2. Jefferson Credit Union

Jefferson Credit Union


Overview / Commentary
jeffersoncreditunion.org
205-444-4528
5261 Ross Bridge Pkwy
Hoover, AL 35226

Jefferson Credit Union is headquartered in Hoover and is the 36th largest credit union in the state of Alabama. It is also the 2,029th largest credit union in the nation. It was established in 1941 and as of June of 2019, it had grown to 20 employees and 7,587 members at 4 locations. Jefferson Credit Union's CD rates are 73% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Jefferson Credit Union is open to those who live or work in the Alabama counties of Bibb, Blount, Jefferson, Shelby, St.Clair, Tuscaloosa, or Walker.
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Health
B+

Data as of Q2 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jefferson Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63834
Year Chartered1941
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$66.9MM$66.4MM
LoansQ2 2019vs Q2 2018$38.8MM$38.4MM
DepositsQ2 2019vs Q2 2018$59.9MM$59.1MM
Equity CapitalQ2 2019vs Q2 2018$6.7MM$6.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$808.00K$690.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$517.00K$607.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jefferson Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%--IRA Shares
1.00%$25-SmartChange Savings
0.25%$25-My Choice Savings Club
0.25%--Christmas Club
0.25%$5-Jefferson Kids Club
0.10%$25-Regular Share Savings

Jefferson Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Prosperity Money Market Account
OTHER TIERS: 0.50% → $2.5k - $10k | 0.55% → $10k - $25k | 0.60% → $25k - $50k | 0.65% → $50k - $100k

Jefferson Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$2.5k*-Prosperity Checking
OTHER TIERS: 0.15% → Up to $2.5k

Jefferson Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.58%$2.5k$1m60 Month Prosperity CD
2.02%$2.5k$1m36 Month Prosperity CD
1.82%$2.5k-13 Month 90th Anniversary CD Speical
1.76%$2.5k$1m24 Month Prosperity CD
1.56%$2.5k$1m12 Month Prosperity CD
1.01%$250-6 Month Pathway 180 CD
1.01%$250-9 Month Pathway 180 CD
0.35%$250-3 Month Pathway 180 CD

Jefferson Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.58%$100-60 Month IRA
1.56%$100-12 Month IRA
Locations


Jefferson Credit Union Locations
Branch Office716 Richard Arrington Jr Blvd N B-300 CourthouseBirmingham, AL 35203
Branch Office3014 Allison Bonnett Memorial Dr Suite 100 Allison Bonnett PlazaHueytown, AL 35023
Branch Office100 Quail Run 1715 Decatur HwyFultondale, AL 35068
Corporate Office5261 Ross Bridge PkwyHoover, AL 35226

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