Jonestown Bank and Trust

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.jbt.bank

717-865-2112

2 West Market Street
Jonestown, PA 17038

Jonestown Bank and Trust is headquartered in JONESTOWN and is the 47^th largest bank in the state of Pennsylvania. It is also the 1,075^th largest bank in the nation. It was established in 1873 and as of March of 2025, it had grown to 155 employees at 14 locations. Jonestown Bank and Trust's money market rates are 7X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	10677
Year Established	1873
Employees	155
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.74%
Return on Equity - YTD	7.9%
Annual Interest Income	$12.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$968.6MM$923.5MM
Loans	Q1 2025vs Q1 2024	$773.9MM$762.5MM
Deposits	Q1 2025vs Q1 2024	$811.6MM$752.6MM
Equity Capital	Q1 2025vs Q1 2024	$90.4MM$83.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$9.2MM$8.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$852K$739K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jonestown Bank and Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%	$0	-	Companion Savings Account
0.10%	$0	-	Statement Savings
0.10%	$0	-	Young Investor Savings
0.10%	$0	-	Business Statement Savings

Jonestown Bank and Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.05%^*	$500k^*	-	Prime Money Market Account
OTHER TIERS: 0.10% → $2.5k - $15k \| 0.30% → $15k - $25k \| 0.65% → $25k - $50k \| 1.01% → $50k - $150k \| 1.51% → $150k - $250k \| 2.02% → $250k - $450k
3.05%^*	$500k^*	-	Business Prime Money Market Account
OTHER TIERS: 0.10% → $2.5k - $15k \| 0.30% → $15k - $25k \| 0.65% → $25k - $50k \| 1.01% → $50k - $150k \| 1.51% → $150k - $250k \| 2.02% → $250k - $450k

Jonestown Bank and Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$1.5k^*	-	JBT Preferred Interest Checking
OTHER TIERS: 0.10% → $0 - $1.5k
0.15%	$0	-	JBT Preferred Business Checking
0.10%	$0	-	JBT 50+ Interest Checking
0.03%	$0	-	JBT Direct Interest Checking

Jonestown Bank and Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.07%	$5k	-	12 Month Prime Tracker Add On CD Special
4.07%	$5k	-	Business 12 Month Prime Tracker Add On CD Special

Locations

Availability

Harrisburg Area

Harrisburg Area bank & credit union details

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