2. Journey Federal Credit Union

Journey Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.85%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
1.10%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.05%Savings
0.27% - National Average
View all Journey Federal Credit Union rates »

Overview / Commentary
www.journeyfcu.org
989-224-9511
1200 Zeeb Dr
Saint Johns, MI 48879-1150

Journey Federal Credit Union is headquartered in Saint Johns and is the 90th largest credit union in the state of Michigan. It is also the 1,478th largest credit union in the nation. It was established in 1972 and as of December of 2018, it had grown to 45 employees and 16,915 members at 3 locations. Journey Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Clinton, Gratiot or Shiawassee County.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #20943
Year Chartered1972
Employees45
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD6.7%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$116.2MM$112.4MM
LoansQ4 2018vs Q4 2017$62.6MM$58.4MM
DepositsQ4 2018vs Q4 2017$104.5MM$100.5MM
Equity CapitalQ4 2018vs Q4 2017$11.1MM$11.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$653.00K$642.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$346.00K$748.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$15.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Journey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Journey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Share Savings
0.05%$5-Youth Share Savings
0.05%$100-Life Share Savings

Journey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$50k*-Money Market Share Savings
OTHER TIERS: 1.10% → $2.5k - $10k | 1.20% → $10k - $50k

Journey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Millennium Checking

Journey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%$500-60 Month CD
2.65%$500-48 Month CD
2.35%$500-36 Month CD
2.05%$500-24 Month CD
1.80%$500-18 Month CD
1.70%$500-12 Month CD
1.40%$500-6 Month CD
1.40%$2.5k-No Penalty 14 Month CD
1.10%$25-1 Year Super Saver Certificate

Journey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.85%$500-60 Month IRA
2.65%$500-48 Month IRA
2.35%$500-36 Month IRA
2.05%$500-24 Month IRA
1.80%$500-18 Month IRA
1.70%$500-12 Month IRA
1.40%$500-6 Month IRA
1.40%$2.5k-No Penalty 14 Month IRA
1.10%$25-1 Year Super Saver IRA Certificate
Locations


Journey Federal Credit Union Locations
Branch Office1200 Zeeb DrSaint Johns, MI 48879-1150
Branch Office10667 E 2nd StFowler, MI 48835-5139
Branch Office1090 Baese CtOvid, MI 48866

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.