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JetStream Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.jetstreamfcu.org
305-821-7060
15420 NW 77 Court
Miami Lakes, FL 33016

JetStream Federal Credit Union is headquartered in Miami Lakes and is the 49th largest credit union in the state of Florida. It is also the 1,099th largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 60 employees and 14,069 members at 5 locations. JetStream Federal Credit Union's money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or businesses and other legal entities in all of Miami-Dade County, Florida, and in Carolina, Trujillo Alto and San Juan, Puerto Rico.
See current membership details

Reviews

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24718
Year Chartered1948
Employees60
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.84%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$265.5MM$262.3MM
LoansQ1 2025vs Q1 2024$211.6MM$168.5MM
DepositsQ1 2025vs Q1 2024$230MM$212MM
Equity CapitalQ1 2025vs Q1 2024$28MM$26.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1MM$820K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$141K$392K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/16/2025
4.20%
Our Rating
3.8  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

JetStream Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$50-Vacation Club Account
0.10%$50-Share Savings Account
0.10%$50-Holiday Club Account

JetStream Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-Money Market Account
OTHER TIERS: 0.25% → $2.5k - $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k

JetStream Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$50k-6 Month Jumbo Share Certificate
4.07%$5k-6 Month Golden Eagle Certificate
4.00%$500-6 Month Share Certificate
2.50%$500-24 Month Share Certificate
2.50%$500-60 Month Share Certificate
2.50%$500-36 Month Share Certificate
2.00%$500-18 Month Share Certificate
1.51%$50k-12 Month Jumbo Share Certificate
1.51%$5k-12 Month Golden Eagle Certificate
1.50%$500-12 Month Share Certificate
0.50%$10k-3 Month Share Certificate

JetStream Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$50k-6 Month Jumbo IRA Certificate
4.00%$500-6 Month IRA Certificate
2.50%$500-24 Month IRA Certificate
2.50%$500-60 Month IRA Certificate
2.50%$500-36 Month IRA Certificate
2.00%$500-18 Month IRA Certificate
1.51%$50k-12 Month Jumbo IRA Certificate
1.50%$500-12 Month IRA Certificate
0.50%$10k-3 Month IRA Certificate
0.25%$1-IRA Share Account
Locations


JetStream Federal Credit Union Locations
Branch OfficeCarretera Estatal 190 km 0.7 Suite 101 URB Industrial LA CeramicaCarolina, PR 00984
Branch Office7500 NW 58th StMiami, FL 33166
Branch Office3663 S Miami Ave Fl 2Miami, FL 33133-4253
Branch Office15420 NW 77th CtMiami Lakes, FL 33016
Branch Office1200 NW 78th Ave Ste 109Doral, FL 33126-1816

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