Overview / Commentary
Kellogg Community Credit Union is headquartered in Battle Creek and is the 26th largest credit union in the state of Michigan. It is also the 481st largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 156 employees and 49,831 members at 12 locations. Kellogg Community Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Kellogg Community Credit Union is open to those who live, work, worship, or attend school in Michigan, as well as any businesses or other legal entities located in the state of Michigan. Relatives of KCCU members are also eligible for membership.
See current membership details
Health
A+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68678 |
| Year Chartered | 1941 |
| Employees | 156 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.06% |
| Return on Equity - YTD | 6.72% |
| Annual Interest Income | $11.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $932.6MM$895.8MM |
| Loans | Q1 2025vs Q1 2024 | $683.8MM$636.1MM |
| Deposits | Q1 2025vs Q1 2024 | $777.1MM$751.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $144.7MM$130.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.9MM$4.3MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.5MM$2.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $288K$151K |
