Kahului Federal Credit Union

Overview / Commentary
25 W Kamehameha Ave
Kahului, HI 96732-2240

Kahului Federal Credit Union is headquartered in Kahului and is the 29th largest credit union in the state of Hawaii. It is also the 2,152nd largest credit union in the nation. It was established in 1955 and as of March of 2019, it had grown to 12 employees and 4,353 members at 1 location. Kahului Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work or worship in Kahului, Paia, Kuau or Sprecklesville on the island of Maui.
See current membership details

Reviews (1)

Good Service

KFCU has a very friendly and helpful staff. They have a variety of savings and checking/debit card options to choose from. I have both a savings account and a checking/debit card account. Their fees are very reasonable and affordable. Where they lack is in having the latest tech. They do not offer virtual check deposits. They do not have very good web or app access. I'm sure they will have these things at some point, but if those things are not real important to you, you will be very happy with doing business at KFCU.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kahului Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #10399
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD1.79%
Annual Interest Income$480.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$60.7MM$57.7MM
LoansQ1 2019vs Q1 2018$21.8MM$21.6MM
DepositsQ1 2019vs Q1 2018$51.4MM$48.8MM
Equity CapitalQ1 2019vs Q1 2018$8.9MM$8.5MM
Loan Loss AllowanceQ1 2019vs Q1 2018$184.00K$151.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$82.00K$108.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Kahului Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Kahului Federal Credit Union Savings Account Rates

0.20%$5-Christmas Share Account
0.15%$50-Regular Share Account

Kahului Federal Credit Union Checking Account Rates

0.05%$20-Share Draft Account

Kahului Federal Credit Union CD Rates

2.25%$1k-5 Year Share Certificate
2.00%$1k-1 Year Share Certificate
1.75%$1k-2 Year Share Certificate
1.75%$1k-3 Year Share Certificate
0.75%$1k-6 Month Share Certificate

Kahului Federal Credit Union Locations
Branch Office25 W Kamehameha AveKahului, HI 96732-2240

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.