Jolt Credit Union

Overview / Commentary
6180 State St
Saginaw, MI 48603

Jolt Credit Union is headquartered in Saginaw and is the 44th largest credit union in the state of Michigan. It is also the 760th largest credit union in the nation. It was established in 1956 and as of September of 2019, it had grown to 92 employees and 26,268 members at 6 locations. Jolt Credit Union's CD rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Jolt Credit Union is open to those who live, work, attend school or worship in Saginaw, Bay, Midland, Gladwin, Gratiot, Isabella, Arenac, Clare, Huron, Tuscola, Sanilac, Osceola, Mecosta, Wexford, Montcalm, Iosco, Roscommon, Ogemaw, or Missaukee counties in Michigan. Relatives of current credit union members are also eligible.
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Health Grade Components

NCUA #68703
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD0.9%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ3 2019$339.0MM
LoansQ3 2019$247.1MM
DepositsQ3 2019$295.2MM
Equity CapitalQ3 2019$41.5MM
Loan Loss AllowanceQ3 2019$1.3MM
Unbacked Noncurrent LoansQ3 2019$1.5MM
Real Estate OwnedQ3 2019$421.00K
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Always verify rates and promotions with the bank or credit union. We are not Jolt Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jolt Credit Union Savings Account Rates

0.55%*$50k*-Super Saver Account
OTHER TIERS: 0.45% $25k - $50k
0.55%*$50k*-IRA Super Saver
OTHER TIERS: 0.45% $25k - $50k
0.15%$5-Savings Account
0.15%$1-Christmas Club Account
0.15%$1-Miscellaneous Savings Account
0.15%$1-IRA Share Account

Jolt Credit Union Money Market Rates

0.40%*$10k*-Money Market
OTHER TIERS: 0.35% $1k - $10k

Jolt Credit Union Checking Account Rates

0.10%$1k-Interest Checking Account

Jolt Credit Union CD Rates

5.00%$100$2.5k12 Month Youth CD Special
2.42%$1k-60 Month CD
2.27%$1k-48 Month CD
2.22%$1k-39 Month Bump Up CD
2.17%$1k-36 Month CD
2.01%$1k-30 Month CD
1.91%$1k-24 Month CD
1.76%$1k-18 Month CD
1.51%$1k-12 Month CD
1.51%$500-12 Month Youth CD
1.26%$1k-6 Month CD
1.26%$500-6 Month Youth CD
1.01%$1k-3 Month CD
1.01%$500-3 Month Youth CD

Jolt Credit Union IRA Rates

2.42%$500-60 Month IRA
2.42%$500-60 Month CESA
2.27%$500-48 Month CESA
2.27%$1k-48 Month IRA
2.17%$500-36 Month CESA
2.17%$1k-36 Month IRA
2.01%$500-30 Month CESA
2.01%$1k-30 Month IRA
1.91%$500-24 Month CESA
1.91%$1k-24 Month IRA
1.76%$500-18 Month CESA
1.76%$1k-18 Month IRA
1.51%$500-12 Month CESA
1.51%$1k-12 Month IRA
1.26%$500-6 Month CESA
1.26%$1k-6 Month IRA
1.01%$500-3 Month CESA
1.01%$1k-3 Month IRA

Jolt Credit Union Locations
Branch Office334 Division StVassar, MI 48768
Branch Office6180 State StSaginaw, MI 48603
Branch Office1002 S Washington AveSaginaw, MI 48601
Branch Office915 S Euclid AveBay City, MI 48706
Branch Office3015 Center AveEssexville, MI 48732
Branch Office1504 Cass AveBay City, MI 48708

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