Jamestown Area Community Federal Credit Union

Overview / Commentary
915 E 2nd St
Jamestown, NY 14701

Jamestown Area Community Federal Credit Union is headquartered in Jamestown and is the 100th largest credit union in the state of New York. It is also the 2,053rd largest credit union in the nation. It was established in 1940 and as of December of 2023, it had grown to 20 employees and 6,234 members at 6 locations. Jamestown Area Community Federal Credit Union's savings rates are 94% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Jamestown Area Community Federal Credit Union is open to anyone who lives, works, worships, volunteers or attends school in the city of Jamestown, or the towns of Busti, Charlotte, Carroll, Chautauqua, Cherry Creek, Clymer, Conewango, Ellicott, Ellery, Ellington, French Creek, Gerry, Harmony, Kiantone, Leon, Mina, North Harmony, Poland, Randolph, Sherman, South Valley, or Stockton.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jamestown Area Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3551
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.86%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$78.8MM$80.2MM
LoansQ4 2023vs Q4 2022$46MM$41.7MM
DepositsQ4 2023vs Q4 2022$71.8MM$73.9MM
Equity CapitalQ4 2023vs Q4 2022$6.6MM$6.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$219K$241K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$7K$37K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jamestown Area Community Federal Credit Union Savings Account Rates

1.01%*$100k*-Share Savings
OTHER TIERS: 0.25% $500 - $15k | 0.50% $15k - $50k | 0.75% $50k - $100k
1.01%--IRA Savings

Jamestown Area Community Federal Credit Union Locations
Branch Office11 N PEARL STFrewsburg, NY 14738
Branch Office525 E 2ND STJamestown, NY 14701
Branch Office71 Main StRandolph, NY 14772
Branch Office1 E Main StPanama, NY 14767
Branch Office121 Chautauqua AveLakewood, NY 14750
Branch Office915 E 2ND STJamestown, NY 14701

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