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Jersey State Bank


Overview / Commentary
www.jerseystatebank.com
618-498-6466
1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in Jerseyville and is the 217th largest bank in the state of Illinois. It is also the 3,221st largest bank in the nation. It was established in 1903 and as of December of 2020, it had grown to 32 employees at 2 locations. Jersey State Bank has an A+ health rating.

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Health
A+

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #12384
Year Established1903
Employees32
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD7.3%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$179.6MM$146.5MM
LoansQ4 2020vs Q4 2019$65.1MM$62.3MM
DepositsQ4 2020vs Q4 2019$148.2MM$121.6MM
Equity CapitalQ4 2020vs Q4 2019$24.0MM$22.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$796.00K$735.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$422.00K$584.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jersey State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$5kSmart Choice Checking
OTHER TIERS: 0.25% → $5k+
Locations


Jersey State Bank Locations
Jersey State Bank1000 South State StreetJerseyville, IL 62052
Grafton Banking Facility14 East Main StreetGrafton, IL 62037

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