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Jefferson Financial Federal Credit Union


Overview / Commentary
www.jeffersonfinancial.org
800-259-2471
7701 Airline Dr
Metairie, LA 70003-6228

Jefferson Financial Federal Credit Union is headquartered in Metairie and is the 5th largest credit union in the state of Louisiana. It is also the 517th largest credit union in the nation. It was established in 1966 and as of June of 2023, it had grown to 147 employees and 48,038 members at 15 locations. Jefferson Financial Federal Credit Union's CD rates are 4X the national average, but it has a C- health rating.

Field of Membership Restrictions

Membership in Jefferson Financial Credit Union is open to individuals who live, work, worship, or attend in the Louisiana parishes of Calcasieu, Cameron, Jefferson, Livingston, Orleans, or St. Tammany, or the Alabama counties of Autauga, Dallas, Chilton, Lowndes, Perry, or Wilcox. Staff and students of the Bossier Parish, Caddo Parish, or East Baton Rouge Parish school systems and staff members of the St. James Parish or St. Charles Parish school systems also qualify. Employees of nearly 200 Select Employer Groups (listed on the Credit Union’s website), including Ochsner Health System and the Louisiana Department of Transportation, are eligible to join.
See current membership details

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Reviews (9)

Awesome CU!

Posted by: |

Friendly staff, great rates, many locations, always willing to go above & beyond for their members!

1

JFFCU Is Amazing!

Posted by: |

I have had my membership with JFFCU for over 10 years and I don't plan on ever switching institutions!! The branches are convenient and the staff is always eager to assist! I have had loans with JFFCU as well and I have never had an issue with it!

1

Don't Walk, Run

Posted by: |

I have had payroll deposits on hold, every check rather an automatic deposit or physical deposit there is a three day hold or payroll checks are pending and funds are not available until the credit union opens at 9am. I've been a member for over 12 years and still the same crap with holding my own funds. Well, that not good business practices so I'm closing this account. We have too many choices of banks and credit unions to put up with JFCU crap.

3

Wow, I Love Jefferson Financial Federal Credit Union

Posted by: |

Everyone I have meet at JFFCU is great! They have the best rates in town, hands down! I used to deal with the big banks, but never again.

1
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Health
C-

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #24871
Year Chartered1966
Employees147
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD2.02%
Annual Interest Income$16.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$813.0MM$828.7MM
LoansQ2 2023vs Q2 2022$539.3MM$523.1MM
DepositsQ2 2023vs Q2 2022$590.8MM$649.3MM
Equity CapitalQ2 2023vs Q2 2022$51.0MM$56.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$7.3MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$15.4MM$7.4MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Jefferson Financial Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jefferson Financial Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$20kKasasa Saver
OTHER TIERS: 0.25% → $20k+
0.25%$1k-IRA Shares
0.10%$1k-Primary Savings
0.10%$1k-Secondary Savings
0.10%$1k-Business Primary Savings

Jefferson Financial Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kKasasa Cash
OTHER TIERS: 0.25% → $10k+
0.50%$10k-Business Checking
0.05%$5k-Consumer Checking

Jefferson Financial Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.49%$1k-12 Month CD Special
3.44%*$100k*-60 Month Share Certificate
OTHER TIERS: 3.08% → $1k - $10k | 3.13% → $10k - $100k
3.31%*$100k*-48 Month Share Certificate
OTHER TIERS: 2.95% → $1k - $10k | 3.00% → $10k - $100k
3.21%*$100k*-36 Month Share Certificate
OTHER TIERS: 2.85% → $1k - $10k | 2.90% → $10k - $100k
3.08%*$100k*-24 Month Share Certificate
OTHER TIERS: 2.72% → $1k - $10k | 2.78% → $10k - $100k
3.00%*$100k*-12 Month Share Certificate
OTHER TIERS: 2.68% → $1k - $100k
3.00%$1k-6 Month CD Special
2.87%*$100k*-6 Month Share Certificate
OTHER TIERS: 2.62% → $1k - $100k

Jefferson Financial Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.44%*$100k*-60 Month IRA Certificate
OTHER TIERS: 3.08% → $1k - $10k | 3.13% → $10k - $100k
3.31%*$100k*-48 Month IRA Certificate
OTHER TIERS: 2.95% → $1k - $10k | 3.00% → $10k - $100k
3.21%*$100k*-36 Month IRA Certificate
OTHER TIERS: 2.85% → $1k - $10k | 2.90% → $10k - $100k
3.08%*$100k*-24 Month IRA Certificate
OTHER TIERS: 2.72% → $1k - $10k | 2.78% → $10k - $100k
3.00%*$100k*-12 Month IRA Certificate
OTHER TIERS: 2.68% → $1k - $100k
2.87%*$100k*-6 Month IRA Certificate
OTHER TIERS: 2.62% → $1k - $100k
Locations

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