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Jeanne D'Arc Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.jdcu.org
978-452-5001
581 Merrimack St
Lowell, MA 01854

Jeanne D'Arc Credit Union is headquartered in Lowell and is the 5th largest credit union in the state of Massachusetts. It is also the 224th largest credit union in the nation. It was established in 1911 and as of March of 2025, it had grown to 232 employees and 103,246 members at 12 locations. Jeanne D'Arc Credit Union's savings rates are 15X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Jeanne D'Arc Credit Union is open to those who live, work, or attend school in the Massachusetts counties of Essex or Middlesex, or the Massachusetts cities/towns of Fitchburg, Harvard, Lunenburg, Leominster, or Lancaster, or the New Hampshire counties of Hillsborough or Rockingham.
See current membership details

Reviews (1)

BEWARE!! Funds Stolen By Identity Theft

Posted by: |

BEWARE!! My Veteran disabled brother had $15K stolen from his account . After reporting it to the Bank officer in person - I was given a 800 number to call. The call was never returned . Called the Credit union and was told they are working on it - Never got a call back - if you fear identity theft DO NOT put your money here , it is not safe and will not be returned

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67352
Year Chartered1911
Employees232
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD3.13%
Annual Interest Income$23.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.26B$2.18B
LoansQ1 2025vs Q1 2024$1.79B$1.74B
DepositsQ1 2025vs Q1 2024$1.8B$1.71B
Equity CapitalQ1 2025vs Q1 2024$163.6MM$157.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.6MM$9.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.7MM$4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jeanne D'Arc Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
8.00%*$0$500Statement Savings - Primary
OTHER TIERS: 0.05% → $500+
8.00%*$0$500M3 Money Club Savings - Primary
OTHER TIERS: 0.05% → $500+
8.00%*$0$500StartStrong Saving
OTHER TIERS: 0.05% → $500+
8.00%*$0$500Senior Statement Savings
OTHER TIERS: 0.05% → $500+
1.00%$0-Membership Account
1.00%$5-StartStrong Goal Account
0.05%$500-Statement Savings - Additional
0.05%$500-M3 Money Club Savings - Additional
0.05%$0-Business Statement Savings
0.05%$0-WinStrong Savings Account

Jeanne D'Arc Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$100k*-Business Money Market
OTHER TIERS: 0.50% → $1k - $10k | 0.75% → $10k - $25k | 1.25% → $25k - $50k | 1.75% → $50k - $100k
0.65%*$100k*-Money Market Account
OTHER TIERS: 0.50% → $1k - $10k | 0.55% → $10k - $50k | 0.60% → $50k - $100k

Jeanne D'Arc Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-BuildStrong Checking
OTHER TIERS: 0.15% → $10k - $50k | 0.20% → $50k - $100k
0.05%$0-Premier Checking
0.05%$0-Senior Premier Checking

Jeanne D'Arc Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$250-6 Month CD Special
4.00%$250-Business 6 Month CD Special
4.00%$250-14 Month CD Special
4.00%$250-Business 14 Month CD Special
2.50%$250-60 Month CD
2.50%$250-Business 60 Month CD
2.25%$250-42 Month CD w/ Bump
2.25%$250-48 Month CD
2.25%$250-Business 42 Month CD w/ Bump
2.25%$250-Business 48 Month CD
2.00%$250-30 Month CD
2.00%$250-36 Month CD
2.00%$250-Business 30 Month CD
2.00%$250-Business 36 Month CD
1.85%$250-24 Month CD w/ Bump
1.85%$250-Business 24 Month CD w/ Bump
1.75%$250-18 Month CD
1.75%$250-Business 18 Month CD
1.50%$250-12 Month CD
1.50%$250-Business 12 Month CD

Jeanne D'Arc Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$250-6 Month IRA Special
4.00%$250-14 Month IRA Special
2.50%$250-60 Month IRA
2.25%$250-42 Month IRA w/ Bump
2.25%$250-48 Month IRA
2.00%$250-30 Month IRA
2.00%$250-36 Month IRA
1.85%$250-24 Month IRA w/ Bump
1.75%$250-18 Month IRA
1.50%$250-12 Month IRA
0.40%$0-Retirement IRA Statement
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