Jolt Credit Union


Overview / Commentary
989-799-8744
6180 State St
Saginaw, MI 48603

Jolt Credit Union is headquartered in Saginaw and is the 45th largest credit union in the state of Michigan. It is also the 752nd largest credit union in the nation. It was established in 1956 and as of December of 2020, it had grown to 84 employees and 25,999 members at 5 locations. Jolt Credit Union has an A+ health rating.

Field of Membership Restrictions

Jolt Credit Union is open to those who live, work, worship, or attend school in the Michigan counties of Arenac, Bay, Clare, Gladwin, Gratiot, Huron, Iosco, Isabella, Mecosta, Midland, Missaukee, Montcalm, Ogemaw, Osceola, Roscommon, Saginaw, Sanilac, Tuscola, or Wexford. Relatives of current credit union members are also eligible.
See current membership details

Related Posts

Jolt Credit Union (MI) Adds Kasasa Brand - 7/24/2020

Jolt Credit Union (MI) has added a Kasasa Cash account that earns a competitive rate on qualifying balances up to $15k. The Kasasa Saver earn a top rate up to $50k.

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Health
A+

Health Grade Components

Overall
NCUA #68703
Year Chartered1956
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD5.51%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$404.1MM$342.6MM
LoansQ4 2020vs Q4 2019$226.2MM$248.9MM
DepositsQ4 2020vs Q4 2019$356.5MM$298.4MM
Equity CapitalQ4 2020vs Q4 2019$45.1MM$41.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.2MM$1.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$639.00K$1.6MM
Real Estate OwnedQ4 2020vs Q4 2019$68.00K$215.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Jolt Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jolt Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$50kKasasa Saver
OTHER TIERS: 0.40% $50k+
0.28%$25k-Super Saver Account
0.28%$25k-IRA Super Saver
0.05%$5-Savings Account
0.05%$1-Christmas Club Account
0.05%$1-Miscellaneous Savings Account
0.05%$1-IRA Share Account

Jolt Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Money Market
OTHER TIERS: 0.20% $1k - $10k

Jolt Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$15kKasasa Cash Checking
OTHER TIERS: 0.40% $15k+

Jolt Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month CD
0.90%$1k-48 Month CD
0.85%$1k-39 Month Bump Up CD
0.75%$1k-36 Month CD
0.65%$1k-30 Month CD
0.60%$1k-24 Month CD
0.50%$1k-18 Month CD
0.40%$1k-12 Month CD
0.40%$100-12 Month Youth CD
0.25%$1k-6 Month CD
0.25%$100-6 Month Youth CD
0.10%$1k-3 Month CD
0.10%$100-3 Month Youth CD

Jolt Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month IRA
1.00%$500-60 Month CESA
0.90%$500-48 Month CESA
0.90%$1k-48 Month IRA
0.75%$500-36 Month CESA
0.75%$1k-36 Month IRA
0.65%$500-30 Month CESA
0.65%$1k-30 Month IRA
0.60%$500-24 Month CESA
0.60%$1k-24 Month IRA
0.50%$500-18 Month CESA
0.50%$1k-18 Month IRA
0.40%$500-12 Month CESA
0.40%$1k-12 Month IRA
0.25%$500-6 Month CESA
0.25%$1k-6 Month IRA
0.10%$500-3 Month CESA
0.10%$1k-3 Month IRA
Locations


Jolt Credit Union Locations
Branch Office6180 State StSaginaw, MI 48603
Branch Office1002 S Washington AveSaginaw, MI 48601
Branch Office915 S Euclid AveBay City, MI 48706
Branch Office3015 Center AveEssexville, MI 48732
Branch Office1504 Cass AveBay City, MI 48708

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