Kaskaskia Valley Community Credit Union
Overview / Commentary
Kaskaskia Valley Community Credit Union is headquartered in Centralia and is the 95th largest credit union in the state of Illinois. It is also the 3,017th largest credit union in the nation. It was established in 1982 and as of September of 2024, it had grown to 7 employees and 3,595 members at 3 locations. Kaskaskia Valley Community Credit Union has a B health rating.
Field of Membership Restrictions
Kaskaskia Valley Community Credit Union is open to anyone who lives or works in Clinton, Jefferson, Marion or Washington counties in Illinois, or has family with an established credit union membership.
See current membership details
Health
B
Data as of Q3 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kaskaskia Valley Community Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65988 |
| Year Chartered | 1982 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 2.44% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $26.7MM$27MM |
| Loans | Q3 2024vs Q3 2023 | $17.8MM$16.6MM |
| Deposits | Q3 2024vs Q3 2023 | $23.9MM$24.4MM |
| Equity Capital | Q3 2024vs Q3 2023 | $2.6MM$2.4MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $136K$77K |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $139K$134K |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |