2. Journey Credit Union

Journey Credit Union


Overview / Commentary
www.journeycu.org
515-243-8735
1400 2nd AvE
Des Moines, IA 50314-3403

Journey Credit Union is headquartered in Des Moines and is the 32nd largest credit union in the state of Iowa. It is also the 2,160th largest credit union in the nation. It was established in 1954 and as of June of 2019, it had grown to 15 employees and 5,406 members at 2 locations. Journey Credit Union's money market rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership to Tradesmen Community Credit Union is open to any who works or lives in the following counties: Boone, Dallas, Jasper, Madison, Marion, Polk, Story and Warren. Additionally, those who belong to a local trade union are also eligible.
See current membership details

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Health
B+

Data as of Q2 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Journey Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64361
Year Chartered1954
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD5.98%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$60.1MM$58.9MM
LoansQ2 2019vs Q2 2018$30.6MM$28.6MM
DepositsQ2 2019vs Q2 2018$51.0MM$50.4MM
Equity CapitalQ2 2019vs Q2 2018$8.7MM$8.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$307.00K$255.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$527.00K$511.00K
Real Estate OwnedQ2 2019vs Q2 2018$16.00K$34.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Journey Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-IRA Share
0.80%*$5k*-Youth Savings Accounts
OTHER TIERS: 0.60% → $100 - $5k
0.60%*$5k*-Basic Share Savings
OTHER TIERS: 0.30% → $100 - $5k
0.60%--Holiday Savings Account

Journey Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%*$90k*-Money Market Account
OTHER TIERS: 1.00% → $5k - $25k | 1.36% → $25k - $50k | 1.81% → $50k - $90k

Journey Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$60k-60 Month Jumbo Share Certificate
2.48%$1k-24 Month Youth Share Certificate
2.43%$1k-12 Month Youth Share Certificate
2.43%$60k-48 Month Jumbo Share Certificate
2.38%$60k-36 Month Jumbo Share Certificate
2.32%$60k-24 Month Jumbo Share Certificate
2.22%$2.5k-60 Month Share Certificate
2.22%$60k-12 Month Jumbo Share Certificate
2.17%$10k-18 Month Share Certificate Special
2.12%$2.5k-48 Month Share Certificate
2.12%$10k-13 Month Share Certificate Special
2.07%$2.5k-36 Month Share Certificate
2.02%$2.5k-24 Month Share Certificate
2.02%$60k-6 Month Jumbo Share Certificate
2.02%$1k-6 Month Youth Share Certificate
1.92%$2.5k-12 Month Share Certificate
1.81%$2.5k-6 Month Share Certificate

Journey Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.38%$1k-36 Month IRA
Locations


Journey Credit Union Locations
Branch Office2930 SE 14th StDes Moines, IA 50320-1121
Branch Office1400 2nd AvEDes Moines, IA 50314-3403

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