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K V Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
kvfcu.org
207-623-5171
316 W River RD
Augusta, ME 04330

K V Federal Credit Union is headquartered in Augusta and is the 31st largest credit union in the state of Maine. It is also the 1,613th largest credit union in the nation. It was established in 1962 and as of March of 2025, it had grown to 22 employees and 10,968 members at 3 locations. K V Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

KV Federal Credit Union is open to those who live, work, go to school or worship in the Maine counties of Somerset or Kennebec. Membership also extends to immediate family members and to businesses and other legal entities within Somerset or Kennebec Counties..
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #15328
Year Chartered1962
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD10.17%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$128.6MM$122.5MM
LoansQ1 2025vs Q1 2024$77.1MM$74.9MM
DepositsQ1 2025vs Q1 2024$113.1MM$108.6MM
Equity CapitalQ1 2025vs Q1 2024$15.1MM$13.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$122K$81K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$173K$197K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not K V Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

K V Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$75k*-HSA Special Savings
OTHER TIERS: 1.51% → $2.5k - $20k | 1.77% → $20k - $75k
2.02%*$75k*-Special Savings
OTHER TIERS: 1.51% → $2.5k - $20k | 1.77% → $20k - $75k
0.50%*$0$10kKasasa Saver
OTHER TIERS: 0.09% → $10k+
0.05%$100-Share Account
0.05%$0-Christmas Club
0.05%$0-Monty Moose
0.05%$0-Escrows
0.05%$0-HSA Share
0.05%$0-Share with Life Savings
0.05%$0-Vacation Club
0.05%$0-Tax Club
0.05%$0-Short term Savings Club

K V Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$0$10kKasasa Cash
OTHER TIERS: 0.16% → $10k+
0.05%$2.5k-Special Share Draft

K V Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.87%$500-2 Year CD
3.87%$500-3 Year CD
3.87%$500-4 Year CD
3.87%$500-5 Year CD
3.87%$500-2 Year HSA CD
3.87%$500-3 Year HSA CD
3.87%$500-4 Year HSA CD
3.87%$500-5 Year HSA CD
3.82%$500-12 Month CD
3.82%$500-18 Month CD
3.82%$500-12 Month HSA CD
3.82%$500-18 Month HSA CD
3.56%$500-6 Month CD
3.56%$500-9 Month CD
3.56%$500-6 Month HSA CD
3.56%$500-9 Month HSA CD

K V Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.87%$500-2 Year IRA CD
3.87%$500-3 Year IRA CD
3.87%$500-4 Year IRA CD
3.87%$500-5 Year IRA CD
3.82%$500-12 Month IRA CD
3.82%$500-18 Month IRA CD
3.56%$500-6 Month IRA CD
3.56%$500-9 Month IRA CD
2.02%*$75k*-IRA Special Savings
OTHER TIERS: 1.51% → $2.5k - $20k | 1.77% → $20k - $75k
0.05%$0-IRA Share
Locations


K V Federal Credit Union Locations
Branch Office316 W River RDAugusta, ME 04330-3992
Branch Office35 Oak StOakland, ME 04963-5013
Branch Office299 Main StWaterville, ME 04901-4918

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