Featured Savings Rates
Featured Accounts

Jefferson Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%5-year CD60 Month Priority 1 CD
0.75%1-year CD12 Month Priority 1 CD
0.10%SavingsRegular Share Savings

Overview / Commentary
205-444-4528
5261 Ross Bridge Pkwy
Hoover, AL 35226

Jefferson Credit Union is headquartered in Hoover and is the 38th largest credit union in the state of Alabama. It is also the 2,011th largest credit union in the nation. It was established in 1941 and as of March of 2017, it had grown to 24 employees and 7,471 members at 4 locations. Jefferson Credit Union's money market rates are 25% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Jefferson Credit Union of Alabama is open to residents and the people that work within these qualified counties: Jefferson, Shelby, Bibb, Tuscaloosa, Walker, Blount, and St.Clair.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jefferson Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63834
Year Chartered1941
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.38%
Annual Interest Income$741.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$68.2MM$67.2MM
LoansQ1 2017vs Q1 2016$37.3MM$38.2MM
DepositsQ1 2017vs Q1 2016$61.3MM$60.5MM
Equity CapitalQ1 2017vs Q1 2016$6.4MM$6.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$718.00K$754.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.1MM$451.00K
Real Estate OwnedQ1 2017vs Q1 2016$234.00K$20.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jefferson Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$25-SmartChange Savings
0.75%--IRA Shares
0.75%--Roth IRA Shares
0.75%--CESA Shares
0.25%$25-My Choice Savings Club
0.25%--Christmas Club
0.10%$25-Regular Share Savings

Jefferson Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Priority 1 Investment Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k

Jefferson Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Priority 1 Checking

Jefferson Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$2,500-60 Month Priority 1 CD
1.26%$2,500-36 Month Priority 1 CD
1.11%$2,500-24 Month Priority 1 CD
0.75%$2,500-12 Month Priority 1 CD
0.35%$250-9 Month Bridge CD

Jefferson Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$100-60 Month IRA
0.75%$100-12 Month IRA
Locations


Jefferson Credit Union Locations
Branch Office716 Richard Arrington Jr Blvd N B-300 CourthouseBirmingham, AL 35203
Branch Office3014 Allison Bonnett Memorial Dr Suite 100 Allison Bonnett PlazaHueytown, AL 35023
Branch Office100 Quail Run 1715 Decatur HwyFultondale, AL 35068
Corporate Office5261 Ross Bridge PkwyHoover, AL 35226