Kellogg Community Credit Union

Overview / Commentary
41 2nd St
Battle Creek, MI 49014

Kellogg Community Credit Union is headquartered in Battle Creek and is the 27th largest credit union in the state of Michigan. It is also the 499th largest credit union in the nation. It was established in 1941 and as of September of 2023, it had grown to 144 employees and 48,289 members at 11 locations. Kellogg Community Credit Union's money market rates are 8X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Kellogg Community Credit Union is open to those who live, work, worship, or attend school in Michigan, as well as any businesses or other legal entities located in the state of Michigan. Relatives of KCCU members are also eligible for membership.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #68678
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD10.12%
Annual Interest Income$26MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$838.5MM$823.2MM
LoansQ3 2023vs Q3 2022$645.6MM$615.6MM
DepositsQ3 2023vs Q3 2022$705.1MM$702.1MM
Equity CapitalQ3 2023vs Q3 2022$120.5MM$111.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.8MM$2.8MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$5.7MM$6.4MM
Real Estate OwnedQ3 2023vs Q3 2022$46K$57K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Kellogg Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kellogg Community Credit Union Savings Account Rates

1.75%*-$25kKasasa Saver
OTHER TIERS: 1.00% $25k+
0.65%$5-Traditional IRA
0.65%$5-Roth IRA
0.30%*$10k*-Health Savings Account
OTHER TIERS: 0.25% $1k - $10k
0.10%$5-Regular Savings
0.10%$5-Secondary Savings
0.10%$5-Christmas Club Account

Kellogg Community Credit Union Money Market Rates

3.50%*$250k*$2mMoney Market Max
OTHER TIERS: 0.10% $1k+
3.00%*$250k*$2mBusiness Money Market Max
OTHER TIERS: 0.10% $1k+
1.15%*$250k*-Money Market Plus Account
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $25k | 0.75% $25k - $100k | 1.00% $100k - $250k
1.00%*$100k*-Business Money Market
OTHER TIERS: 0.65% $1k - $25k | 0.75% $25k - $50k | 0.80% $50k - $100k
0.35%*$50k*-Money Market Checking
OTHER TIERS: 0.20% $5k - $25k | 0.30% $25k - $50k

Kellogg Community Credit Union Checking Account Rates

5.25%-$15keChecking - Qualifying
4.25%*-$7.5kKasasa Cash
OTHER TIERS: 0.25% $7.5k+
0.70%*$150k*$200kBusiness Prefered Checking
OTHER TIERS: 0.40% Up to $75k | 0.50% $75k - $100k | 0.60% $100k - $150k

Kellogg Community Credit Union CD Rates

5.00%$500-14 Month Certificate Special
4.50%$500-29 Month Certificate Special
4.00%$100$5kChild Certificate (ages 0-5)
4.00%$100$5kYouth Certificate (ages 6-12)
4.00%$100$5kTeen Certificate (ages 13-17)
3.85%$50k-5 Year Golden Certificate
3.75%$500$50k5 Year Certificate
3.60%$50k-4 Year Golden Certificate
3.50%$500$50k4 Year Certificate
3.35%$50k-3 Year Golden Certificate
3.25%$500$50k3 Year Certificate
3.10%$50k-2 Year Golden Certificate
3.00%$500$50k2 Year Certificate
2.60%$50k-1 Year Golden Certificate
2.50%$500$50k1 Year Certificate
2.10%$50k-6 Month Golden Certificate
2.00%$500$50k6 Month Certificate

Kellogg Community Credit Union IRA Rates

5.00%$500-14 Month IRA Certificate Special
4.50%$500-29 Month IRA Certificate Special
3.85%$50k-5 Year Golden IRA Certificate
3.75%$500$50k5 Year IRA Certificate
3.60%$50k-4 Year Golden IRA Certificate
3.50%$500$50k4 Year IRA Certificate
3.35%$50k-3 Year Golden IRA Certificate
3.25%$500$50k3 Year IRA Certificate
3.10%$50k-2 Year Golden IRA Certificate
3.00%$500$50k2 Year IRA Certificate
2.60%$50k-1 Year Golden IRA Certificate
2.50%$500$50k1 Year IRA Certificate
2.10%$50k-6 Month Golden IRA Certificate
2.00%$500$50k6 Month IRA Certificate


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.