Featured Savings Rates
Featured Accounts

Journey Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.80%5-year CD60 Month CD
0.15%1-year CDNo Penalty 14 Month CD
0.05%SavingsLife Share Savings

Overview / Commentary
989-224-9511
1200 Zeeb Dr
Saint Johns, MI 48879-1150

Journey Federal Credit Union is headquartered in Saint Johns and is the 92nd largest credit union in the state of Michigan. It is also the 1,499th largest credit union in the nation. It was established in 1972 and as of March of 2017, it had grown to 46 employees and 16,829 members at 3 locations. Journey Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Clinton, Gratiot or Shiawassee County.
See current membership details

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Health

Health Grade Components

Overall
NCUA #20943
Year Chartered1972
Employees46
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.52%
Annual Interest Income$814.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$112.6MM$102.7MM
LoansQ1 2017vs Q1 2016$50.7MM$50.7MM
DepositsQ1 2017vs Q1 2016$101.6MM$92.5MM
Equity CapitalQ1 2017vs Q1 2016$10.6MM$10.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$698.00K$664.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$358.00K$440.00K
Real Estate OwnedQ1 2017vs Q1 2016$50.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Journey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Share Savings
0.05%--Youth Share Savings
0.05%$100-Life Share Savings

Journey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Share Savings
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $50k

Journey Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Millennium Checking

Journey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$500-60 Month CD
1.50%$500-48 Month CD
1.25%$500-36 Month CD
1.00%$500-24 Month CD
0.70%$500-18 Month CD
0.60%$500-12 Month CD
0.35%$500-6 Month CD
0.25%$25-1 Year Super Saver Certificate
0.15%$2,500-No Penalty 14 Month CD

Journey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$500-60 Month IRA
1.50%$500-48 Month IRA
1.25%$500-36 Month IRA
1.00%$500-24 Month IRA
0.70%$500-18 Month IRA
0.60%$500-12 Month IRA
0.35%$500-6 Month IRA
0.25%$25-1 Year Super Saver IRA Certificate
0.15%$2,500-No Penalty 14 Month IRA
Locations


Journey Federal Credit Union Locations
Branch Office1200 Zeeb DrSaint Johns, MI 48879-1150
Branch Office10667 E 2nd StFowler, MI 48835-5100
Branch Office1090 Baese CtOvid, MI 48866