Journey Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.80%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.15%	1-year CD	No Penalty 14 Month CD 1.40% - Synchrony Bank 12 Month CD
0.05%	Savings	Life Share Savings 1.20% - Synchrony Bank High Yield Savings

View all Journey Federal Credit Union rates »

Overview / Commentary

www.journeyfcu.org

989-224-9511

1200 Zeeb Dr
Saint Johns, MI 48879-1150

Journey Federal Credit Union is headquartered in Saint Johns and is the 92^nd largest credit union in the state of Michigan. It is also the 1,499^th largest credit union in the nation. It was established in 1972 and as of March of 2017, it had grown to 46 employees and 16,829 members at 3 locations. Journey Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Clinton, Gratiot or Shiawassee County.
See current membership details

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Health

A

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	20943
Year Chartered	1972
Employees	46
Primary Regulator

Profit Margin
Return on Assets - YTD	0.93%
Return on Equity - YTD	9.52%
Annual Interest Income	$814.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$112.6MM$102.7MM
Loans	Q1 2017vs Q1 2016	$50.7MM$50.7MM
Deposits	Q1 2017vs Q1 2016	$101.6MM$92.5MM
Equity Capital	Q1 2017vs Q1 2016	$10.6MM$10.1MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$698.00K$664.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$358.00K$440.00K
Real Estate Owned	Q1 2017vs Q1 2016	$50.00K$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Journey Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	-	Regular Share Savings
0.05%	-	-	Youth Share Savings
0.05%	$100	-	Life Share Savings

Journey Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$50k^*	-	Money Market Share Savings
OTHER TIERS: 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k

Journey Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$500	-	Millennium Checking

Journey Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.80%	$500	-	60 Month CD
1.50%	$500	-	48 Month CD
1.25%	$500	-	36 Month CD
1.00%	$500	-	24 Month CD
0.70%	$500	-	18 Month CD
0.60%	$500	-	12 Month CD
0.35%	$500	-	6 Month CD
0.25%	$25	-	1 Year Super Saver Certificate
0.15%	$2,500	-	No Penalty 14 Month CD

Journey Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.80%	$500	-	60 Month IRA
1.50%	$500	-	48 Month IRA
1.25%	$500	-	36 Month IRA
1.00%	$500	-	24 Month IRA
0.70%	$500	-	18 Month IRA
0.60%	$500	-	12 Month IRA
0.35%	$500	-	6 Month IRA
0.25%	$25	-	1 Year Super Saver IRA Certificate
0.15%	$2,500	-	No Penalty 14 Month IRA

Locations

Journey Federal Credit Union Locations
Branch Office	1200 Zeeb Dr	Saint Johns, MI 48879-1150
Branch Office	10667 E 2nd St	Fowler, MI 48835-5100
Branch Office	1090 Baese Ct	Ovid, MI 48866