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Overview / Commentary
9711 Linn Station Rd
Louisville, KY 40223

K I T Federal Credit Union is headquartered in Louisville and is the 43rd largest credit union in the state of Kentucky. It is also the 3,701st largest credit union in the nation. It was established in 1965 and as of December of 2017, it had grown to 7 employees and 3,655 members at 1 location. K I T Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of AC Brake Company, Auto Alternative, ACME Auto Electric, Auto Body Panels, Auto Tech Services, and over 20 area Select Employer Groups.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. K I T Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16947
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD10.17%
Annual Interest Income$862.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$14.9MM$14.3MM
LoansQ4 2017vs Q4 2016$11.1MM$11.1MM
DepositsQ4 2017vs Q4 2016$13.3MM$12.7MM
Equity CapitalQ4 2017vs Q4 2016$1.5MM$1.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$149.00K$133.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$128.00K$209.00K
Real Estate OwnedQ4 2017vs Q4 2016$38.00K$55.00K

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K I T Federal Credit Union Locations
Branch Office9711 Linn Station RdLouisville, KY 40223

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