Overview / Commentary
Journey Credit Union is headquartered in Des Moines and is the 34th largest credit union in the state of Iowa. It is also the 1,919th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 14 employees and 5,132 members at 2 locations. Journey Credit Union has an A health rating.
Field of Membership Restrictions
Journey Credit Union membership is open to anyone who lives or works in the Iowa counties of Boone, Dallas, Jasper, Madison, Marion, Polk, Story, or Warren.
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Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Journey Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64361 |
| Year Chartered | 1954 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.55% |
| Return on Equity - YTD | 9.45% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $91MM$85.9MM |
| Loans | Q1 2025vs Q1 2024 | $52.5MM$49.3MM |
| Deposits | Q1 2025vs Q1 2024 | $75.6MM$71.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $14.7MM$13.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $465K$420K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $720K$620K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |