Jamestown Area Community Federal Credit Union

Overview / Commentary
915 E 2nd St
Jamestown, NY 14701

Jamestown Area Community Federal Credit Union is headquartered in Jamestown and is the 106th largest credit union in the state of New York. It is also the 2,207th largest credit union in the nation. It was established in 1940 and as of September of 2019, it had grown to 17 employees and 6,527 members at 6 locations. Jamestown Area Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Busti, Carroll, Charlotte, Chautauqua, Cherry Creek, Clymer, Conewango, Ellery, Ellicott, Ellington, French Creek, Gerry, Harmony, City of Jamestown, Kiantone, Leon, Mina, North Harmony, Poland, Randolph, Sherman, South Valley or Stockton.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jamestown Area Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3551
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD8.25%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$56.6MM$55.1MM
LoansQ3 2019vs Q3 2018$29.5MM$27.0MM
DepositsQ3 2019vs Q3 2018$51.9MM$50.6MM
Equity CapitalQ3 2019vs Q3 2018$4.6MM$4.2MM
Loan Loss AllowanceQ3 2019vs Q3 2018$117.00K$70.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$14.00K$86.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jamestown Area Community Federal Credit Union Savings Account Rates

0.25%--IRA Savings
0.20%*$100k*-Share Savings
OTHER TIERS: 0.05% $500 - $15k | 0.10% $15k - $50k | 0.15% $50k - $100k

Jamestown Area Community Federal Credit Union Locations
Branch Office11 N PEARL STFrewsburg, NY 14738
Branch Office525 E 2ND STJamestown, NY 14701
Branch Office71 Main StRandolph, NY 14772
Branch Office1 E Main StPanama, NY 14767
Branch Office121 Chautauqua AveLakewood, NY 14750
Branch Office915 E 2ND STJamestown, NY 14701

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