Jolt Credit Union is headquartered in Saginaw and is the 45th largest credit union in the state of Michigan. It is also the 771st largest credit union in the nation. It was established in 1956 and as of December of 2024, it had grown to 108 employees and 27,717 members at 5 locations. Jolt Credit Union has an A health rating.
Jolt Credit Union is open to those who live, work, worship, or attend school in the Michigan counties of Arenac, Bay, Clare, Gladwin, Gratiot, Huron, Iosco, Isabella, Mecosta, Midland, Missaukee, Montcalm, Ogemaw, Osceola, Roscommon, Saginaw, Sanilac, Tuscola, or Wexford. Relatives of current credit union members are also eligible.
See current membership details
Overall | |
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NCUA # | 68703 |
Year Chartered | 1956 |
Employees | 108 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.31% |
Return on Equity - YTD | 3.48% |
Annual Interest Income | $19.6MM |
Assets and Liabilities | ||
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Assets | Q4 2024vs Q4 2023 | $465.3MM$452.1MM |
Loans | Q4 2024vs Q4 2023 | $252MM$266MM |
Deposits | Q4 2024vs Q4 2023 | $397.5MM$392MM |
Equity Capital | Q4 2024vs Q4 2023 | $41.4MM$37.2MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $1.9MM$1.8MM |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $1MM$777K |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
Rates for Jolt Credit Union are currently being reviewed.
Jolt Credit Union Locations | ||
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Branch Office | 6180 State St | Saginaw, MI 48603 |
Branch Office | 1002 S Washington Ave | Saginaw, MI 48601 |
Branch Office | 915 S Euclid Ave | Bay City, MI 48706 |
Branch Office | 3015 Center Ave | Essexville, MI 48732 |
Branch Office | 2106 N Saginaw Rd | Midland, MI 48640-2660 |
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