Kauai Teachers Federal Credit Union
Overview / Commentary
Kauai Teachers Federal Credit Union is headquartered in Lihue and is the 30th largest credit union in the state of Hawaii. It is also the 2,372nd largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 8 employees and 3,780 members at 2 locations. Kauai Teachers Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership to Kauai Teachers Federal Credit Union is open to teachers and employees of County of Kauai Schools and students of Kauai County High and Intermediate Schools and their parents.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kauai Teachers Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2577 |
| Year Chartered | 1938 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 14.51% |
| Annual Interest Income | $701K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $54.4MM$49.7MM |
| Loans | Q1 2025vs Q1 2024 | $32.4MM$28.2MM |
| Deposits | Q1 2025vs Q1 2024 | $49.5MM$45.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.5MM$3.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $405K$456K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $200K$303K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |