Joplin Metro Credit Union


Overview / Commentary
417-623-9816
3301 Texas Ave
Joplin, MO 64804

Joplin Metro Credit Union is headquartered in Joplin and is the 48th largest credit union in the state of Missouri. It is also the 2,682nd largest credit union in the nation. It was established in 1950 and as of June of 2020, it had grown to 17 employees and 5,454 members at 2 locations. Joplin Metro Credit Union has a B+ health rating.

Field of Membership Restrictions

Joplin Metro Credit Union is open to employees of Allgeier Martin & Assoc., Americold, AT&T, Avilla Schools, BWJ Graphic, Inc., Cable One/Sparklight, Cardinal Scale, Carl Junction Schools, Carthage Schools, City of Carl Junction, City of Joplin, City of Webb City, Cliffstar, Dixie Printing, Downstream Casino, Ducommun/LaBarge, Dyno Nobel, Empire District/Liberty Utilities, EBV/EEC Explosives, F.A.G. Bearing, Freeman Hospital, Hampshire Pet Products, Insurancenter, Jasper County School, Jasper County Bar Association, Jasper County Support Services, Joplin Globe, Joplin R-8 Schools, METS, Mo.&Northern Ark. Railroad, Missouri Gas Energy/Spire, MSSU, NAGNA, OGAR, Ozark Center, Robertson Machinery, SNC Squared, Southwestern Bell, Spring River Christian Village, St. John's-Mercy Hospital, TAMKO, Thermal Engineering, Tri-State Engineering/Olsson Associates, UPS, Webb City Schools, Williams Machine & Tool, and Windsor Foods/Ajinomoto Foods.
See current membership details

Reviews (3)

Very Pleased Customer

I've been doing business with this credit union for over 6 years now and I have been very pleased with the way I've been treated. They have always called and worked very hard to help me with loans and investing. Very happy customer! Thank you

Joplin Metro Credit Union

Posted by: |

I've been a member of this credit union for 11 years. Almost 4 years ago I moved to another city. Due to various reasons that were no fault of the bank my debit card needed replaced multiple times (fraudulant activity, lost card) my pin would need reset etc. Each time I explained my situation that I was 4 hours away (it's a small credit union there are no other branches) and couldn't come in for a new card or pin replacement. Each time it'd be 7-10 BUSINESS days to get a new one, to get access to my funds. First of all, who doesn't offer expedited shipping now, and 7-10 business days is 1/2 a month. Only after 2 years of complaining and advising I'd drive all the way down there to cancel my account did someone tell me about branch sharing. I was livid. Greatful I was finally told but beyond angry at the fact no one had made mention of this option from the beginning. There are sub-par offerings of services and overall I'm not satisfied with my banking experience. The website is always down, I can't see my pending charges.

OK

For the most part everyone has been friendly and pleasant. The downside to a small local bank I feel there are no checks and balances... no one that focuses on the customer or the client because they don't have corporate policies or training or expectations on how to treat their clients. It doesn't seem like anyone wants to go above and beyond to help someone out. There are fewer products and services that are offered. The services that are offered, there are fewer choices and certainly not cutting edge.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Joplin Metro Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64691
Year Chartered1950
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD1.99%
Return on Equity - YTD16.68%
Annual Interest Income$779.00K
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$38.5MM$33.3MM
LoansQ2 2020vs Q2 2019$22.3MM$22.6MM
DepositsQ2 2020vs Q2 2019$33.9MM$29.2MM
Equity CapitalQ2 2020vs Q2 2019$4.3MM$3.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$147.00K$189.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$74.00K$30.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Joplin Metro Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Joplin Metro Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--IRA Savings
0.05%$25-Regular Shares

Joplin Metro Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Money Market

Joplin Metro Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Dividend Bearing

Joplin Metro Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$500-5 Year CD
1.06%$500-4 Year CD
0.80%$500-3 Year CD
0.70%$500-2 Year CD
0.45%$500-1 Year CD
0.30%$500-6 Month CD
0.20%$500-3 Month CD
Locations


Joplin Metro Credit Union Locations
Branch Office716 S Pearl AveJoplin, MO 64801-4335
Branch Office3301 Texas AveJoplin, MO 64804

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.