Jolt Credit Union


Overview / Commentary
989-799-8744
6180 State St
Saginaw, MI 48603

Jolt Credit Union is headquartered in Saginaw and is the 45th largest credit union in the state of Michigan. It is also the 771st largest credit union in the nation. It was established in 1956 and as of December of 2024, it had grown to 108 employees and 27,717 members at 5 locations. Jolt Credit Union has an A health rating.

Field of Membership Restrictions

Jolt Credit Union is open to those who live, work, worship, or attend school in the Michigan counties of Arenac, Bay, Clare, Gladwin, Gratiot, Huron, Iosco, Isabella, Mecosta, Midland, Missaukee, Montcalm, Ogemaw, Osceola, Roscommon, Saginaw, Sanilac, Tuscola, or Wexford. Relatives of current credit union members are also eligible.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68703
Year Chartered1956
Employees108
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.48%
Annual Interest Income$19.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$465.3MM$452.1MM
LoansQ4 2024vs Q4 2023$252MM$266MM
DepositsQ4 2024vs Q4 2023$397.5MM$392MM
Equity CapitalQ4 2024vs Q4 2023$41.4MM$37.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.9MM$1.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1MM$777K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for Jolt Credit Union are currently being reviewed.

Locations


Jolt Credit Union Locations
Branch Office6180 State StSaginaw, MI 48603
Branch Office1002 S Washington AveSaginaw, MI 48601
Branch Office915 S Euclid AveBay City, MI 48706
Branch Office3015 Center AveEssexville, MI 48732
Branch Office2106 N Saginaw RdMidland, MI 48640-2660

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