Jersey Shore Federal Credit Union

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CURRENT TOP RATE

60 Month IRA (Traditional, Roth, CESA)

Overview / Commentary

www.jerseyshorefcu.org

609-646-3339

1434 New Rd
Northfield, NJ 08225

Jersey Shore Federal Credit Union is headquartered in Northfield and is the 13^th largest credit union in the state of New Jersey. It is also the 1,116^th largest credit union in the nation. It was established in 1963 and as of March of 2022, it had grown to 44 employees and 14,959 members at 5 locations. Jersey Shore Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Jersey Shore Federal Credit Union offers membership to those who works, worships, volunteers, attends school or lives in Atlantic or Cape May counties. In addition, family members or existing members are also eligible..
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Related Posts

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2007

3/15 - 7.00% 7-Month CD at a New Jersey CU - $2.5K Max (Jersey Shore)

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Health

B+

Data as of Q1 2022

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Health Grade Components

Overall
NCUA #	15483
Year Chartered	1963
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	0.13%
Return on Equity - YTD	3.35%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q1 2022vs Q1 2021	$249.2MM$224.9MM
Loans	Q1 2022vs Q1 2021	$106.4MM$107.8MM
Deposits	Q1 2022vs Q1 2021	$239.2MM$209.6MM
Equity Capital	Q1 2022vs Q1 2021	$9.3MM$14.9MM
Loan Loss Allowance	Q1 2022vs Q1 2021	$386.00K$527.00K
Unbacked Noncurrent Loans	Q1 2022vs Q1 2021	$806.00K$972.00K
Real Estate Owned	Q1 2022vs Q1 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Jersey Shore Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jersey Shore Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	-	-	Variable-Rate IRA Savings
0.20%	-	$1k	Surf Club
0.08%	-	-	Regular Savings
0.08%	-	-	Secondary Savings
0.08%	-	-	Holiday Club
0.08%	-	-	Vacation Club
0.05%	$100	-	Business General Savings

Jersey Shore Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$50k^*	-	Money Market
OTHER TIERS: 0.10% → $500 - $25k \| 0.15% → $25k - $50k
0.20%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.10% → $500 - $50k \| 0.15% → $50k - $100k

Jersey Shore Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$100	-	Business Advantage Checking

Jersey Shore Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.90%^*	$25k^*	-	60 Month Share Certificate
OTHER TIERS: 0.85% → $1k - $25k
0.85%^*	$25k^*	-	Business 60 Month Share Certificate
OTHER TIERS: 0.80% → $1k - $25k
0.60%^*	$25k^*	-	48 Month Share Certificate
OTHER TIERS: 0.55% → $1k - $25k
0.55%^*	$25k^*	-	Business 48 Month Share Certificate
OTHER TIERS: 0.50% → $1k - $25k
0.50%^*	$25k^*	-	36 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $25k
0.45%^*	$25k^*	-	Business 36 Month Share Certificate
OTHER TIERS: 0.40% → $1k - $25k
0.40%^*	$25k^*	-	24 Month Share Certificate
OTHER TIERS: 0.35% → $1k - $25k
0.35%^*	$25k^*	-	Business 24 Month Share Certificate
OTHER TIERS: 0.30% → $1k - $25k
0.35%^*	$25k^*	-	18 Month Share Certificate
OTHER TIERS: 0.30% → $1k - $25k
0.30%^*	$25k^*	-	12 Month Share Certificate
OTHER TIERS: 0.25% → $1k - $25k
0.25%^*	$25k^*	-	Business 12 Month Share Certificate
OTHER TIERS: 0.20% → $1k - $25k
0.20%^*	$25k^*	-	6 Month Share Certificate
OTHER TIERS: 0.15% → $1k - $25k
0.20%^*	$25k^*	-	Business 6 Month Share Certificate
OTHER TIERS: 0.15% → $1k - $25k

Jersey Shore Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$25k^*	-	60 Month IRA
OTHER TIERS: 0.95% → $250 - $25k
0.65%^*	$25k^*	-	48 Month IRA
OTHER TIERS: 0.60% → $250 - $25k
0.55%^*	$25k^*	-	36 Month IRA
OTHER TIERS: 0.50% → $250 - $25k
0.45%^*	$25k^*	-	24 Month IRA
OTHER TIERS: 0.40% → $250 - $25k
0.40%^*	$25k^*	-	18 Month IRA
OTHER TIERS: 0.35% → $250 - $25k
0.35%^*	$25k^*	-	12 Month IRA
OTHER TIERS: 0.30% → $250 - $25k
0.25%^*	$25k^*	-	6 Month IRA
OTHER TIERS: 0.20% → $250 - $25k

Locations

Jersey Shore Federal Credit Union Locations
Branch Office	1434 New Rd	Northfield, NJ 08225
Branch Office	3301 Route 9 S	Rio Grande, NJ 08242
Branch Office	326 E Jimmie Leeds Rd	Galloway, NJ 08205-4109
Corporate Office	910 New Rd	Northfield, NJ 08225-1659
Branch Office	80 S White Horse Pike Ste 6	Hammonton, NJ 08037

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