Jersey State Bank

Overview / Commentary
1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in JERSEYVILLE and is the 208th largest bank in the state of Illinois. It is also the 3,143rd largest bank in the nation. It was established in 1903 and as of September of 2023, it had grown to 25 employees at 2 locations. Jersey State Bank's savings rates are 10X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #12384
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD10.69%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$183.9MM$185.1MM
LoansQ3 2023vs Q3 2022$75.7MM$64.8MM
DepositsQ3 2023vs Q3 2022$167.4MM$168.9MM
Equity CapitalQ3 2023vs Q3 2022$13.9MM$13.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1MM$766K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$177K$162K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Jersey State Bank Savings Account Rates

5.34%$5k-15 Month CD Special
3.04%--High Yield Flex Savings

Jersey State Bank Checking Account Rates

3.04%*-$5kSmart Choice Checking
OTHER TIERS: 0.39% $5k+

Jersey State Bank Locations
Jersey State Bank1000 S State StJerseyville, IL 62052
Grafton Banking Facility14 East Main StreetGrafton, IL 62037

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