Overview / Commentary
Kahuku Federal Credit Union is headquartered in Kahuku and is the 43rd largest credit union in the state of Hawaii. It is also the 3,771st largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 2 employees and 2,043 members at 1 location. Kahuku Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership in Kahuku Federal Credit Union is open to those who live or work in the Koolauloa District (the towns of Pupukea, Sunset Beach, Kahuku, Laie, Hauula, Punaluu, and Kaaawa) of the City and County of Hawaii.
See current membership details
Health
C
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kahuku Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2275 |
| Year Chartered | 1937 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 5.47% |
| Annual Interest Income | $142K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $7.7MM$7MM |
| Loans | Q1 2025vs Q1 2024 | $5.9MM$5.5MM |
| Deposits | Q1 2025vs Q1 2024 | $6.5MM$5.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.2MM$1.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $129K$124K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $480K$163K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |