Overview / Commentary
Jersey State Bank is headquartered in Jerseyville and is the 226th largest bank in the state of Illinois. It is also the 3,292nd largest bank in the nation. It was established in 1903 and as of September of 2019, it had grown to 31 employees at 2 locations. Jersey State Bank has an A health rating.
Health
A
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12384 |
| Year Established | 1903 |
| Employees | 31 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 6.35% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $154.9MM$157.3MM |
| Loans | Q3 2019vs Q3 2018 | $57.7MM$59.3MM |
| Deposits | Q3 2019vs Q3 2018 | $130.4MM$133.3MM |
| Equity Capital | Q3 2019vs Q3 2018 | $22.0MM$19.3MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $730.00K$720.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $678.00K$148.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$272.00K |
Rates
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Jersey State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.04%* | - | $5k | Smart Choice Checking | ||
| OTHER TIERS: 0.25% → $5k+ | |||||
Locations
| Jersey State Bank Locations | ||
|---|---|---|
| Jersey State Bank | 1000 South State Street | Jerseyville, IL 62052 |
| Grafton Banking Facility | 14 East Main Street | Grafton, IL 62037 |