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Jersey State Bank


Overview / Commentary
www.jerseystatebank.com
618-498-6466
1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in Jerseyville and is the 230th largest bank in the state of Illinois. It is also the 3,383rd largest bank in the nation. It was established in 1903 and as of December of 2019, it had grown to 32 employees at 2 locations. Jersey State Bank has an A health rating.

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Health
A

Data as of Q4 2019

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Health Grade Components

Overall
FDIC Certificate #12384
Year Established1903
Employees32
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD6.83%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$146.5MM$145.6MM
LoansQ4 2019vs Q4 2018$62.3MM$57.8MM
DepositsQ4 2019vs Q4 2018$121.6MM$123.2MM
Equity CapitalQ4 2019vs Q4 2018$22.1MM$19.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$735.00K$724.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$584.00K$649.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$378.00K
Rates
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Jersey State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$5kSmart Choice Checking
OTHER TIERS: 0.25% → $5k+
Locations


Jersey State Bank Locations
Jersey State Bank1000 South State StreetJerseyville, IL 62052
Grafton Banking Facility14 East Main StreetGrafton, IL 62037

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