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Jersey State Bank


Overview / Commentary
www.jerseystatebank.com
618-498-6466
1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in Jerseyville and is the 221st largest bank in the state of Illinois. It is also the 3,229th largest bank in the nation. It was established in 1903 and as of March of 2022, it had grown to 28 employees at 2 locations. Jersey State Bank has an A health rating.

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Health
A

Data as of Q1 2022

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Health Grade Components

Overall
FDIC Certificate #12384
Year Established1903
Employees28
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD5.37%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$183.6MM$187.6MM
LoansQ1 2022vs Q1 2021$57.2MM$63.0MM
DepositsQ1 2022vs Q1 2021$161.3MM$156.8MM
Equity CapitalQ1 2022vs Q1 2021$20.1MM$24.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$766.00K$799.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$221.00K$357.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Jersey State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$5kSmart Choice Checking
OTHER TIERS: 0.25% → $5k+
Locations


Jersey State Bank Locations
Jersey State Bank1000 S State StJerseyville, IL 62052
Grafton Banking Facility14 East Main StreetGrafton, IL 62037

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