Jersey Shore Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.50%5-year CD60 Month Share Certificate
1.00%1-year CD12 Month Share Certificate
0.10%SavingsSecondary Savings

Overview / Commentary
609-646-3339
1434 New Rd
Northfield, NJ 08225

Jersey Shore Federal Credit Union is headquartered in Northfield and is the 18th largest credit union in the state of New Jersey. It is also the 1,224th largest credit union in the nation. It was established in 1963 and as of June of 2018, it had grown to 43 employees and 12,750 members at 5 locations. Jersey Shore Federal Credit Union's money market rates are 59% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Jersey Shore Federal Credit Union offers membership to those who works, worships, volunteers, attends school or lives in Atlantic or Cape May counties. In addition, family members or existing members are also eligible..
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Health
B+

Health Grade Components

Overall
NCUA #15483
Year Chartered1963
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD4.71%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$158.7MM$148.4MM
LoansQ2 2018vs Q2 2017$96.7MM$83.8MM
DepositsQ2 2018vs Q2 2017$146.9MM$136.6MM
Equity CapitalQ2 2018vs Q2 2017$11.1MM$11.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$391.00K$289.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$884.00K$857.00K
Real Estate OwnedQ2 2018vs Q2 2017$168.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Jersey Shore Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jersey Shore Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Variable-Rate IRA Savings
0.20%-$1kSurf Club
0.10%--Regular Savings
0.10%--Secondary Savings
0.10%--Holiday Club
0.10%--Vacation Club
0.05%$100-Business General Savings

Jersey Shore Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$50k*-Money Market
OTHER TIERS: 0.30% $500 - $25k | 0.50% $25k - $50k
0.45%*$100k*-Business Money Market
OTHER TIERS: 0.15% $500 - $50k | 0.35% $50k - $100k

Jersey Shore Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Business Advantage Checking

Jersey Shore Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$25k*-60 Month Share Certificate
OTHER TIERS: 2.35% $1k - $25k
2.50%*$25k*-Business 60 Month Share Certificate
OTHER TIERS: 2.35% $1k - $25k
2.25%*$25k*-48 Month Share Certificate
OTHER TIERS: 2.10% $1k - $25k
2.25%*$25k*-Business 48 Month Share Certificate
OTHER TIERS: 2.10% $1k - $25k
2.00%$1k-24 Month Share Certificate Special
2.00%$1k-Business 24 Month Share Certificate Special
1.90%*$25k*-36 Month Share Certificate
OTHER TIERS: 1.75% $1k - $25k
1.90%*$25k*-Business 36 Month Share Certificate
OTHER TIERS: 1.75% $1k - $25k
1.65%*$25k*-24 Month Share Certificate
OTHER TIERS: 1.50% $1k - $25k
1.65%$1k-18 Month Share Certificate Special
1.65%$1k-Business 18 Month Share Certificate Special
1.65%*$25k*-Business 24 Month Share Certificate
OTHER TIERS: 1.50% $1k - $25k
1.25%$1k-12 Month Share Certificate Special
1.25%$1k-Business 12 Month Share Certificate Special
1.00%*$25k*-12 Month Share Certificate
OTHER TIERS: 0.85% $1k - $25k
1.00%*$25k*-Business 12 Month Share Certificate
OTHER TIERS: 0.85% $1k - $25k
0.60%*$25k*-6 Month Share Certificate
OTHER TIERS: 0.45% $1k - $25k
0.60%*$25k*-Business 6 Month Share Certificate
OTHER TIERS: 0.45% $1k - $25k

Jersey Shore Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$25k*-60 Month IRA
OTHER TIERS: 2.35% $250 - $25k
2.25%*$25k*-48 Month IRA
OTHER TIERS: 2.10% $250 - $25k
2.00%$250-24 Month IRA Special
1.90%*$25k*-36 Month IRA
OTHER TIERS: 1.75% $250 - $25k
1.65%*$25k*-24 Month IRA
OTHER TIERS: 1.50% $250 - $25k
1.65%$250-18 Month IRA Special
1.25%$250-12 Month IRA Special
1.00%*$25k*-12 Month IRA
OTHER TIERS: 0.85% $250 - $25k
0.60%*$25k*-6 Month IRA
OTHER TIERS: 0.45% $250 - $25k
Locations


Jersey Shore Federal Credit Union Locations
Branch Office4403 Black horse Pike Store number 2075Mays Landing, NJ 08330
Branch Office1434 New RdNorthfield, NJ 08225
Branch Office3317 Route 9 SRio Grande, NJ 08242
Branch OfficeWilliam J Hughes Technical CtrAtlantic City, NJ 08405
Branch Office326 E Jimmie Leeds RdGalloway, NJ 08205-4109

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