Jefferson Credit Union

Overview / Commentary

205-444-4528

5261 Ross Bridge Pkwy
Hoover, AL 35226

Jefferson Credit Union is headquartered in Hoover and is the 36^th largest credit union in the state of Alabama. It is also the 2,036^th largest credit union in the nation. It was established in 1941 and as of March of 2019, it had grown to 21 employees and 7,557 members at 4 locations. Jefferson Credit Union's money market rates are 82% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Jefferson Credit Union is open to those who live or work in the Alabama counties of Bibb, Blount, Jefferson, Shelby, St.Clair, Tuscaloosa, or Walker.
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Health

Data as of Q1 2019

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jefferson Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	63834
Year Chartered	1941
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	0.26%
Return on Equity - YTD	2.66%
Annual Interest Income	$765.00K

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$66.8MM$67.2MM
Loans	Q1 2019vs Q1 2018	$39.3MM$37.1MM
Deposits	Q1 2019vs Q1 2018	$59.8MM$60.4MM
Equity Capital	Q1 2019vs Q1 2018	$6.5MM$6.5MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$813.00K$732.00K
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$600.00K$500.00K
Real Estate Owned	Q1 2019vs Q1 2018	$0$20.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Jefferson Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jefferson Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%	-	-	IRA Shares
1.00%	$25	-	SmartChange Savings
0.25%	$25	-	My Choice Savings Club
0.25%	-	-	Christmas Club
0.25%	$5	-	Jefferson Kids Club
0.10%	$25	-	Regular Share Savings

Jefferson Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.80%^*	$100k^*	-	Prosperity Money Market Account
OTHER TIERS: 0.55% → $2.5k - $10k \| 0.60% → $10k - $25k \| 0.70% → $25k - $50k \| 0.75% → $50k - $100k

Jefferson Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$2.5k^*	-	Prosperity Checking
OTHER TIERS: 0.15% → Up to $2.5k

Jefferson Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.79%	$2.5k	$1m	60 Month Prosperity CD
2.27%	$2.5k	$1m	36 Month Prosperity CD
2.07%	$2.5k	-	13 Month 90th Anniversary CD Speical
1.76%	$2.5k	$1m	24 Month Prosperity CD
1.56%	$2.5k	$1m	12 Month Prosperity CD
1.36%	$250	-	9 Month Pathway 180 CD
1.31%	$250	-	6 Month Pathway 180 CD
1.26%	$250	-	3 Month Pathway 180 CD

Jefferson Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.79%	$100	-	60 Month IRA
1.87%	$100	-	12 Month IRA

Locations

Jefferson Credit Union Locations
Branch Office	716 Richard Arrington Jr Blvd N B-300 Courthouse	Birmingham, AL 35203
Branch Office	3014 Allison Bonnett Memorial Dr Suite 100 Allison Bonnett Plaza	Hueytown, AL 35023
Branch Office	100 Quail Run 1715 Decatur Hwy	Fultondale, AL 35068
Corporate Office	5261 Ross Bridge Pkwy	Hoover, AL 35226

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