Kaskaskia Valley Community Credit Union
Overview / Commentary
Kaskaskia Valley Community Credit Union is headquartered in Centralia and is the 92nd largest credit union in the state of Illinois. It is also the 2,989th largest credit union in the nation. It was established in 1982 and as of March of 2025, it had grown to 7 employees and 3,600 members at 3 locations. Kaskaskia Valley Community Credit Union has a B health rating.
Field of Membership Restrictions
Kaskaskia Valley Community Credit Union is open to anyone who lives or works in Clinton, Jefferson, Marion or Washington counties in Illinois, or has family with an established credit union membership.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kaskaskia Valley Community Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65988 |
| Year Chartered | 1982 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.4% |
| Return on Equity - YTD | -4.22% |
| Annual Interest Income | $333K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $27MM$27.2MM |
| Loans | Q1 2025vs Q1 2024 | $18.2MM$16.6MM |
| Deposits | Q1 2025vs Q1 2024 | $24.3MM$24.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.6MM$2.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $110K$115K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $261K$135K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |