Kahului Federal Credit Union

Overview / Commentary
25 W Kamehameha Ave
Kahului, HI 96732

Kahului Federal Credit Union is headquartered in Kahului and is the 29th largest credit union in the state of Hawaii. It is also the 2,141st largest credit union in the nation. It was established in 1955 and as of December of 2019, it had grown to 15 employees and 4,173 members at 1 location. Kahului Federal Credit Union has an A health rating.

Field of Membership Restrictions

Kahului Federal Credit Union is open to those who live, work or worship in Kahului, Paia, Kuau or Sprecklesville on the island of Maui.
See current membership details

Reviews (1)

Good Service

KFCU has a very friendly and helpful staff. They have a variety of savings and checking/debit card options to choose from. I have both a savings account and a checking/debit card account. Their fees are very reasonable and affordable. Where they lack is in having the latest tech. They do not offer virtual check deposits. They do not have very good web or app access. I'm sure they will have these things at some point, but if those things are not real important to you, you will be very happy with doing business at KFCU.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kahului Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #10399
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.42%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$60.4MM$59.2MM
LoansQ4 2019vs Q4 2018$21.7MM$21.2MM
DepositsQ4 2019vs Q4 2018$50.7MM$50.1MM
Equity CapitalQ4 2019vs Q4 2018$9.3MM$8.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$186.00K$166.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$75.00K$92.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Kahului Federal Credit Union Savings Account Rates

0.15%$5-Christmas Share Account
0.10%$50-Regular Share Account

Kahului Federal Credit Union Checking Account Rates

0.05%$20-Share Draft Account

Kahului Federal Credit Union CD Rates

1.25%$1k-5 Year Share Certificate
1.10%$1k-3 Year Share Certificate
1.00%$1k-2 Year Share Certificate
0.90%$1k-1 Year Share Certificate
0.50%$1k-6 Month Share Certificate

Kahului Federal Credit Union Locations
Branch Office25 W Kamehameha AveKahului, HI 96732-2240

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