Johnstown School Employees Federal Credit Union

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12 Month CD

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1.40% APY

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1.15% APY

Overview / Commentary

jsefcu.com

814-255-6642

738 Viewmont Ave
Johnstown, PA 15905

Johnstown School Employees Federal Credit Union is headquartered in Johnstown and is the 268^th largest credit union in the state of Pennsylvania. It is also the 4,412^th largest credit union in the nation. It was established in 1939 and as of March of 2017, it had grown to 1 employees and 700 members at 1 location. Johnstown School Employees Federal Credit Union's savings rates are 63% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees in the Education Industry within Cambria or Somerset Counties in Pennsylvania.
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Health

C+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Johnstown School Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	3120
Year Chartered	1939
Employees	1
Primary Regulator

Profit Margin
Return on Assets - YTD	0.1%
Return on Equity - YTD	0.53%
Annual Interest Income	$58.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$8.4MM$8.7MM
Loans	Q1 2017vs Q1 2016	$3.3MM$3.5MM
Deposits	Q1 2017vs Q1 2016	$6.9MM$7.3MM
Equity Capital	Q1 2017vs Q1 2016	$1.5MM$1.5MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$7.00K$9.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$16.00K$25.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings

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Johnstown School Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$100	-	Savings Accounts
0.85%	$100	-	Christmas Club
0.85%	$100	-	Vacation Club

Locations

Johnstown School Employees Federal Credit Union Locations
Branch Office	738 Viewmont Ave	Johnstown, PA 15905