Jersey State Bank is headquartered in Jerseyville and is the 217th largest bank in the state of Illinois. It is also the 3,221st largest bank in the nation. It was established in 1903 and as of December of 2020, it had grown to 32 employees at 2 locations. Jersey State Bank has an A+ health rating.
Overall | |
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FDIC Certificate # | 12384 |
Year Established | 1903 |
Employees | 32 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1% |
Return on Equity - YTD | 7.3% |
Annual Interest Income | $5.1MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $179.6MM$146.5MM |
Loans | Q4 2020vs Q4 2019 | $65.1MM$62.3MM |
Deposits | Q4 2020vs Q4 2019 | $148.2MM$121.6MM |
Equity Capital | Q4 2020vs Q4 2019 | $24.0MM$22.1MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $796.00K$735.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $422.00K$584.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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3.04%* | - | $5k | Smart Choice Checking | ||
OTHER TIERS: 0.25% → $5k+ |
Jersey State Bank Locations | ||
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Jersey State Bank | 1000 South State Street | Jerseyville, IL 62052 |
Grafton Banking Facility | 14 East Main Street | Grafton, IL 62037 |