Jefferson Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.51%	5-year CD	60 Month Priority 1 CD 2.35% - Synchrony Bank 60 Month CD
0.75%	1-year CD	12 Month Priority 1 CD 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Regular Share Savings 1.20% - Synchrony Bank High Yield Savings

View all Jefferson Credit Union rates »

Overview / Commentary

www.jeffersoncreditunion.org

205-444-4528

5261 Ross Bridge Pkwy
Hoover, AL 35226

Jefferson Credit Union is headquartered in Hoover and is the 38^th largest credit union in the state of Alabama. It is also the 2,011^th largest credit union in the nation. It was established in 1941 and as of March of 2017, it had grown to 24 employees and 7,471 members at 4 locations. Jefferson Credit Union's money market rates are 25% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Jefferson Credit Union of Alabama is open to residents and the people that work within these qualified counties: Jefferson, Shelby, Bibb, Tuscaloosa, Walker, Blount, and St.Clair.
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Health

C+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jefferson Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	63834
Year Chartered	1941
Employees	24
Primary Regulator

Profit Margin
Return on Assets - YTD	0.23%
Return on Equity - YTD	2.38%
Annual Interest Income	$741.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$68.2MM$67.2MM
Loans	Q1 2017vs Q1 2016	$37.3MM$38.2MM
Deposits	Q1 2017vs Q1 2016	$61.3MM$60.5MM
Equity Capital	Q1 2017vs Q1 2016	$6.4MM$6.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$718.00K$754.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1.1MM$451.00K
Real Estate Owned	Q1 2017vs Q1 2016	$234.00K$20.00K

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jefferson Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$25	-	SmartChange Savings
0.75%	-	-	IRA Shares
0.75%	-	-	Roth IRA Shares
0.75%	-	-	CESA Shares
0.25%	$25	-	My Choice Savings Club
0.25%	-	-	Christmas Club
0.10%	$25	-	Regular Share Savings

Jefferson Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%^*	$100k^*	-	Priority 1 Investment Account
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.25% → $10k - $25k \| 0.35% → $25k - $50k \| 0.40% → $50k - $100k

Jefferson Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Priority 1 Checking

Jefferson Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$2,500	-	60 Month Priority 1 CD
1.26%	$2,500	-	36 Month Priority 1 CD
1.11%	$2,500	-	24 Month Priority 1 CD
0.75%	$2,500	-	12 Month Priority 1 CD
0.35%	$250	-	9 Month Bridge CD

Jefferson Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.51%	$100	-	60 Month IRA
0.75%	$100	-	12 Month IRA

Locations

Jefferson Credit Union Locations
Branch Office	716 Richard Arrington Jr Blvd N B-300 Courthouse	Birmingham, AL 35203
Branch Office	3014 Allison Bonnett Memorial Dr Suite 100 Allison Bonnett Plaza	Hueytown, AL 35023
Branch Office	100 Quail Run 1715 Decatur Hwy	Fultondale, AL 35068
Corporate Office	5261 Ross Bridge Pkwy	Hoover, AL 35226