Jersey State Bank

Overview / Commentary

www.jerseystatebank.com

618-498-6466

1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in Jerseyville and is the 219^th largest bank in the state of Illinois. It is also the 3,245^th largest bank in the nation. It was established in 1903 and as of June of 2021, it had grown to 30 employees at 2 locations. Jersey State Bank has an A+ health rating.

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Health

A+

Data as of Q2 2021

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Health Grade Components

Overall
FDIC Certificate #	12384
Year Established	1903
Employees	30
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	6.21%
Annual Interest Income	$2.4MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$183.8MM$174.6MM
Loans	Q2 2021vs Q2 2020	$60.6MM$68.7MM
Deposits	Q2 2021vs Q2 2020	$156.8MM$144.0MM
Equity Capital	Q2 2021vs Q2 2020	$24.0MM$23.2MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$802.00K$741.00K
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$298.00K$734.00K
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jersey State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.04%^*	-	$5k	Smart Choice Checking
OTHER TIERS: 0.25% → $5k+

Locations

Jersey State Bank Locations
Jersey State Bank	1000 South State Street	Jerseyville, IL 62052
Grafton Banking Facility	14 East Main Street	Grafton, IL 62037

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