Jefferson Security Bank


Overview / Commentary
304-876-9000
105 E Washington Street
Shepherdstown, WV 25443

Jefferson Security Bank is headquartered in SHEPHERDSTOWN and is the 12th largest bank in the state of West Virginia. It is also the 1,695th largest bank in the nation. It was established in 1869 and as of March of 2025, it had grown to 78 employees at 6 locations. Jefferson Security Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #9997
Year Established1869
Employees78
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD9.96%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$544.4MM$531MM
LoansQ1 2025vs Q1 2024$383.2MM$366.3MM
DepositsQ1 2025vs Q1 2024$503.2MM$458.1MM
Equity CapitalQ1 2025vs Q1 2024$31.1MM$24.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.1MM$4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$76K$106K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Jefferson Security Bank Locations
Sharpsburg Office Branch103 West Main StreetSharpsburg, MD 21782
Edwin Miller Boulevard Branch1487 Edwin Miller BoulevardMartinsburg, WV 25402
South Berkeley Branch277 Mineral DriveInwood, WV 25428
Barron Office Branch7994 Martinsburg PikeShepherdstown, WV 25443
Charles Town Branch873 East Washington St, Suite 100Charles Town, WV 25414
Jefferson Security Bank105 E Washington StShepherdstown, WV 25443

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