Johnstown School Employees Federal Credit Union

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1.50% APY

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1.20% APY

Overview / Commentary

jsefcu.com

814-255-6642

738 Viewmont Ave
Johnstown, PA 15905

Johnstown School Employees Federal Credit Union is headquartered in Johnstown and is the 269^th largest credit union in the state of Pennsylvania. It is also the 4,398^th largest credit union in the nation. It was established in 1939 and as of June of 2017, it had grown to 1 employees and 601 members at 1 location. Johnstown School Employees Federal Credit Union's savings rates are 73% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees in the Education Industry within Cambria or Somerset Counties in Pennsylvania.
See current membership details

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Health

C+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Johnstown School Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	3120
Year Chartered	1939
Employees	1
Primary Regulator

Profit Margin
Return on Assets - YTD	0.29%
Return on Equity - YTD	1.57%
Annual Interest Income	$123.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$8.3MM$8.7MM
Loans	Q2 2017vs Q2 2016	$3.4MM$3.3MM
Deposits	Q2 2017vs Q2 2016	$6.7MM$7.2MM
Equity Capital	Q2 2017vs Q2 2016	$1.5MM$1.5MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$8.00K$10.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$15.00K$22.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings

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Johnstown School Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$100	-	Savings Accounts
0.90%	$100	-	Christmas Club
0.90%	$100	-	Vacation Club

Locations

Johnstown School Employees Federal Credit Union Locations
Branch Office	738 Viewmont Ave	Johnstown, PA 15905