Jefferson Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.27% | 5-year CD | 60 Month Prosperity CD 2.50% - Ally Bank High Yield 5 Year CD |
| 1.00% | 1-year CD | 12 Month Prosperity CD |
| 0.10% | Savings | Regular Share Savings |
Jefferson Credit Union is headquartered in Hoover and is the 37th largest credit union in the state of Alabama. It is also the 2,005th largest credit union in the nation. It was established in 1941 and as of December of 2017, it had grown to 22 employees and 7,483 members at 4 locations. Jefferson Credit Union's money market rates are 25% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Jefferson Credit Union of Alabama is open to residents and the people that work within these qualified counties: Jefferson, Shelby, Bibb, Tuscaloosa, Walker, Blount, and St.Clair.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63834 |
| Year Chartered | 1941 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.28% |
| Return on Equity - YTD | 2.81% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $66.5MM$66.8MM |
| Loans | Q4 2017vs Q4 2016 | $36.9MM$38.1MM |
| Deposits | Q4 2017vs Q4 2016 | $59.7MM$60.2MM |
| Equity Capital | Q4 2017vs Q4 2016 | $6.5MM$6.3MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $717.00K$842.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $508.00K$656.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $20.00K$234.00K |
Always verify rates and promotions with the bank or credit union. We are not Jefferson Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Jefferson Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $25 | - | SmartChange Savings | |
| 0.75% | - | - | IRA Shares | |
| 0.25% | $25 | - | My Choice Savings Club | |
| 0.25% | - | - | Christmas Club | |
| 0.25% | - | - | Jefferson Kids Club | |
| 0.10% | $25 | - | Regular Share Savings |
Jefferson Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Prosperity Money Market Account | ||
| OTHER TIERS: 0.15% → $2,500 - $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k | |||||
Jefferson Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $2,500* | - | Prosperity Checking | ||
| OTHER TIERS: 0.15% → Up to $2,500 | |||||
Jefferson Credit Union CD Rates
Jefferson Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.01% | $100 | - | 60 Month IRA | |
| 0.75% | $100 | - | 12 Month IRA |
| Jefferson Credit Union Locations | ||
|---|---|---|
| Branch Office | 716 Richard Arrington Jr Blvd N B-300 Courthouse | Birmingham, AL 35203 |
| Branch Office | 3014 Allison Bonnett Memorial Dr Suite 100 Allison Bonnett Plaza | Hueytown, AL 35023 |
| Branch Office | 100 Quail Run 1715 Decatur Hwy | Fultondale, AL 35068 |
| Corporate Office | 5261 Ross Bridge Pkwy | Hoover, AL 35226 |