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Overview / Commentary
9711 Linn Station Rd
Louisville, KY 40223

K I T Federal Credit Union is headquartered in Louisville and is the 44th largest credit union in the state of Kentucky. It is also the 3,875th largest credit union in the nation. It was established in 1965 and as of June of 2016, it had grown to 6 employees and 3,344 members at 1 location. K I T Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to employees of AC Brake Company, Auto Alternative, ACME Auto Electric, Auto Body Panels, Auto Tech Services, and over 20 area Select Employer Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. K I T Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16947
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD11.7%
Annual Interest Income$361.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$13.8MM$10.9MM
LoansQ2 2016vs Q2 2015$10.1MM$8.5MM
DepositsQ2 2016vs Q2 2015$12.5MM$9.5MM
Equity CapitalQ2 2016vs Q2 2015$1.2MM$997.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$116.00K$80.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$293.00K$315.00K
Real Estate OwnedQ2 2016vs Q2 2015$91.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

K I T Federal Credit Union Savings Account Rates

0.08%--Individual Retirement Account
0.08%--Roth Individual Retirement Account
0.02%$200-Prime Share Savings Account
0.02%--Christmas Club Share Account

K I T Federal Credit Union Money Market Rates

0.20%*$85k*-Money Market Account
OTHER TIERS: 0.05% $1k - $2k | 0.08% $2k - $20k | 0.15% $20k - $85k

K I T Federal Credit Union Locations
Branch Office9711 Linn Station RdLouisville, KY 40223