Overview / Commentary
Kaskaskia Valley Community Credit Union is headquartered in Centralia and is the 96th largest credit union in the state of Illinois. It is also the 3,024th largest credit union in the nation. It was established in 1982 and as of June of 2024, it had grown to 11 employees and 3,600 members at 3 locations. Kaskaskia Valley Community Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Kaskaskia Valley Community Credit Union is open to anyone who lives or works in Clinton, Jefferson, Marion or Washington counties in Illinois, or has family with an established credit union membership.
See current membership details
Health
C+
Data as of Q2 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kaskaskia Valley Community Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65988 |
| Year Chartered | 1982 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 8.73% |
| Annual Interest Income | $663K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $27.1MM$27.7MM |
| Loans | Q2 2024vs Q2 2023 | $16.7MM$16.3MM |
| Deposits | Q2 2024vs Q2 2023 | $24.3MM$25.2MM |
| Equity Capital | Q2 2024vs Q2 2023 | $2.6MM$2.3MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $130K$63K |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $187K$84K |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |