Jersey Central Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.10%	5-year CD	2.25% - National Average
0.85%	1-year CD	2.75% - Goldman Sachs Bank USA High-yield 12 Month CD
0.80%	Savings	2.25% - Goldman Sachs Bank USA High-yield Online Savings Account

View all Jersey Central Federal Credit Union rates »

Overview / Commentary

www.jerseycentralfcu.com

888-772-3040

23 North Ave E
Cranford, NJ 07016-2196

Jersey Central Federal Credit Union is headquartered in Cranford and is the 70^th largest credit union in the state of New Jersey. It is also the 3,446^th largest credit union in the nation. It was established in 1937 and as of September of 2018, it had grown to 8 employees and 3,367 members at 1 location. Jersey Central Federal Credit Union's savings rates are 54% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Amtrak, Conrail, Capobianco & Gaudenzi Accountants & Auditors, CSX, CW Brabender Instruments, Coast to Coast Legal Funding, Delta Dental of NJ, Hayward Industries, Eaton Corporation, New Jersey Transit, Norfolk Southern, New York New Jersey Rail, Raritan Central Railway, Topco Inc., Schielke Insurance Agency.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Jersey Central Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	2493
Year Chartered	1937
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	1.58%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$18.5MM$18.8MM
Loans	Q3 2018vs Q3 2017	$11.6MM$11.5MM
Deposits	Q3 2018vs Q3 2017	$14.5MM$14.9MM
Equity Capital	Q3 2018vs Q3 2017	$4.0MM$3.9MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$209.00K$243.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$126.00K$151.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

Skip to rates for:

Savings
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Jersey Central Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jersey Central Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.80%^*	$25k^*	-	Savings Account
OTHER TIERS: 0.35% → $100 - $2.5k \| 0.50% → $2.5k - $10k \| 0.65% → $10k - $25k

Jersey Central Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$20k^*	-	Checking Account
OTHER TIERS: 0.15% → $5k - $10k \| 0.25% → $10k - $20k

Jersey Central Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.13%	$50k	-	5 Year Jumbo CD
2.10%	$500	$50k	5 Year CD
1.74%	$50k	-	4 Year Jumbo CD
1.69%	$500	$50k	4 Year CD
1.57%	$50k	-	3 Year Jumbo CD
1.52%	$500	$50k	3 Year CD
1.25%	$50k	-	2 Year Jumbo CD
1.20%	$500	$50k	2 Year CD
0.93%	$50k	-	18 Month Jumbo CD
0.90%	$50k	-	12 Month Jumbo CD
0.88%	$500	$50k	18 Month CD
0.85%	$500	$50k	12 Month CD
0.73%	$50k	-	9 Month Jumbo CD
0.71%	$500	$50k	9 Month CD
0.61%	$50k	-	6 Month Jumbo CD
0.60%	$500	$50k	6 Month CD
0.49%	$50k	-	3 Month Jumbo CD
0.46%	$500	$50k	3 Month CD

Locations

Jersey Central Federal Credit Union Locations
Branch Office	23 North Ave E	Cranford, NJ 07016-2196

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.