Jefferson Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.35% | 5-year CD | 2.27% - National Average |
| 1.56% | 1-year CD | 1.38% - National Average |
| 0.10% | Savings | 0.26% - National Average |
Jefferson Credit Union is headquartered in Hoover and is the 36th largest credit union in the state of Alabama. It is also the 2,038th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 21 employees and 7,531 members at 4 locations. Jefferson Credit Union's money market rates are 82% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Jefferson Credit Union of Alabama is open to residents and the people that work within these qualified counties: Jefferson, Shelby, Bibb, Tuscaloosa, Walker, Blount, and St.Clair.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63834 |
| Year Chartered | 1941 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 3.14% |
| Annual Interest Income | $3.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $65.1MM$66.5MM |
| Loans | Q4 2018vs Q4 2017 | $39.1MM$36.9MM |
| Deposits | Q4 2018vs Q4 2017 | $58.4MM$59.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.4MM$6.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $754.00K$717.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $394.00K$508.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $2.00K$20.00K |
Always verify rates and promotions with the bank or credit union. We are not Jefferson Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Jefferson Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.05% | - | - | IRA Shares | |
| 1.00% | $25 | - | SmartChange Savings | |
| 0.25% | $25 | - | My Choice Savings Club | |
| 0.25% | - | - | Christmas Club | |
| 0.25% | $5 | - | Jefferson Kids Club | |
| 0.10% | $25 | - | Regular Share Savings |
Jefferson Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $100k* | - | Prosperity Money Market Account | ||
| OTHER TIERS: 0.55% → $2.5k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.75% → $50k - $100k | |||||
Jefferson Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $2.5k* | - | Prosperity Checking | ||
| OTHER TIERS: 0.15% → Up to $2.5k | |||||
Jefferson Credit Union CD Rates
Jefferson Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.10% | $100 | - | 60 Month IRA | |
| 2.29% | $100 | - | 12 Month IRA |
| Jefferson Credit Union Locations | ||
|---|---|---|
| Branch Office | 716 Richard Arrington Jr Blvd N B-300 Courthouse | Birmingham, AL 35203 |
| Branch Office | 3014 Allison Bonnett Memorial Dr Suite 100 Allison Bonnett Plaza | Hueytown, AL 35023 |
| Branch Office | 100 Quail Run 1715 Decatur Hwy | Fultondale, AL 35068 |
| Corporate Office | 5261 Ross Bridge Pkwy | Hoover, AL 35226 |