Jolt Credit Union


Overview / Commentary
989-799-8744
6180 State St
Saginaw, MI 48603

Jolt Credit Union is headquartered in Saginaw and is the 44th largest credit union in the state of Michigan. It is also the 746th largest credit union in the nation. It was established in 1956 and as of March of 2019, it had grown to 91 employees and 26,341 members at 6 locations. Jolt Credit Union's CD rates are 68% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Jolt Credit Union is open to those who live, work, attend school or worship in Saginaw, Bay, Midland, Gladwin, Gratiot, Isabella, Arenac, Clare, Huron, Tuscola, Sanilac, Osceola, Mecosta, Wexford, Montcalm, Iosco, Roscommon, Ogemaw, or Missaukee counties in Michigan. Relatives of current credit union members are also eligible.
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Health
B+

Health Grade Components

Overall
Year Established1956
Employees91
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0.02%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$347.1MM$354.4MM
LoansQ1 2019vs Q1 2018$245.3MM$244.1MM
DepositsQ1 2019vs Q1 2018$303.7MM$313.0MM
Equity CapitalQ1 2019vs Q1 2018$40.6MM$38.9MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.3MM$1.1MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.1MM$1.7MM
Real Estate OwnedQ1 2019vs Q1 2018$843.00K$463.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Jolt Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jolt Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$50k*-Super Saver Account
OTHER TIERS: 0.55% $25k - $50k
0.65%*$50k*-IRA Super Saver
OTHER TIERS: 0.55% $25k - $50k
0.15%$5-Savings Account
0.15%$1-Christmas Club Account
0.15%$1-Miscellaneous Savings Account
0.15%$1-IRA Share Account

Jolt Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$10k*-Mega Money Market Account
OTHER TIERS: 0.35% $1k - $10k

Jolt Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Interest Checking Account

Jolt Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.93%$1k-60 Month CD
2.68%$1k-48 Month CD
2.63%$1k-39 Month Bump Up CD
2.42%$1k-36 Month CD
2.27%$1k-30 Month CD
2.12%$1k-24 Month CD
1.76%$1k-18 Month CD
1.51%$1k-12 Month CD
1.51%$500-12 Month Youth CD
1.26%$1k-6 Month CD
1.26%$500-6 Month Youth CD
1.01%$1k-3 Month CD
1.01%$500-3 Month Youth CD

Jolt Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.93%$500-60 Month IRA
2.93%$500-60 Month CESA
2.68%$500-48 Month CESA
2.68%$1k-48 Month IRA
2.42%$500-36 Month CESA
2.42%$1k-36 Month IRA
2.27%$500-30 Month CESA
2.27%$1k-30 Month IRA
2.12%$500-24 Month CESA
2.12%$1k-24 Month IRA
1.76%$500-18 Month CESA
1.76%$1k-18 Month IRA
1.51%$500-12 Month CESA
1.51%$1k-12 Month IRA
1.26%$500-6 Month CESA
1.26%$1k-6 Month IRA
1.01%$500-3 Month CESA
1.01%$1k-3 Month IRA
Locations


Jolt Credit Union Locations
Branch Office334 Division StVassar, MI 48768
Branch Office6180 State StSaginaw, MI 48603
Branch Office1002 S Washington AveSaginaw, MI 48601
Branch Office915 S Euclid AveBay City, MI 48706
Branch Office3015 Center AveEssexville, MI 48732
Branch Office1504 Cass AveBay City, MI 48708

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