Overview / Commentary
785-587-4000
1010 Westloop Place
Manhattan, KS 66502

KS StateBank is headquartered in Manhattan and is the 7th largest bank in the state of Kansas. It is also the 438th largest bank in the nation. It was established in 1969 and as of June of 2018, it had grown to 274 employees at 7 locations. KS StateBank's money market rates are 3X the national average, and it has an A health rating.

Related Posts

KS StateBank 2-Year CD Now Earns 3.10% APY - 10/11/2018

KS StateBank has raised the rates on all its CDs, including the 2-year CD, which now earns 3.10% APY. Minimum opening deposit is $500, with no stated balance cap.

KS StateBank Ups Nationally Available CD Rates Again - 7/20/2018

KS StateBank has raised the rates on many of its CDs, including 2-year (2.85% APY), 3-year (3.10% APY), 4-year (3.29% APY), and 5-year (3.37% APY). $500 min deposit.

KS StateBank Raises All CD Rates Again - 7/11/2018

KS StateBank's nationally available CDs ($500 minimum) now earn: 1-year (2.40% APY), 2-year (2.80% APY), 3-year (2.95% APY), 4-year (3.10% APY), 5-year (3.25% APY).

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Reviews (3)

Interest Payment

Posted by: zaqxsw | Oct 19, 2018

I was pleased with the CD account opening process. Pretty straight forward and Cortney was a great help.

Like a few other banks and credit unions, they only credit interest quarterly.

No external accounts are linked, even the account you funded the CD with. Guess you must have to have a savings account to link external accounts.

Funding Of New Account Is Slow

Posted by: bee | Jul 25, 2018

Money had been withdrawn from my external bank account to fund the KS State new account, but the KS State new account has not been funded. So you lose interest when opening new accounts with them.

Hard Credit Pull For A CD

After applying for KS StateBank's 1 year CD, I received a call from them wanting me to unfreeze my credit report, answer the three questions provided by Experian and then refreeze it.

I decided to park my CD elsewhere for the following reasons:
1) I was allowing them the use of my money. I was not taking out a loan or asking for credit.
2) The hard pull would have dinged my credit score.
3) They were attempting to get me to spend money, while I was looking for an institution to save money. I would have lost the ten dollars that it costs to unfreeze and refreeze the credit report.
4) There was no reason to have the answers to my personal questions affiliated with my credit report. Having had access to my credit report is more than enough for the rest of the banking world to tell them of my credit worthiness. It should have been enough for KS State Bank.



Health

Health Grade Components

Overall
FDIC Certificate #19899
Year Established1969
Employees274
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD16.18%
Annual Interest Income$38.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.86B$1.69B
LoansQ2 2018vs Q2 2017$1.47B$1.32B
DepositsQ2 2018vs Q2 2017$1.54B$1.40B
Equity CapitalQ2 2018vs Q2 2017$169.2MM$156.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$21.6MM$21.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.5MM$2.7MM
Real Estate OwnedQ2 2018vs Q2 2017$225.00K$97.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not KS StateBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

KS StateBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$100-Simple Savings

KS StateBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100k*-Advantage Money Market
OTHER TIERS: 1.00% $2.5k - $25k | 1.25% $25k - $100k

KS StateBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*-$25kChecking Plus
OTHER TIERS: 0.50% $25k+

KS StateBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.59%$500-7 Year CD
3.49%$500-5 Year CD
3.49%$100k-5 Year Jumbo CD - Internet Only Special
3.35%$500-4 Year CD
3.35%$100k-4 Year Jumbo CD - Internet Only Special
3.22%$500-3 Year CD
3.22%$100k-3 Year Jumbo CD - Internet Only Special
3.10%$500-2 Year CD
3.10%$100k-2 Year Jumbo CD - Internet Only Special
2.95%$1k-27 Month Jump Up CD
2.75%$100k-18 Month Jumbo CD -- Internet Only Special
2.62%$500-1 Year CD
2.62%$100k-1 Year Jumbo CD - Internet Only Special

KS StateBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.59%$500-7 Year IRA - In Branch Only
3.49%$500-5 Year IRA - In Branch Only
3.35%$500-4 Year IRA - In Branch Only
3.22%$500-3 Year IRA - In Branch Only
3.10%$500-2 Year IRA - In Branch Only
2.95%$1k-27 Month Jump Up IRA - In Branch Only
2.62%$500-1 Year IRA - In Branch Only
Locations


KS StateBank Locations
Phoenix Branch5110 North Central AvenuePhoenix, AZ 85012
Kansas State Bank Of Manhattan1010 Westloop PlManhattan, KS 66502
Wichita Branch1424 South Maize RoadWichita, KS 67209
Junction City Branch539 West Sixth StreetJunction City, KS 66441
Aggieville Branch1101 Bluemont AveManhattan, KS 66502
Downtown Branch555 Poyntz AveManhattan, KS 66502
Highway 24 Branch8803 East Highway 24Manhattan, KS 66502

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