K V Federal Credit Union

Overview / Commentary
316 W River RD
Augusta, ME 04330

K V Federal Credit Union is headquartered in Augusta and is the 30th largest credit union in the state of Maine. It is also the 1,671st largest credit union in the nation. It was established in 1962 and as of December of 2023, it had grown to 21 employees and 11,000 members at 3 locations. K V Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

KV Federal Credit Union is open to those who live, work, go to school or worship in the Maine counties of Somerset or Kennebec. Membership also extends to immediate family members and to businesses and other legal entities within Somerset or Kennebec Counties..
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Health Grade Components

NCUA #15328
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD11.2%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$119.8MM$125.6MM
LoansQ4 2023vs Q4 2022$74.5MM$71.1MM
DepositsQ4 2023vs Q4 2022$106.3MM$113.7MM
Equity CapitalQ4 2023vs Q4 2022$13.1MM$11.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$68K$57K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$191K$60K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

K V Federal Credit Union Savings Account Rates

2.02%*$75k*-HSA Special Savings
OTHER TIERS: 1.51% $2.5k - $20k | 1.77% $20k - $75k
2.02%*$75k*-IRA Special Savings
OTHER TIERS: 1.51% $2.5k - $20k | 1.77% $20k - $75k
2.02%*$75k*-Special Savings
OTHER TIERS: 1.51% $2.5k - $20k | 1.77% $20k - $75k
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.09% $10k+
0.05%$100-Share Account
0.05%--IRA Share
0.05%--Christmas Club
0.05%--Monty Moose
0.05%--HSA Share
0.05%--Share with Life Savings
0.05%--Vacation Club
0.05%--Tax Club
0.05%--Short term Savings Club

K V Federal Credit Union Checking Account Rates

1.26%*-$10kKasasa Cash
OTHER TIERS: 0.16% $10k+
0.05%$2.5k-Special Share Draft

K V Federal Credit Union CD Rates

4.60%$500-2 Year CD
4.60%$500-2 Year HSA CD
4.08%$500-12 Month CD
4.08%$500-18 Month CD
4.08%$500-3 Year CD
4.08%$500-12 Month HSA CD
4.08%$500-18 Month HSA CD
4.08%$500-3 Year HSA CD
3.87%$500-4 Year CD
3.87%$500-4 Year HSA CD
3.77%$500-5 Year CD
3.77%$500-5 Year HSA CD
3.56%$500-6 Month CD
3.56%$500-9 Month CD
3.56%$500-6 Month HSA CD
3.56%$500-9 Month HSA CD

K V Federal Credit Union IRA Rates

4.60%$500-2 Year IRA CD
4.08%$500-12 Month IRA CD
4.08%$500-18 Month IRA CD
4.08%$500-3 Year IRA CD
3.87%$500-4 Year IRA CD
3.77%$500-5 Year IRA CD
3.56%$500-6 Month IRA CD
3.56%$500-9 Month IRA CD

K V Federal Credit Union Locations
Branch Office316 W River RDAugusta, ME 04330-3992
Branch Office35 Oak StOakland, ME 04963-5013
Branch Office299 Main StWaterville, ME 04901-4918

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