Featured Savings Rates
Featured Accounts

Journey Federal Credit Union

Popular Accounts at this Credit Union

2.00%5-year CD60 Month CD
0.35%1-year CD1 Year Super Saver Certificate
0.05%SavingsLife Share Savings

Overview / Commentary
1200 Zeeb Dr
Saint Johns, MI 48879-1150

Journey Federal Credit Union is headquartered in Saint Johns and is the 92nd largest credit union in the state of Michigan. It is also the 1,493rd largest credit union in the nation. It was established in 1972 and as of March of 2018, it had grown to 47 employees and 17,218 members at 3 locations. Journey Federal Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Clinton, Gratiot or Shiawassee County.
See current membership details


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Health Grade Components

NCUA #20943
Year Chartered1972
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.72%
Annual Interest Income$941.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$115.0MM$112.6MM
LoansQ1 2018vs Q1 2017$58.5MM$50.7MM
DepositsQ1 2018vs Q1 2017$103.0MM$101.6MM
Equity CapitalQ1 2018vs Q1 2017$11.3MM$10.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$518.00K$698.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$544.00K$358.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$50.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Journey Federal Credit Union Savings Account Rates

0.05%$100-Regular Share Savings
0.05%--Youth Share Savings
0.05%$100-Life Share Savings

Journey Federal Credit Union Money Market Rates

0.65%*$50k*-Money Market Share Savings
OTHER TIERS: 0.55% $2,500 - $10k | 0.60% $10k - $50k

Journey Federal Credit Union Checking Account Rates

0.05%$500-Millennium Checking

Journey Federal Credit Union CD Rates

2.20%$2k-2 Year CD Special
2.00%$500-60 Month CD
1.80%$500-48 Month CD
1.50%$500-36 Month CD
1.20%$500-24 Month CD
0.95%$500-18 Month CD
0.85%$500-12 Month CD
0.55%$500-6 Month CD
0.35%$2,500-No Penalty 14 Month CD
0.35%$25-1 Year Super Saver Certificate

Journey Federal Credit Union IRA Rates

2.20%$2k-2 Year IRA Special
2.00%$500-60 Month IRA
1.80%$500-48 Month IRA
1.50%$500-36 Month IRA
1.20%$500-24 Month IRA
0.95%$500-18 Month IRA
0.85%$500-12 Month IRA
0.55%$500-6 Month IRA
0.35%$25-1 Year Super Saver IRA Certificate
0.35%$2,500-No Penalty 14 Month IRA

Journey Federal Credit Union Locations
Branch Office1200 Zeeb DrSaint Johns, MI 48879-1150
Branch Office10667 E 2nd StFowler, MI 48835-5100
Branch Office1090 Baese CtOvid, MI 48866

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