KS StateBank


Overview / Commentary
785-587-4000
1010 Westloop Place
Manhattan, KS 66502

KS StateBank is headquartered in MANHATTAN and is the 8th largest bank in the state of Kansas. It is also the 486th largest bank in the nation. It was established in 1969 and as of September of 2023, it had grown to 190 employees at 6 locations. KS StateBank's money market rates are 7X the national average, and it has an A health rating.

Related Posts

KS StateBank Adds Near Rate-Leading 11-Month CD Special - 1/2/2024

KS StateBank has restructured its CD product line and is offering a nationally available 11-month CD Special with a near rate-leading APY. $25k min deposit required.

5.25%APY Jumbo Certificates - 3/23/2023

I'm not sure how new these rates are as they are already listed by Ken and staff but I hadn't seen them or read any discussions from anybody pertaining to them. 9 Month Jumbo CD - Internet Only Special 5.15% 5.25% $100,000 Must be opened online. Not available as an IRA. Cannot be opened in the name of a trust. Consumer accounts only 15 Month Jumbo CD - Internet Only Special 5.15% 5.25% $100,000 Must be opened online. Not available as an IRA. Cannot be opened in the name of a trust. Consumer accounts only. https://www.ksstate.bank/resources/deposit-rates/

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Great Bank, Easy To Work With

Posted by: |

We've had a CD before with them, and while it took awhile to open last year due to the demand, they kept us updated. Today we opened new CD's at 5.65% for 11 months, and they were approved withing an hour. Excellent service, and we've never had any issues with KS State bank Other banks can be difficult, but not KS State.

7 Year 4.99%

Posted by: |

Nailed a 7 year 4.99% CD. Took awhile for processing, but worth the wait.

Took A While, But OK

Posted by: |

I applied for two CDs, it took over a week to get the account opened and ACH completed... but in the end, everything worked out ok, and they honored the original date the application was accepted.

Hard Credit Pull For A CD

After applying for KS StateBank's 1 year CD, I received a call from them wanting me to unfreeze my credit report, answer the three questions provided by Experian and then refreeze it.

I decided to park my CD elsewhere for the following reasons:
1) I was allowing them the use of my money. I was not taking out a loan or asking for credit.
2) The hard pull would have dinged my credit score.
3) They were attempting to get me to spend money, while I was looking for an institution to save money. I would have lost the ten dollars that it costs to unfreeze and refreeze the credit report.
4) There was no reason to have the answers to my personal questions affiliated with my credit report. Having had access to my credit report is more than enough for the rest of the banking world to tell them of my credit worthiness. It should have been enough for KS State Bank.

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Health

Health Grade Components

Overall
FDIC Certificate #19899
Year Established1969
Employees190
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD10.83%
Annual Interest Income$92.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$2.43B$2.25B
LoansQ3 2023vs Q3 2022$1.91B$1.83B
DepositsQ3 2023vs Q3 2022$2.04B$1.87B
Equity CapitalQ3 2023vs Q3 2022$285.4MM$265MM
Loan Loss AllowanceQ3 2023vs Q3 2022$36MM$34.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$24.7MM$20.9MM
Real Estate OwnedQ3 2023vs Q3 2022$1.2MM$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not KS StateBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

KS StateBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-Simple Savings

KS StateBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$100k*-Business Money Market (Branch Only)
OTHER TIERS: 1.00% Up to $25k | 2.02% $25k - $100k
3.04%*$100k*-Advantage Money Market
OTHER TIERS: 0.35% Up to $2.5k | 1.00% $2.5k - $25k | 2.02% $25k - $100k

KS StateBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%-$25kChecking Plus
1.00%--Community Checking (Branch Only)

KS StateBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-1 Year CD
5.20%$500-6 Month CD
4.47%$500-2 Year CD
4.42%$500-3 Year CD
4.27%$500-4 Year CD
4.16%$500-5 Year CD
4.06%$500-7 Year CD

KS StateBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-1 Year IRA - In Branch Only
5.20%$500-6 Month IRA
4.47%$500-2 Year IRA - In Branch Only
4.42%$500-3 Year IRA - In Branch Only
4.27%$500-4 Year IRA - In Branch Only
4.16%$500-5 Year IRA - In Branch Only
4.06%$500-7 Year IRA - In Branch Only
Locations


KS StateBank Locations
Kansas State Bank Of Manhattan1010 Westloop PlManhattan, KS 66502
Wichita Branch1424 South Maize RoadWichita, KS 67209
Junction City Branch539 West Sixth StreetJunction City, KS 66441
Aggieville Branch1101 Bluemont AveManhattan, KS 66502
Downtown Branch555 Poyntz AveManhattan, KS 66502
Highway 24 Branch8803 East Highway 24Manhattan, KS 66502
Phoenix Branch5110 North Central AvenuePhoenix, AZ 85012

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