Jamestown Area Community Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

jacfcu.org

716-483-1650

915 E 2nd St
Jamestown, NY 14701

Jamestown Area Community Federal Credit Union is headquartered in Jamestown and is the 102^nd largest credit union in the state of New York. It is also the 2,026^th largest credit union in the nation. It was established in 1940 and as of December of 2024, it had grown to 21 employees and 6,297 members at 6 locations. Jamestown Area Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Jamestown Area Community Federal Credit Union is open to anyone who lives, works, worships, volunteers or attends school in the city of Jamestown, or the towns of Busti, Charlotte, Carroll, Chautauqua, Cherry Creek, Clymer, Conewango, Ellicott, Ellery, Ellington, French Creek, Gerry, Harmony, Kiantone, Leon, Mina, North Harmony, Poland, Randolph, Sherman, South Valley, or Stockton.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jamestown Area Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	3551
Year Chartered	1940
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	10.14%
Annual Interest Income	$3MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$79.5MM$78.8MM
Loans	Q4 2024vs Q4 2023	$46.8MM$46MM
Deposits	Q4 2024vs Q4 2023	$72MM$71.8MM
Equity Capital	Q4 2024vs Q4 2023	$7.4MM$6.6MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$240K$219K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$103K$7K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Jamestown Area Community Federal Credit Union are currently being reviewed.

Locations

Jamestown Area Community Federal Credit Union Locations
Branch Office	11 N PEARL ST	Frewsburg, NY 14738
Branch Office	525 E 2ND ST	Jamestown, NY 14701
Branch Office	71 Main St	Randolph, NY 14772
Branch Office	1 E Main St	Panama, NY 14767
Branch Office	121 Chautauqua Ave	Lakewood, NY 14750
Branch Office	915 E 2ND ST	Jamestown, NY 14701

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.