Overview / Commentary
Jersey State Bank is headquartered in Jerseyville and is the 243rd largest bank in the state of Illinois. It is also the 3,444th largest bank in the nation. It was established in 1903 and as of March of 2019, it had grown to 29 employees at 2 locations. Jersey State Bank has a B+ health rating.
Health
B+
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12384 |
| Year Established | 1903 |
| Employees | 29 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 6.32% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $145.8MM$149.9MM |
| Loans | Q1 2019vs Q1 2018 | $55.8MM$58.7MM |
| Deposits | Q1 2019vs Q1 2018 | $122.6MM$128.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $20.8MM$19.3MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $727.00K$538.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $699.00K$345.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$240.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Jersey State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.04%* | - | $5k | Smart Choice Checking | ||
| OTHER TIERS: 0.25% → $5k+ | |||||
Locations
| Jersey State Bank Locations | ||
|---|---|---|
| Jersey State Bank | 1000 South State Street | Jerseyville, IL 62052 |
| Grafton Banking Facility | 14 East Main Street | Grafton, IL 62037 |