Jolt Credit Union

Overview / Commentary
6180 State St
Saginaw, MI 48603

Jolt Credit Union is headquartered in Saginaw and is the 44th largest credit union in the state of Michigan. It is also the 763rd largest credit union in the nation. It was established in 1956 and as of December of 2019, it had grown to 82 employees and 26,182 members at 6 locations. Jolt Credit Union has an A+ health rating.

Field of Membership Restrictions

Jolt Credit Union is open to those who live, work, attend school or worship in Saginaw, Bay, Midland, Gladwin, Gratiot, Isabella, Arenac, Clare, Huron, Tuscola, Sanilac, Osceola, Mecosta, Wexford, Montcalm, Iosco, Roscommon, Ogemaw, or Missaukee counties in Michigan. Relatives of current credit union members are also eligible.
See current membership details


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Health Grade Components

NCUA #68703
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.29%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ4 2019$342.6MM
LoansQ4 2019$248.9MM
DepositsQ4 2019$298.4MM
Equity CapitalQ4 2019$41.8MM
Loan Loss AllowanceQ4 2019$1.3MM
Unbacked Noncurrent LoansQ4 2019$1.6MM
Real Estate OwnedQ4 2019$215.00K

Rates for Jolt Credit Union are currently being reviewed.


Jolt Credit Union Locations
Branch Office334 Division StVassar, MI 48768
Branch Office6180 State StSaginaw, MI 48603
Branch Office1002 S Washington AveSaginaw, MI 48601
Branch Office915 S Euclid AveBay City, MI 48706
Branch Office3015 Center AveEssexville, MI 48732
Branch Office1504 Cass AveBay City, MI 48708

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