Joplin Metro Credit Union


Overview / Commentary
417-623-9816
3301 Texas Ave
Joplin, MO 64804

Joplin Metro Credit Union is headquartered in Joplin and is the 44th largest credit union in the state of Missouri. It is also the 2,459th largest credit union in the nation. It was established in 1950 and as of September of 2024, it had grown to 16 employees and 5,627 members at 2 locations. Joplin Metro Credit Union has a B+ health rating.

Field of Membership Restrictions

Joplin Metro Credit Union is open to employees of Allgeier Martin & Assoc., Americold, AT&T, Avilla Schools, BWJ Graphic, Inc., Cable One/Sparklight, Cardinal Scale, Carl Junction Schools, Carthage Schools, City of Carl Junction, City of Joplin, City of Webb City, Cliffstar, Dixie Printing, Downstream Casino, Ducommun/LaBarge, Dyno Nobel, Empire District/Liberty Utilities, EBV/EEC Explosives, F.A.G. Bearing, Freeman Hospital, Hampshire Pet Products, Insurancenter, Jasper County School, Jasper County Bar Association, Jasper County Support Services, Joplin Globe, Joplin R-8 Schools, METS, Mo.&Northern Ark. Railroad, Missouri Gas Energy/Spire, MSSU, NAGNA, OGAR, Ozark Center, Robertson Machinery, SNC Squared, Southwestern Bell, Spring River Christian Village, St. John's-Mercy Hospital, TAMKO, Thermal Engineering, Tri-State Engineering/Olsson Associates, UPS, Webb City Schools, Williams Machine & Tool, and Windsor Foods/Ajinomoto Foods.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Joplin Metro Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64691
Year Chartered1950
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD2.57%
Return on Equity - YTD15.47%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$49.5MM$48.4MM
LoansQ3 2024vs Q3 2023$36.1MM$34.3MM
DepositsQ3 2024vs Q3 2023$40.9MM$41.1MM
Equity CapitalQ3 2024vs Q3 2023$8.1MM$6.9MM
Loan Loss AllowanceQ3 2024vs Q3 2023$138K$99K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$69K$92K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

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Locations


Joplin Metro Credit Union Locations
Branch Office716 S Pearl AveJoplin, MO 64801-4335
Branch Office3301 Texas AveJoplin, MO 64804

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