Johnstown School Employees Federal Credit Union
Overview / Commentary
Johnstown School Employees Federal Credit Union is headquartered in Johnstown and is the 239th largest credit union in the state of Pennsylvania. It is also the 3,846th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 1 employees and 494 members at 1 location. Johnstown School Employees Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees in the Education Industry within Cambria or Somerset Counties in Pennsylvania.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Johnstown School Employees Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 3120 |
| Year Chartered | 1939 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.32% |
| Return on Equity - YTD | -1.33% |
| Annual Interest Income | $64K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $6.6MM$6.9MM |
| Loans | Q1 2025vs Q1 2024 | $3.4MM$3.6MM |
| Deposits | Q1 2025vs Q1 2024 | $5MM$5.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.6MM$1.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $22K$22K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $48K$17K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |