Overview / Commentary
Jersey State Bank is headquartered in Jerseyville and is the 216th largest bank in the state of Illinois. It is also the 3,224th largest bank in the nation. It was established in 1903 and as of June of 2020, it had grown to 32 employees at 2 locations. Jersey State Bank has an A+ health rating.
Health
A+
Data as of Q2 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12384 |
| Year Established | 1903 |
| Employees | 32 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.85% |
| Return on Equity - YTD | 5.9% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $174.6MM$148.2MM |
| Loans | Q2 2020vs Q2 2019 | $68.7MM$57.3MM |
| Deposits | Q2 2020vs Q2 2019 | $144.0MM$124.2MM |
| Equity Capital | Q2 2020vs Q2 2019 | $23.2MM$21.4MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $741.00K$732.00K |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $734.00K$744.00K |
| Real Estate Owned | Q2 2020vs Q2 2019 | $0$0 |