Johnstown School Employees Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
1.00% APY
Savings Accounts
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Overview / Commentary
Johnstown School Employees Federal Credit Union is headquartered in Johnstown and is the 261st largest credit union in the state of Pennsylvania. It is also the 4,216th largest credit union in the nation. It was established in 1939 and as of December of 2019, it had grown to 1 employees and 580 members at 1 location. Johnstown School Employees Federal Credit Union's savings rates are 92% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to employees in the Education Industry within Cambria or Somerset Counties in Pennsylvania.
See current membership details
Health
B
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Johnstown School Employees Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 3120 |
| Year Chartered | 1939 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.75% |
| Return on Equity - YTD | -3.79% |
| Annual Interest Income | $267.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $7.6MM$7.8MM |
| Loans | Q4 2019vs Q4 2018 | $3.8MM$3.6MM |
| Deposits | Q4 2019vs Q4 2018 | $6.1MM$6.2MM |
| Equity Capital | Q4 2019vs Q4 2018 | $1.5MM$1.6MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $56.00K$14.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $9.00K$33.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |