K V Federal Credit Union


Overview / Commentary
207-623-5171
316 W River RD
Augusta, ME 04330-3992

K V Federal Credit Union is headquartered in Augusta and is the 32nd largest credit union in the state of Maine. It is also the 1,744th largest credit union in the nation. It was established in 1962 and as of June of 2019, it had grown to 22 employees and 10,606 members at 3 locations. K V Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

KV Federal Credit Union is open to those who live, work, go to school or worship in Somerset or Kennebec counties, and to immediate family members.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. K V Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #15328
Year Chartered1962
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.23%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$88.3MM$86.3MM
LoansQ2 2019vs Q2 2018$50.3MM$44.7MM
DepositsQ2 2019vs Q2 2018$78.7MM$77.2MM
Equity CapitalQ2 2019vs Q2 2018$9.4MM$8.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$79.00K$68.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$101.00K$82.00K
Real Estate OwnedQ2 2019vs Q2 2018$47.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

K V Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.26%*$75k*-HSA Special Savings
OTHER TIERS: 0.16% $2.5k - $20k | 0.21% $20k - $75k
0.26%*$75k*-IRA Special Savings
OTHER TIERS: 0.16% $2.5k - $20k | 0.21% $20k - $75k
0.26%*$75k*-Special Savings
OTHER TIERS: 0.16% $2.5k - $20k | 0.21% $20k - $75k
0.05%$100-Share Account
0.05%--IRA Share
0.05%--Christmas Club
0.05%--Monty Moose
0.05%--Escrows
0.05%--HSA Share
0.05%--Share with Life Savings
0.05%--Vacation Club
0.05%--Tax Club
0.05%--Short term Savings Club
0.05%--Other Purposes Club

K V Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-Special Share Draft

K V Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.12%$1k-5 Year CD
3.12%$1k-5 Year HSA CD
2.87%$1k-4 Year CD
2.87%$1k-4 Year HSA CD
2.62%$1k-3 Year CD
2.62%$1k-3 Year HSA CD
2.41%$1k-2 Year CD
2.41%$1k-2 Year HSA CD
2.11%$1k-12 Month CD
2.11%$1k-18 Month CD
2.11%$1k-12 Month HSA CD
2.11%$1k-18 Month HSA CD
1.81%$1k-6 Month CD
1.81%$1k-9 Month CD
1.81%$1k-6 Month HSA CD
1.81%$1k-9 Month HSA CD

K V Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.12%$1k-5 Year IRA CD
2.87%$1k-4 Year IRA CD
2.62%$1k-3 Year IRA CD
2.41%$1k-2 Year IRA CD
2.11%$1k-12 Month IRA CD
2.11%$1k-18 Month IRA CD
1.81%$1k-6 Month IRA CD
1.81%$1k-9 Month IRA CD
Locations


K V Federal Credit Union Locations
Branch Office316 W River RDAugusta, ME 04330-3992
Branch Office35 Oak StOakland, ME 04963-5013
Branch Office299 Main StWaterville, ME 04901-4984

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