2. Journey Federal Credit Union

Journey Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.70%5-year CD
3.10% - American Express National Bank 60 Month CDAdvertisement
0.95%1-year CD
1.30% - National Average
0.05%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all Journey Federal Credit Union rates »

Overview / Commentary
www.journeyfcu.org
989-224-9511
1200 Zeeb Dr
Saint Johns, MI 48879-1150

Journey Federal Credit Union is headquartered in Saint Johns and is the 91st largest credit union in the state of Michigan. It is also the 1,500th largest credit union in the nation. It was established in 1972 and as of September of 2018, it had grown to 48 employees and 16,782 members at 3 locations. Journey Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Clinton, Gratiot or Shiawassee County.
See current membership details

Reviews

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Health
A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #20943
Year Chartered1972
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.17%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$113.8MM$110.3MM
LoansQ3 2018vs Q3 2017$62.2MM$57.7MM
DepositsQ3 2018vs Q3 2017$100.1MM$98.8MM
Equity CapitalQ3 2018vs Q3 2017$11.8MM$10.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$599.00K$740.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$349.00K$521.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$15.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Journey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Share Savings
0.05%$5-Youth Share Savings
0.05%$100-Life Share Savings

Journey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$50k*-Money Market Share Savings
OTHER TIERS: 1.00% → $2.5k - $10k | 1.10% → $10k - $50k

Journey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Millennium Checking

Journey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%$500-60 Month CD
2.50%$500-48 Month CD
2.20%$500-36 Month CD
1.90%$500-24 Month CD
1.65%$500-18 Month CD
1.55%$500-12 Month CD
1.25%$500-6 Month CD
1.25%$2.5k-No Penalty 14 Month CD
0.95%$25-1 Year Super Saver Certificate

Journey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%$500-60 Month IRA
2.50%$500-48 Month IRA
2.20%$500-36 Month IRA
1.90%$500-24 Month IRA
1.65%$500-18 Month IRA
1.55%$500-12 Month IRA
1.25%$500-6 Month IRA
1.25%$2.5k-No Penalty 14 Month IRA
0.95%$25-1 Year Super Saver IRA Certificate
Locations


Journey Federal Credit Union Locations
Branch Office1200 Zeeb DrSaint Johns, MI 48879-1150
Branch Office10667 E 2nd StFowler, MI 48835-5139
Branch Office1090 Baese CtOvid, MI 48866

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