Kahului Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.kahuluifcu.com

808-871-7705

25 W Kamehameha Ave
Kahului, HI 96732

Kahului Federal Credit Union is headquartered in Kahului and is the 28^th largest credit union in the state of Hawaii. It is also the 2,080^th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 11 employees and 4,088 members at 1 location. Kahului Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Kahului Federal Credit Union is open to those who live, work, or worship on the Island of Maui, Hawaii.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kahului Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	10399
Year Chartered	1955
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	3.53%
Annual Interest Income	$750K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$75.8MM$76.9MM
Loans	Q1 2025vs Q1 2024	$27.7MM$26.3MM
Deposits	Q1 2025vs Q1 2024	$64.9MM$66.2MM
Equity Capital	Q1 2025vs Q1 2024	$10.5MM$9.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$75K$56K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$52K$25K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD

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Kahului Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$0	-	Christmas Share Account
0.05%	$0	-	Regular Share Account

Kahului Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$0	-	Share Draft Account

Kahului Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	6 Month Share Certificate
3.85%	$1k	-	1 Year Share Certificate
3.50%	$1k	-	2 Year Share Certificate
3.50%	$1k	-	3 Year Share Certificate
3.50%	$1k	-	5 Year Share Certificate
3.50%	$1k	-	18 Month Share Certificate

Locations

Kahului Federal Credit Union Locations
Branch Office	25 W Kamehameha Ave	Kahului, HI 96732-2240

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