Jefferson County Teachers Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

jctcuonline.org

850-342-0250

1500 W Washington St
Monticello, FL 32344

Jefferson County Teachers Credit Union is headquartered in Monticello and is the 105^th largest credit union in the state of Florida. It is also the 3,398^th largest credit union in the nation. It was established in 1964 and as of March of 2025, it had grown to 4 employees and 1,320 members at 1 location. Jefferson County Teachers Credit Union has a B health rating.

Field of Membership Restrictions

Jefferson County Teachers Credit Union of Florida is open to the employees of the School Board System, the Board of County Commissioners, Elected Officials, and the County Senior Citizens Center of Jefferson County,and Monticello City employees, along with the Solid Waste Administration and the Christian Academy of Aucilla, as well as the family members of these eligible people.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jefferson County Teachers Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	67341
Year Chartered	1964
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.86%
Return on Equity - YTD	6.12%
Annual Interest Income	$227K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$15.1MM$14.1MM
Loans	Q1 2025vs Q1 2024	$10.8MM$10.7MM
Deposits	Q1 2025vs Q1 2024	$12.9MM$12MM
Equity Capital	Q1 2025vs Q1 2024	$2.1MM$2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$287K$228K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$235K$339K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Jefferson County Teachers Credit Union are currently being reviewed.

Locations

Jefferson County Teachers Credit Union Locations
Branch Office	1500 W Washington St	Monticello, FL 32344-1134

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