Overview / Commentary
618-498-6466
1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in Jerseyville and is the 244th largest bank in the state of Illinois. It is also the 3,446th largest bank in the nation. It was established in 1903 and as of December of 2018, it had grown to 32 employees at 2 locations. Jersey State Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #12384
Year Established1903
Employees32
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD7.68%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$145.6MM$149.6MM
LoansQ4 2018vs Q4 2017$57.8MM$60.1MM
DepositsQ4 2018vs Q4 2017$123.2MM$127.5MM
Equity CapitalQ4 2018vs Q4 2017$19.8MM$19.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$724.00K$551.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$649.00K$1.2MM
Real Estate OwnedQ4 2018vs Q4 2017$378.00K$52.00K
Rates
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Jersey State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$5kSmart Choice Checking
OTHER TIERS: 0.25% $5k+
Locations


Jersey State Bank Locations
Jersey State Bank1000 South State StreetJerseyville, IL 62052
Grafton Banking Facility14 East Main StreetGrafton, IL 62037

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