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Jersey State Bank


Overview / Commentary
www.jerseystatebank.com
618-498-6466
1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in Jerseyville and is the 222nd largest bank in the state of Illinois. It is also the 3,281st largest bank in the nation. It was established in 1903 and as of September of 2021, it had grown to 29 employees at 2 locations. Jersey State Bank has an A health rating.

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Health
A

Data as of Q3 2021

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Health Grade Components

Overall
FDIC Certificate #12384
Year Established1903
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD6.74%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$179.6MM$188.5MM
LoansQ3 2021vs Q3 2020$56.8MM$69.6MM
DepositsQ3 2021vs Q3 2020$152.6MM$157.7MM
Equity CapitalQ3 2021vs Q3 2020$24.4MM$23.8MM
Loan Loss AllowanceQ3 2021vs Q3 2020$755.00K$765.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$248.00K$438.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Jersey State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$5kSmart Choice Checking
OTHER TIERS: 0.25% → $5k+
Locations


Jersey State Bank Locations
Jersey State Bank1000 South State StreetJerseyville, IL 62052
Grafton Banking Facility14 East Main StreetGrafton, IL 62037

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