Featured Savings Rates
Featured Accounts

Jefferson Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.35%5-year CD60 Month Priority 1 CD
0.50%1-year CD12 Month Priority 1 CD
0.10%SavingsRegular Share Savings

Overview / Commentary
205-444-4528
5261 Ross Bridge Pkwy
Hoover, AL 35226

Jefferson Credit Union is headquartered in Hoover and is the 38th largest credit union in the state of Alabama. It is also the 2,033rd largest credit union in the nation. It was established in 1941 and as of September of 2016, it had grown to 21 employees and 7,693 members at 4 locations. Jefferson Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Jefferson Credit Union of Alabama is open to residents and the people that work within these qualified counties: Jefferson, Shelby, Bibb, Tuscaloosa, Walker, Blount, and St.Clair.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jefferson Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63834
Year Chartered1941
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.63%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$65.2MM$65.1MM
LoansQ3 2016vs Q3 2015$38.8MM$36.5MM
DepositsQ3 2016vs Q3 2015$58.6MM$58.3MM
Equity CapitalQ3 2016vs Q3 2015$6.3MM$6.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$829.00K$629.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$370.00K$246.00K
Real Estate OwnedQ3 2016vs Q3 2015$20.00K$72.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jefferson Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$25-SmartChange Savings
0.75%--IRA Shares
0.75%--Roth IRA Shares
0.75%--CESA Shares
0.25%$25-My Choice Savings Club
0.25%--Christmas Club
0.10%$25-Regular Share Savings

Jefferson Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Priority 1 Investment Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k

Jefferson Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Priority 1 Checking

Jefferson Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$2,500-60 Month Priority 1 CD
1.25%$2,500-36 Month Priority 1 CD
1.10%$2,500-24 Month Priority 1 CD
0.50%$2,500-12 Month Priority 1 CD
0.35%$250-9 Month Bridge CD

Jefferson Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$100-60 Month IRA
0.50%$100-12 Month IRA
Locations


Jefferson Credit Union Locations
Branch Office716 Richard Arrington Jr Blvd N B-300 CourthouseBirmingham, AL 35203
Branch Office3014 Allison Bonnett Memorial Dr Suite 100 Allison Bonnett PlazaHueytown, AL 35023
Branch Office100 Quail Run 1715 Decatur HwyFultondale, AL 35068
Corporate Office5261 Ross Bridge PkwyHoover, AL 35226