Branch Office	11 N PEARL ST	Frewsburg, NY 14738
Branch Office	525 E 2ND ST	Jamestown, NY 14701
Branch Office	71 Main St	Randolph, NY 14772
Branch Office	1 E Main St	Panama, NY 14767
Branch Office	121 Chautauqua Ave	Lakewood, NY 14750
Branch Office	915 E 2ND ST	Jamestown, NY 14701

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