K V Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.02%	5-year CD	3.10% - Barclays 60 Month Online CD
1.91%	1-year CD	2.75% - Barclays 12 Month Online CD
0.05%	Savings	0.27% - National Average

View all K V Federal Credit Union rates »

Overview / Commentary

www.kvfcu.org

207-623-5171

316 W River RD
Augusta, ME 04330-3992

K V Federal Credit Union is headquartered in Augusta and is the 33^rd largest credit union in the state of Maine. It is also the 1,769^th largest credit union in the nation. It was established in 1962 and as of September of 2018, it had grown to 22 employees and 10,570 members at 3 locations. K V Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Kennebec County or Somerset County. Membership also extends to immediate family members and to businesses and other legal entities within those Counties.
See current membership details

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Health

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. K V Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	15328
Year Chartered	1962
Employees	22
Primary Regulator

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	4.8%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$84.8MM$81.2MM
Loans	Q3 2018vs Q3 2017	$46.0MM$43.8MM
Deposits	Q3 2018vs Q3 2017	$75.5MM$72.3MM
Equity Capital	Q3 2018vs Q3 2017	$9.0MM$8.6MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$74.00K$57.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$106.00K$138.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not K V Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

K V Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.26%^*	$75k^*	-	HSA Special Savings
OTHER TIERS: 0.16% → $2.5k - $20k \| 0.21% → $20k - $75k
0.26%^*	$75k^*	-	IRA Special Savings
OTHER TIERS: 0.16% → $2.5k - $20k \| 0.21% → $20k - $75k
0.26%^*	$75k^*	-	Special Savings
OTHER TIERS: 0.16% → $2.5k - $20k \| 0.21% → $20k - $75k
0.05%	$100	-	Share Account
0.05%	-	-	IRA Share
0.05%	-	-	Christmas Club
0.05%	-	-	Monty Moose
0.05%	-	-	Escrows
0.05%	-	-	HSA Share
0.05%	-	-	Share with Life Savings
0.05%	-	-	Vacation Club
0.05%	-	-	Tax Club
0.05%	-	-	Short term Savings Club
0.05%	-	-	Other Purposes Club

K V Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2.5k	-	Special Share Draft

K V Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.02%	$1k	-	5 Year CD
3.02%	$1k	-	5 Year HSA CD
2.77%	$1k	-	4 Year CD
2.77%	$1k	-	4 Year HSA CD
2.52%	$1k	-	3 Year CD
2.52%	$1k	-	3 Year HSA CD
2.32%	$1k	-	2 Year CD
2.32%	$1k	-	2 Year HSA CD
1.91%	$1k	-	12 Month CD
1.91%	$1k	-	18 Month CD
1.91%	$1k	-	12 Month HSA CD
1.91%	$1k	-	18 Month HSA CD
1.61%	$1k	-	6 Month CD
1.61%	$1k	-	9 Month CD
1.61%	$1k	-	6 Month HSA CD
1.61%	$1k	-	9 Month HSA CD

K V Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.02%	$1k	-	5 Year IRA CD
2.77%	$1k	-	4 Year IRA CD
2.52%	$1k	-	3 Year IRA CD
2.32%	$1k	-	2 Year IRA CD
1.91%	$1k	-	12 Month IRA CD
1.91%	$1k	-	18 Month IRA CD
1.61%	$1k	-	6 Month IRA CD
1.61%	$1k	-	9 Month IRA CD

Locations

K V Federal Credit Union Locations
Branch Office	316 W River RD	Augusta, ME 04330-3992
Branch Office	35 Oak St	Oakland, ME 04963-5013
Branch Office	9 Quarry Rd	Waterville, ME 04901

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