Jersey Shore Federal Credit Union

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CURRENT TOP RATE

60 Month IRA (Traditional, Roth, CESA)

Overview / Commentary

www.jerseyshorefcu.org

609-646-3339

1434 New Rd
Northfield, NJ 08225

Jersey Shore Federal Credit Union is headquartered in Northfield and is the 13^th largest credit union in the state of New Jersey. It is also the 1,114^th largest credit union in the nation. It was established in 1963 and as of September of 2021, it had grown to 42 employees and 14,854 members at 5 locations. Jersey Shore Federal Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Jersey Shore Federal Credit Union offers membership to those who works, worships, volunteers, attends school or lives in Atlantic or Cape May counties. In addition, family members or existing members are also eligible..
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Related Posts

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2007

3/15 - 7.00% 7-Month CD at a New Jersey CU - $2.5K Max (Jersey Shore)

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Health

B+

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #	15483
Year Chartered	1963
Employees	42
Primary Regulator

Profit Margin
Return on Assets - YTD	0.22%
Return on Equity - YTD	3.37%
Annual Interest Income	$4.1MM

Assets and Liabilities
Assets	Q3 2021vs Q3 2020	$240.2MM$196.8MM
Loans	Q3 2021vs Q3 2020	$110.3MM$108.7MM
Deposits	Q3 2021vs Q3 2020	$224.4MM$180.3MM
Equity Capital	Q3 2021vs Q3 2020	$15.3MM$16.0MM
Loan Loss Allowance	Q3 2021vs Q3 2020	$492.00K$528.00K
Unbacked Noncurrent Loans	Q3 2021vs Q3 2020	$901.00K$740.00K
Real Estate Owned	Q3 2021vs Q3 2020	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jersey Shore Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	-	-	Variable-Rate IRA Savings
0.20%	-	$1k	Surf Club
0.08%	-	-	Regular Savings
0.08%	-	-	Secondary Savings
0.08%	-	-	Holiday Club
0.08%	-	-	Vacation Club
0.05%	$100	-	Business General Savings

Jersey Shore Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	-	Money Market
OTHER TIERS: 0.15% → $500 - $25k \| 0.30% → $25k - $50k
0.30%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.15% → $500 - $50k \| 0.20% → $50k - $100k

Jersey Shore Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$100	-	Business Advantage Checking

Jersey Shore Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.90%^*	$25k^*	-	60 Month Share Certificate
OTHER TIERS: 0.85% → $1k - $25k
0.85%^*	$25k^*	-	Business 60 Month Share Certificate
OTHER TIERS: 0.80% → $1k - $25k
0.60%^*	$25k^*	-	48 Month Share Certificate
OTHER TIERS: 0.55% → $1k - $25k
0.55%^*	$25k^*	-	Business 48 Month Share Certificate
OTHER TIERS: 0.50% → $1k - $25k
0.50%^*	$25k^*	-	36 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $25k
0.45%^*	$25k^*	-	Business 36 Month Share Certificate
OTHER TIERS: 0.40% → $1k - $25k
0.40%^*	$25k^*	-	24 Month Share Certificate
OTHER TIERS: 0.35% → $1k - $25k
0.35%^*	$25k^*	-	Business 24 Month Share Certificate
OTHER TIERS: 0.30% → $1k - $25k
0.35%^*	$25k^*	-	18 Month Share Certificate
OTHER TIERS: 0.30% → $1k - $25k
0.30%^*	$25k^*	-	12 Month Share Certificate
OTHER TIERS: 0.25% → $1k - $25k
0.25%^*	$25k^*	-	Business 12 Month Share Certificate
OTHER TIERS: 0.20% → $1k - $25k
0.20%^*	$25k^*	-	6 Month Share Certificate
OTHER TIERS: 0.15% → $1k - $25k
0.20%^*	$25k^*	-	Business 6 Month Share Certificate
OTHER TIERS: 0.15% → $1k - $25k

Jersey Shore Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$25k^*	-	60 Month IRA
OTHER TIERS: 0.95% → $250 - $25k
0.65%^*	$25k^*	-	48 Month IRA
OTHER TIERS: 0.60% → $250 - $25k
0.55%^*	$25k^*	-	36 Month IRA
OTHER TIERS: 0.50% → $250 - $25k
0.45%^*	$25k^*	-	24 Month IRA
OTHER TIERS: 0.40% → $250 - $25k
0.40%^*	$25k^*	-	18 Month IRA
OTHER TIERS: 0.35% → $250 - $25k
0.35%^*	$25k^*	-	12 Month IRA
OTHER TIERS: 0.30% → $250 - $25k
0.25%^*	$25k^*	-	6 Month IRA
OTHER TIERS: 0.20% → $250 - $25k

Locations

Jersey Shore Federal Credit Union Locations
Branch Office	1434 New Rd	Northfield, NJ 08225
Branch Office	3301 Route 9 S	Rio Grande, NJ 08242
Branch Office	326 E Jimmie Leeds Rd	Galloway, NJ 08205-4109
Corporate Office	910 New Rd	Northfield, NJ 08225-1659
Branch Office	80 S White Horse Pike Ste 6	Hammonton, NJ 08037

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