Jolt Credit Union

Overview / Commentary
6180 State St
Saginaw, MI 48603

Jolt Credit Union is headquartered in Saginaw and is the 45th largest credit union in the state of Michigan. It is also the 761st largest credit union in the nation. It was established in 1956 and as of March of 2020, it had grown to 82 employees and 26,281 members at 5 locations. Jolt Credit Union has an A+ health rating.

Field of Membership Restrictions

Jolt Credit Union is open to those who live, work, worship, or attend school in the Michigan counties of Arenac, Bay, Clare, Gladwin, Gratiot, Huron, Iosco, Isabella, Mecosta, Midland, Missaukee, Montcalm, Ogemaw, Osceola, Roscommon, Saginaw, Sanilac, Tuscola, or Wexford. Relatives of current credit union members are also eligible.
See current membership details

Related Posts

Jolt Credit Union (MI) Adds Kasasa Brand - 7/24/2020

Jolt Credit Union (MI) has added a Kasasa Cash account that earns a competitive rate on qualifying balances up to $15k. The Kasasa Saver earn a top rate up to $50k.


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Health Grade Components

NCUA #68703
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD2.21%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2020$351.4MM
LoansQ1 2020$246.4MM
DepositsQ1 2020$307.5MM
Equity CapitalQ1 2020$41.9MM
Loan Loss AllowanceQ1 2020$1.3MM
Unbacked Noncurrent LoansQ1 2020$1.0MM
Real Estate OwnedQ1 2020$215.00K

Rates for Jolt Credit Union are currently being reviewed.


Jolt Credit Union Locations
Branch Office6180 State StSaginaw, MI 48603
Branch Office1002 S Washington AveSaginaw, MI 48601
Branch Office915 S Euclid AveBay City, MI 48706
Branch Office3015 Center AveEssexville, MI 48732
Branch Office1504 Cass AveBay City, MI 48708

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