Overview / Commentary
989-224-9511
1200 Zeeb Dr
Saint Johns, MI 48879-1150

Journey Federal Credit Union is headquartered in Saint Johns and is the 90th largest credit union in the state of Michigan. It is also the 1,484th largest credit union in the nation. It was established in 1972 and as of June of 2018, it had grown to 46 employees and 16,650 members at 3 locations. Journey Federal Credit Union's money market rates are 93% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Clinton, Gratiot or Shiawassee County.
See current membership details

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Health

Health Grade Components

Overall
NCUA #20943
Year Chartered1972
Employees46
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD7.77%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$115.7MM$111.6MM
LoansQ2 2018vs Q2 2017$61.1MM$54.7MM
DepositsQ2 2018vs Q2 2017$103.4MM$100.4MM
Equity CapitalQ2 2018vs Q2 2017$11.6MM$10.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$542.00K$718.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$556.00K$480.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$50.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Journey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Journey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Share Savings
0.05%$5-Youth Share Savings
0.05%$100-Life Share Savings

Journey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$50k*-Money Market Share Savings
OTHER TIERS: 0.75% $2.5k - $10k | 0.80% $10k - $50k

Journey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Millennium Checking

Journey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$2.5k-30 Month CD (Promo) - New Money
2.30%$500-60 Month CD
2.10%$500-48 Month CD
2.00%$2.5k-18 Month CD (Promo) - New money
1.80%$500-36 Month CD
1.50%$500-24 Month CD
1.25%$500-18 Month CD
1.15%$500-12 Month CD
0.95%$2.5k-No Penalty 14 Month CD
0.85%$500-6 Month CD
0.65%$25-1 Year Super Saver Certificate

Journey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$2.5k-30 Month IRA (Promo) - New Money
2.30%$500-60 Month IRA
2.10%$500-48 Month IRA
2.00%$2.5k-18 Month IRA (Promo) - New money
1.80%$500-36 Month IRA
1.50%$500-24 Month IRA
1.25%$500-18 Month IRA
1.15%$500-12 Month IRA
0.95%$2.5k-No Penalty 14 Month IRA
0.85%$500-6 Month IRA
0.65%$25-1 Year Super Saver IRA Certificate
Locations


Journey Federal Credit Union Locations
Branch Office1200 Zeeb DrSaint Johns, MI 48879-1150
Branch Office10667 E 2nd StFowler, MI 48835-5139
Branch Office1090 Baese CtOvid, MI 48866

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