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Jersey State Bank


Overview / Commentary
618-498-6466
1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in Jerseyville and is the 243rd largest bank in the state of Illinois. It is also the 3,444th largest bank in the nation. It was established in 1903 and as of March of 2019, it had grown to 29 employees at 2 locations. Jersey State Bank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #12384
Year Established1903
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD6.32%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$145.8MM$149.9MM
LoansQ1 2019vs Q1 2018$55.8MM$58.7MM
DepositsQ1 2019vs Q1 2018$122.6MM$128.5MM
Equity CapitalQ1 2019vs Q1 2018$20.8MM$19.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$727.00K$538.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$699.00K$345.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$240.00K
Rates
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Jersey State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$5kSmart Choice Checking
OTHER TIERS: 0.25% $5k+
Locations


Jersey State Bank Locations
Jersey State Bank1000 South State StreetJerseyville, IL 62052
Grafton Banking Facility14 East Main StreetGrafton, IL 62037

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