Katahdin Federal Credit Union


Overview / Commentary
207-723-9718
1000 Central Street
Millinocket, ME 04462

Katahdin Federal Credit Union is headquartered in Millinocket and is the 38th largest credit union in the state of Maine. It is also the 1,797th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 22 employees and 7,985 members at 2 locations. Katahdin Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Katahdin Federal Credit Union is open to anyone who lives, works, worships or attends school in the Maine counties of Penobscot or Piscataquis, or the towns of Amity, Bancroft, Crystal, Cary Plantation, Dyer Brook, Haynesville, Glenwood Plantation, Hersey, Houton, Hodgdon, Island Falls, Littleton, Linneus, Macwahoc Plantation, Moro Plantation, Merrill, New Limerick, Orient, Oakfield, Reed Plantation, Smyrna Mills, Sherman, Weston, or South Aroostook Unorganized Territories. Immediate family members are also eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Health Grade Components

Overall
NCUA #9348
Year Chartered1954
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD9.02%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$104.6MM$98.4MM
LoansQ1 2025vs Q1 2024$72.9MM$70.4MM
DepositsQ1 2025vs Q1 2024$87.9MM$83.1MM
Equity CapitalQ1 2025vs Q1 2024$16.4MM$14.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$311K$371K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$382K$506K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Katahdin Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Katahdin Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Share Savings
OTHER TIERS: 0.05% $25 - $2k | 0.15% $2k - $25k
0.25%*$25k*-Holiday Club Account
OTHER TIERS: 0.05% $25 - $2k | 0.15% $2k - $25k
0.25%*$25k*-Vacation Club Account
OTHER TIERS: 0.05% $25 - $2k | 0.15% $2k - $25k
0.25%*$25k*-Tax Club Account
OTHER TIERS: 0.05% $25 - $2k | 0.15% $2k - $25k
0.25%*$25k*-Special Club Account
OTHER TIERS: 0.05% $25 - $2k | 0.15% $2k - $25k

Katahdin Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$500-9 Month Share Certificate
4.07%$500-12 Month Share Certificate
4.07%$500-18 Month Share Certificate
3.56%$500-60 Month Share Certificate
3.30%$500-24 Month Share Certificate
3.04%$500-36 Month Share Certificate
3.04%$500-48 Month Share Certificate
2.02%$500-6 Month Share Certificate
0.70%$500-3 Month Share Certificate

Katahdin Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$500-12 Month IRA Certificate
4.07%$500-18 Month IRA Certificate
3.56%$500-60 Month IRA Certificate
3.30%$500-24 Month IRA Certificate
3.04%$500-36 Month IRA Certificate
3.04%$500-48 Month IRA Certificate
0.50%$25-IRA Share
Locations


Katahdin Federal Credit Union Locations
Branch Office1068 Crystal RdIsland Falls, ME 04747
Corporate Office1000 Central StMillinocket, ME 04462-2101

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.