Kansas City Credit Union


Overview / Commentary
816-861-5700
5110 Ararat Dr
Kansas City, MO 64129

Kansas City Credit Union is headquartered in Kansas City and is the 43rd largest credit union in the state of Missouri. It is also the 2,353rd largest credit union in the nation. It was established in 1940 and as of June of 2022, it had grown to 23 employees and 6,294 members at 3 locations. Kansas City Credit Union has a B+ health rating.

Field of Membership Restrictions

Kansas City Credit Union is open to those who live, work, or worship in Jackson or Clay County, Missouri. Employees of the Kansas City (MO) government, the Truman Medical Center, and KCATA The Metro as qualify for membership.
See current membership details

Reviews (2)

My Credit Union

I have had nothing but quality experiences with my credit union. They are very efficient as it relates to my deposits into my checking and savings accounts. I never have to wait to have access to my money and they are very diligent at making sure that things are processed quickly. For instance, recently I had a cashier's check that I needed to deposit. I walked up to my personal teller and she greeted me very friendly and handled this deposit rather efficiently. I asked her when my funds would be available and she told me that the funds would be available immediately. I have been banking there for over 3 years now and I have never had to wait for my funds. All of my transactions have been very thorough and I am impressed with the overall performance of this credit union.

A great Credit Union

I have had a savings and a checking account at this particular credit union for the last 3 years. The thing I like most about my credit union is the wonderful customer service that I receive every time I conduct business with this credit union. All of the bank tellers and customer service reps greet me with a smile and they always seem generally interested in my day and well-being. In addition, when I have banking questions or concerns, they always do their best to explain their processes and how it impacts my business. They also do a good job of providing me with information as it relates to changes the credit union may be undergoing via e-mail. They also provide scholarship money to local area students which shows their commitment to the community. As far as my deposits go, anytime I deposit funds into my checking or savings account, the money always post on time and I have never had any issues pertaining to utilizing my debit card for transactions. I am very impressed with this credit union and I envision our relationship continuing for quite some time.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kansas City Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63388
Year Chartered1940
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.62%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$59.7MM$47.7MM
LoansQ2 2022vs Q2 2021$49.5MM$33.9MM
DepositsQ2 2022vs Q2 2021$53.7MM$43.0MM
Equity CapitalQ2 2022vs Q2 2021$4.5MM$4.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$152.00K$143.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$81.00K$161.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for Kansas City Credit Union are currently being reviewed.

Locations


Kansas City Credit Union Locations
Branch Office414 E 12th St Fl 1Kansas City, MO 64106-2702
Branch Office7245 N Oak TrfyGladstone, MO 64118-1852
Branch Office5110 Ararat DrKansas City, MO 64129-1917

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