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Overview / Commentary
1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in Jerseyville and is the 244th largest bank in the state of Illinois. It is also the 3,504th largest bank in the nation. It was established in 1903 and as of December of 2017, it had grown to 35 employees at 2 locations. Jersey State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #12384
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD5.52%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$149.6MM$143.7MM
LoansQ4 2017vs Q4 2016$60.1MM$58.3MM
DepositsQ4 2017vs Q4 2016$127.5MM$121.2MM
Equity CapitalQ4 2017vs Q4 2016$19.6MM$18.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$551.00K$739.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.2MM$1.4MM
Real Estate OwnedQ4 2017vs Q4 2016$52.00K$17.00K
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Jersey State Bank Checking Account Rates

3.04%*-$5kSmart Choice Checking
OTHER TIERS: 0.25% $5k+

Jersey State Bank Locations
Jersey State Bank1000 South State StreetJerseyville, IL 62052
Grafton Banking Facility14 East Main StreetGrafton, IL 62037