Overview / Commentary
Kansas City Credit Union is headquartered in Kansas City and is the 45th largest credit union in the state of Missouri. It is also the 2,497th largest credit union in the nation. It was established in 1940 and as of December of 2024, it had grown to 15 employees and 5,296 members at 3 locations. Kansas City Credit Union has a C health rating.
Field of Membership Restrictions
Kansas City Credit Union is open to those who live, work, or worship in the Missouri counties of Cass, Clay, or Jackson. Employees of the Kansas City (MO) government, the Truman Medical Center, and KCATA The Metro as qualify for membership.
See current membership details
Health
C
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kansas City Credit Union has a low asset base, and a negative return on assets.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63388 |
| Year Chartered | 1940 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -2.23% |
| Return on Equity - YTD | -30.37% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $45.8MM$58MM |
| Loans | Q4 2024vs Q4 2023 | $38.7MM$47.4MM |
| Deposits | Q4 2024vs Q4 2023 | $42MM$50.2MM |
| Equity Capital | Q4 2024vs Q4 2023 | $3.5MM$4.5MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $613K$358K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $601K$1.5MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |