Overview / Commentary
Kaleida Health Federal Credit Union is headquartered in Buffalo and is the 193rd largest credit union in the state of New York. It is also the 3,546th largest credit union in the nation. It was established in 1975 and as of December of 2019, it had grown to 5 employees and 3,900 members at 2 locations. Kaleida Health Federal Credit Union's money market rates are 14% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to employees of Kaleida Health, Brylin Hospital, and those who regularly work in the healthcare industry in Erie and Niagara Counties in New York.
See current membership details
Health
B
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kaleida Health Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 22220 |
| Year Chartered | 1975 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.02% |
| Return on Equity - YTD | 17.04% |
| Annual Interest Income | $672.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $16.0MM$15.8MM |
| Loans | Q4 2019vs Q4 2018 | $10.3MM$10.1MM |
| Deposits | Q4 2019vs Q4 2018 | $14.0MM$14.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $1.9MM$1.6MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $78.00K$86.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $29.00K$18.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |