Jamestown Area Community Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

jacfcu.org

716-483-1650

915 E 2nd St
Jamestown, NY 14701

Jamestown Area Community Federal Credit Union is headquartered in Jamestown and is the 102^nd largest credit union in the state of New York. It is also the 2,038^th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 20 employees and 6,310 members at 6 locations. Jamestown Area Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Jamestown Area Community Federal Credit Union is open to anyone who lives, works, worships, volunteers or attends school in the city of Jamestown, or the towns of Busti, Charlotte, Carroll, Chautauqua, Cherry Creek, Clymer, Conewango, Ellicott, Ellery, Ellington, French Creek, Gerry, Harmony, Kiantone, Leon, Mina, North Harmony, Poland, Randolph, Sherman, South Valley, or Stockton.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jamestown Area Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	3551
Year Chartered	1940
Employees	20
Primary Regulator

Profit Margin
Return on Assets - YTD	1.34%
Return on Equity - YTD	13.96%
Annual Interest Income	$833K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$79.5MM$79.1MM
Loans	Q1 2025vs Q1 2024	$48.5MM$46.1MM
Deposits	Q1 2025vs Q1 2024	$71.7MM$71.9MM
Equity Capital	Q1 2025vs Q1 2024	$7.6MM$6.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$230K$217K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$56K$3K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Jamestown Area Community Federal Credit Union are currently being reviewed.

Locations

Jamestown Area Community Federal Credit Union Locations
Branch Office	11 N PEARL ST	Frewsburg, NY 14738
Branch Office	525 E 2ND ST	Jamestown, NY 14701
Branch Office	71 Main St	Randolph, NY 14772
Branch Office	1 E Main St	Panama, NY 14767
Branch Office	121 Chautauqua Ave	Lakewood, NY 14750
Branch Office	915 E 2ND ST	Jamestown, NY 14701

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