Jersey Shore Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.jerseyshorefcu.org

888-322-2848

1434 New Rd
Northfield, NJ 08225

Jersey Shore Federal Credit Union is headquartered in Northfield and is the 14^th largest credit union in the state of New Jersey. It is also the 1,154^th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 54 employees and 16,295 members at 5 locations. Jersey Shore Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Jersey Shore Federal Credit Union offers membership to those who works, worships, volunteers, attends school or lives in Atlantic or Cape May counties. In addition, family members or existing members are also eligible..
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	15483
Year Chartered	1963
Employees	54
Primary Regulator

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	8.69%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$243.3MM$234.8MM
Loans	Q1 2025vs Q1 2024	$124MM$119.3MM
Deposits	Q1 2025vs Q1 2024	$228.8MM$224.9MM
Equity Capital	Q1 2025vs Q1 2024	$13.8MM$9.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$445K$384K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$899K$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Jersey Shore Federal Credit Union are currently being reviewed.

Locations

Jersey Shore Federal Credit Union Locations
Branch Office	1434 New Rd	Northfield, NJ 08225
Branch Office	3301 Route 9 S	Rio Grande, NJ 08242
Branch Office	326 E Jimmie Leeds Rd	Galloway, NJ 08205-4109
Branch Office	80 S White Horse Pike Ste 6	Hammonton, NJ 08037
Branch Office	William J Hughes Technical Ctr	Atlantic City, NJ 08405

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