Kansas City Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

kansascitycreditunion.com

816-861-5700

5110 Ararat Dr
Kansas City, MO 64129

Kansas City Credit Union is headquartered in Kansas City and is the 46^th largest credit union in the state of Missouri. It is also the 2,495^th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 14 employees and 5,256 members at 3 locations. Kansas City Credit Union's CD rates are 4X the national average, but it has a D health rating.

Field of Membership Restrictions

Kansas City Credit Union is open to those who live, work, or worship in the Missouri counties of Cass, Clay, or Jackson. Employees of the Kansas City (MO) government, the Truman Medical Center, and KCATA The Metro as qualify for membership.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kansas City Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	63388
Year Chartered	1940
Employees	14
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.05%
Return on Equity - YTD	-0.74%
Annual Interest Income	$521K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$46.1MM$54.6MM
Loans	Q1 2025vs Q1 2024	$37.6MM$45.8MM
Deposits	Q1 2025vs Q1 2024	$42.2MM$48.9MM
Equity Capital	Q1 2025vs Q1 2024	$3.3MM$3.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$710K$1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.5MM$2.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kansas City Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$50k^*	-	Savings Account
OTHER TIERS: 0.03% → $100 - $50k
0.05%^*	$50k^*	-	Holiday Club Account
OTHER TIERS: 0.03% → $100 - $50k
0.05%^*	$50k^*	-	Secondary Savings Account
OTHER TIERS: 0.03% → $100 - $50k

Kansas City Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$150k^*	-	Money Market Account
OTHER TIERS: 1.00% → $1k - $50k \| 1.25% → $50k - $150k

Kansas City Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	12 Month CD
3.75%	$500	-	24 Month CD
3.50%	$500	-	36 Month CD
3.25%	$500	-	48 Month CD
3.00%	$500	-	60 Month CD

Locations

Kansas City Credit Union Locations
Branch Office	414 E 12th St Fl 1	Kansas City, MO 64106-2702
Branch Office	7245 N Oak Trfy	Gladstone, MO 64118-1852
Branch Office	5110 Ararat Dr	Kansas City, MO 64129-1917

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