Jersey Shore Federal Credit Union

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CURRENT TOP RATE

60 Month Share Certificate

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	5-year CD	3.10% - American Express National Bank 60 Month CD
1.00%	1-year CD	1.30% - National Average
0.10%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all Jersey Shore Federal Credit Union rates »

Overview / Commentary

www.jerseyshorefcu.org

609-646-3339

1434 New Rd
Northfield, NJ 08225

Jersey Shore Federal Credit Union is headquartered in Northfield and is the 18^th largest credit union in the state of New Jersey. It is also the 1,222^nd largest credit union in the nation. It was established in 1963 and as of September of 2018, it had grown to 45 employees and 12,942 members at 6 locations. Jersey Shore Federal Credit Union's money market rates are 59% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Jersey Shore Federal Credit Union offers membership to those who works, worships, volunteers, attends school or lives in Atlantic or Cape May counties. In addition, family members or existing members are also eligible..
See current membership details

Related Posts

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2007

3/15 - 7.00% 7-Month CD at a New Jersey CU - $2.5K Max (Jersey Shore)

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Health

B+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	15483
Year Chartered	1963
Employees	45
Primary Regulator

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	6.68%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$157.4MM$151.4MM
Loans	Q3 2018vs Q3 2017	$98.2MM$86.4MM
Deposits	Q3 2018vs Q3 2017	$145.0MM$139.1MM
Equity Capital	Q3 2018vs Q3 2017	$11.3MM$11.2MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$419.00K$306.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$722.00K$846.00K
Real Estate Owned	Q3 2018vs Q3 2017	$168.00K$0

Rates

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Savings
Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jersey Shore Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	-	-	Variable-Rate IRA Savings
0.20%	-	$1k	Surf Club
0.10%	-	-	Regular Savings
0.10%	-	-	Secondary Savings
0.10%	-	-	Holiday Club
0.10%	-	-	Vacation Club
0.05%	$100	-	Business General Savings

Jersey Shore Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.70%^*	$50k^*	-	Money Market
OTHER TIERS: 0.30% → $500 - $25k \| 0.50% → $25k - $50k
0.45%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.15% → $500 - $50k \| 0.35% → $50k - $100k

Jersey Shore Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$100	-	Business Advantage Checking

Jersey Shore Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	$25k^*	-	60 Month Share Certificate
OTHER TIERS: 2.35% → $1k - $25k
2.50%^*	$25k^*	-	Business 60 Month Share Certificate
OTHER TIERS: 2.35% → $1k - $25k
2.25%^*	$25k^*	-	48 Month Share Certificate
OTHER TIERS: 2.10% → $1k - $25k
2.25%^*	$25k^*	-	Business 48 Month Share Certificate
OTHER TIERS: 2.10% → $1k - $25k
1.90%^*	$25k^*	-	36 Month Share Certificate
OTHER TIERS: 1.75% → $1k - $25k
1.90%^*	$25k^*	-	Business 36 Month Share Certificate
OTHER TIERS: 1.75% → $1k - $25k
1.65%^*	$25k^*	-	24 Month Share Certificate
OTHER TIERS: 1.50% → $1k - $25k
1.65%^*	$25k^*	-	Business 24 Month Share Certificate
OTHER TIERS: 1.50% → $1k - $25k
1.00%^*	$25k^*	-	12 Month Share Certificate
OTHER TIERS: 0.85% → $1k - $25k
1.00%^*	$25k^*	-	Business 12 Month Share Certificate
OTHER TIERS: 0.85% → $1k - $25k
0.60%^*	$25k^*	-	6 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $25k
0.60%^*	$25k^*	-	Business 6 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $25k

Jersey Shore Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	$25k^*	-	60 Month IRA
OTHER TIERS: 2.35% → $250 - $25k
2.25%^*	$25k^*	-	48 Month IRA
OTHER TIERS: 2.10% → $250 - $25k
1.90%^*	$25k^*	-	36 Month IRA
OTHER TIERS: 1.75% → $250 - $25k
1.65%^*	$25k^*	-	24 Month IRA
OTHER TIERS: 1.50% → $250 - $25k
1.00%^*	$25k^*	-	12 Month IRA
OTHER TIERS: 0.85% → $250 - $25k
0.60%^*	$25k^*	-	6 Month IRA
OTHER TIERS: 0.45% → $250 - $25k

Locations

Jersey Shore Federal Credit Union Locations
Branch Office	4403 Black horse Pike Store number 2075	Mays Landing, NJ 08330
Branch Office	1434 New Rd	Northfield, NJ 08225
Branch Office	3317 Route 9 S	Rio Grande, NJ 08242
Branch Office	William J Hughes Technical Ctr	Atlantic City, NJ 08405
Branch Office	326 E Jimmie Leeds Rd	Galloway, NJ 08205-4109
Corporate Office	910 New Rd	Northfield, NJ 08225-1659

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