Kauai Teachers Federal Credit Union
LOCATIONS
2
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HEALTH RATING
B
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CURRENT TOP RATE
1.76% APY
5 Year CD
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Overview / Commentary
Kauai Teachers Federal Credit Union is headquartered in Lihue and is the 41st largest credit union in the state of Hawaii. It is also the 2,759th largest credit union in the nation. It was established in 1938 and as of September of 2019, it had grown to 5 employees and 2,666 members at 2 locations. Kauai Teachers Federal Credit Union's CD rates are 51% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership to Kauai Teachers Federal Credit Union is open to teachers and employees of County of Kauai Schools and students of Kauai County High and Intermediate Schools and their parents.
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Health
B
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kauai Teachers Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2577 |
| Year Chartered | 1938 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 8.46% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $33.1MM$32.4MM |
| Loans | Q3 2019vs Q3 2018 | $16.7MM$17.2MM |
| Deposits | Q3 2019vs Q3 2018 | $30.2MM$29.7MM |
| Equity Capital | Q3 2019vs Q3 2018 | $2.8MM$2.6MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $228.00K$135.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $135.00K$756.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |