Overview / Commentary
Jersey State Bank is headquartered in Jerseyville and is the 244th largest bank in the state of Illinois. It is also the 3,446th largest bank in the nation. It was established in 1903 and as of December of 2018, it had grown to 32 employees at 2 locations. Jersey State Bank has a B+ health rating.
Health
B+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12384 |
| Year Established | 1903 |
| Employees | 32 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.99% |
| Return on Equity - YTD | 7.68% |
| Annual Interest Income | $5.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $145.6MM$149.6MM |
| Loans | Q4 2018vs Q4 2017 | $57.8MM$60.1MM |
| Deposits | Q4 2018vs Q4 2017 | $123.2MM$127.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $19.8MM$19.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $724.00K$551.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $649.00K$1.2MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $378.00K$52.00K |
Rates
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Jersey State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.04%* | - | $5k | Smart Choice Checking | ||
| OTHER TIERS: 0.25% → $5k+ | |||||
Locations
| Jersey State Bank Locations | ||
|---|---|---|
| Jersey State Bank | 1000 South State Street | Jerseyville, IL 62052 |
| Grafton Banking Facility | 14 East Main Street | Grafton, IL 62037 |