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Overview / Commentary
9711 Linn Station Rd
Louisville, KY 40223

K I T Federal Credit Union is headquartered in Louisville and is the 44th largest credit union in the state of Kentucky. It is also the 3,869th largest credit union in the nation. It was established in 1965 and as of September of 2016, it had grown to 6 employees and 3,457 members at 1 location. K I T Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of AC Brake Company, Auto Alternative, ACME Auto Electric, Auto Body Panels, Auto Tech Services, and over 20 area Select Employer Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. K I T Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16947
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD16.55%
Annual Interest Income$554.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$13.8MM$11.7MM
LoansQ3 2016vs Q3 2015$10.6MM$9.1MM
DepositsQ3 2016vs Q3 2015$12.3MM$10.2MM
Equity CapitalQ3 2016vs Q3 2015$1.2MM$1.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$114.00K$86.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$233.00K$254.00K
Real Estate OwnedQ3 2016vs Q3 2015$91.00K$0

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K I T Federal Credit Union Locations
Branch Office9711 Linn Station RdLouisville, KY 40223