K V Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.02%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
1.91%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD
0.05%	Savings	2.20% - Barclays Online Savings Account

View all K V Federal Credit Union rates »

Overview / Commentary

www.kvfcu.org

207-623-5171

316 W River RD
Augusta, ME 04330-3992

K V Federal Credit Union is headquartered in Augusta and is the 33^rd largest credit union in the state of Maine. It is also the 1,778^th largest credit union in the nation. It was established in 1962 and as of December of 2018, it had grown to 22 employees and 10,550 members at 3 locations. K V Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Kennebec County or Somerset County. Membership also extends to immediate family members and to businesses and other legal entities within those Counties.
See current membership details

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Health

Data as of Q4 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. K V Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	15328
Year Chartered	1962
Employees	22
Primary Regulator

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	5.13%
Annual Interest Income	$2.7MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$83.5MM$81.6MM
Loans	Q4 2018vs Q4 2017	$48.3MM$44.4MM
Deposits	Q4 2018vs Q4 2017	$74.0MM$72.7MM
Equity Capital	Q4 2018vs Q4 2017	$9.2MM$8.7MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$84.00K$62.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$128.00K$213.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

K V Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.26%^*	$75k^*	-	HSA Special Savings
OTHER TIERS: 0.16% → $2.5k - $20k \| 0.21% → $20k - $75k
0.26%^*	$75k^*	-	IRA Special Savings
OTHER TIERS: 0.16% → $2.5k - $20k \| 0.21% → $20k - $75k
0.26%^*	$75k^*	-	Special Savings
OTHER TIERS: 0.16% → $2.5k - $20k \| 0.21% → $20k - $75k
0.05%	$100	-	Share Account
0.05%	-	-	IRA Share
0.05%	-	-	Christmas Club
0.05%	-	-	Monty Moose
0.05%	-	-	Escrows
0.05%	-	-	HSA Share
0.05%	-	-	Share with Life Savings
0.05%	-	-	Vacation Club
0.05%	-	-	Tax Club
0.05%	-	-	Short term Savings Club
0.05%	-	-	Other Purposes Club

K V Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2.5k	-	Special Share Draft

K V Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.02%	$1k	-	5 Year CD
3.02%	$1k	-	5 Year HSA CD
2.77%	$1k	-	4 Year CD
2.77%	$1k	-	4 Year HSA CD
2.52%	$1k	-	3 Year CD
2.52%	$1k	-	3 Year HSA CD
2.32%	$1k	-	2 Year CD
2.32%	$1k	-	2 Year HSA CD
1.91%	$1k	-	12 Month CD
1.91%	$1k	-	18 Month CD
1.91%	$1k	-	12 Month HSA CD
1.91%	$1k	-	18 Month HSA CD
1.61%	$1k	-	6 Month CD
1.61%	$1k	-	9 Month CD
1.61%	$1k	-	6 Month HSA CD
1.61%	$1k	-	9 Month HSA CD

K V Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.02%	$1k	-	5 Year IRA CD
2.77%	$1k	-	4 Year IRA CD
2.52%	$1k	-	3 Year IRA CD
2.32%	$1k	-	2 Year IRA CD
1.91%	$1k	-	12 Month IRA CD
1.91%	$1k	-	18 Month IRA CD
1.61%	$1k	-	6 Month IRA CD
1.61%	$1k	-	9 Month IRA CD

Locations

K V Federal Credit Union Locations
Branch Office	316 W River RD	Augusta, ME 04330-3992
Branch Office	35 Oak St	Oakland, ME 04963-5013
Branch Office	9 Quarry Rd	Waterville, ME 04901

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