Jonestown Bank and Trust


Overview / Commentary
717-865-2112
2 West Market Street
Jonestown, PA 17038

Jonestown Bank and Trust is headquartered in JONESTOWN and is the 47th largest bank in the state of Pennsylvania. It is also the 1,075th largest bank in the nation. It was established in 1873 and as of March of 2025, it had grown to 155 employees at 14 locations. Jonestown Bank and Trust's money market rates are 7X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #10677
Year Established1873
Employees155
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD7.9%
Annual Interest Income$12.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$968.6MM$923.5MM
LoansQ1 2025vs Q1 2024$773.9MM$762.5MM
DepositsQ1 2025vs Q1 2024$811.6MM$752.6MM
Equity CapitalQ1 2025vs Q1 2024$90.4MM$83.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$9.2MM$8.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$852K$739K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Jonestown Bank and Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jonestown Bank and Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$0-Companion Savings Account
0.10%$0-Statement Savings
0.10%$0-Young Investor Savings
0.10%$0-Business Statement Savings

Jonestown Bank and Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*$500k*-Prime Money Market Account
OTHER TIERS: 0.10% $2.5k - $15k | 0.30% $15k - $25k | 0.65% $25k - $50k | 1.01% $50k - $150k | 1.51% $150k - $250k | 2.02% $250k - $450k
3.05%*$500k*-Business Prime Money Market Account
OTHER TIERS: 0.10% $2.5k - $15k | 0.30% $15k - $25k | 0.65% $25k - $50k | 1.01% $50k - $150k | 1.51% $150k - $250k | 2.02% $250k - $450k

Jonestown Bank and Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1.5k*-JBT Preferred Interest Checking
OTHER TIERS: 0.10% $0 - $1.5k
0.15%$0-JBT Preferred Business Checking
0.10%$0-JBT 50+ Interest Checking
0.03%$0-JBT Direct Interest Checking

Jonestown Bank and Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$5k-12 Month Prime Tracker Add On CD Special
4.07%$5k-Business 12 Month Prime Tracker Add On CD Special
Locations

Availability



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