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Journey Federal Credit Union


Overview / Commentary
www.journeyfcu.org
989-224-9511
1200 Zeeb Dr
Saint Johns, MI 48879

Journey Federal Credit Union is headquartered in Saint Johns and is the 87th largest credit union in the state of Michigan. It is also the 1,402nd largest credit union in the nation. It was established in 1972 and as of March of 2020, it had grown to 45 employees and 17,467 members at 3 locations. Journey Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Clinton, Gratiot or Shiawassee County.
See current membership details

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Health
A

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #20943
Year Chartered1972
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.29%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$133.6MM$122.9MM
LoansQ1 2020vs Q1 2019$70.1MM$64.0MM
DepositsQ1 2020vs Q1 2019$119.9MM$110.0MM
Equity CapitalQ1 2020vs Q1 2019$13.1MM$12.0MM
Loan Loss AllowanceQ1 2020vs Q1 2019$466.00K$427.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$557.00K$331.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Journey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Journey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Share Savings
0.05%$5-Youth Share Savings
0.05%$100-Life Share Savings
0.05%$1-IRA Share/Savings Account

Journey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market Share Savings
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $50k

Journey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Millennium Checking

Journey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-60 Month CD
0.80%$500-48 Month CD
0.70%$500-36 Month CD
0.60%$500-24 Month CD
0.55%$500-18 Month CD
0.50%$500-12 Month CD
0.40%$500-6 Month CD
0.35%$2.5k-No Penalty 14 Month CD
0.35%$25-1 Year Super Saver Certificate

Journey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-60 Month IRA
0.80%$500-48 Month IRA
0.70%$500-36 Month IRA
0.60%$500-24 Month IRA
0.55%$500-18 Month IRA
0.50%$500-12 Month IRA
0.40%$500-6 Month IRA
0.35%$25-1 Year Super Saver IRA Certificate
0.35%$2.5k-No Penalty 14 Month IRA
Locations


Journey Federal Credit Union Locations
Branch Office1200 Zeeb DrSaint Johns, MI 48879-1150
Branch Office10667 E 2nd StFowler, MI 48835-5139
Branch Office1090 Baese CtOvid, MI 48866

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