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Overview / Commentary
618-498-6466
1000 South State Street
Jerseyville, IL 62052

Jersey State Bank is headquartered in Jerseyville and is the 242nd largest bank in the state of Illinois. It is also the 3,430th largest bank in the nation. It was established in 1903 and as of September of 2017, it had grown to 35 employees at 2 locations. Jersey State Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #12384
Year Established1903
Employees35
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD6.45%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$157.6MM$145.5MM
LoansQ3 2017vs Q3 2016$60.6MM$58.9MM
DepositsQ3 2017vs Q3 2016$134.9MM$121.0MM
Equity CapitalQ3 2017vs Q3 2016$20.1MM$20.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$521.00K$752.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$905.00K$1.5MM
Real Estate OwnedQ3 2017vs Q3 2016$194.00K$17.00K
Rates
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Jersey State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$5kSmart Choice Checking
OTHER TIERS: 0.25% $5k+
Locations


Jersey State Bank Locations
Jersey State Bank1000 South State StreetJerseyville, IL 62052
Grafton Banking Facility14 East Main StreetGrafton, IL 62037