Banking Rates & News

Grand Rapids Area

Including Grand Rapids, Kalamazoo, Holland, Muskegon, Battle Creek, Portage, Wyoming, Grand Haven, Coldwater, Grandville, and 119 other towns.

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Banking in the Grand Rapids Area

Grand Rapids, Michigan, is the second-largest city and metropolitan area in Michigan behind Detroit. Located in western Michigan, Grand Rapids only has about 190,000 people in the city, but its metropolitan area is much larger, with over 1 million people. Other notable cities in the region include Kalamazoo, Holland, Battle Creek, Muskegon, Portage, Wyoming, Grand Haven, Grandville, and Rockford.

Thanks to its size and position as the largest city in western Michigan, Grand Rapids has a healthy banking industry. There are 24 banks and 63 credit unions with their headquarters in the Grand Rapids region. Notable institutions that are based in the area are Founders Bank & Trust, Lake Michigan Credit Union, Mercantile Bank of Michigan, Independent Bank, and Macatawa Bank. The oldest institution that still has headquarters in the area is First State Bank of Decatur, which was established in 1870. Altogether, there are more than 55 banks and 85 credit unions operating in the region, with a combined total of approximately 870 branches.

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Local Deals & News

Frankenmuth Credit Union (MI) Jumbo CD Rates Soar
UPDATE 7/18/18: VIP Rewards additional 25 bps valid on Jumbo CDs. Deal Summary: Jumbo CDs – 6-month (2.48%), 9-month (2.63% APY), 12-month (2.73% APY), 18-month (2.94%), 2-year (3.15%), 3-year, (3.30%),
Ultimate Savings Rate Decrease
It appears that effective today the rate on Northpointe Bank's Ultimate Savings Account has decreased from 2.05% to 1.95% APY. Not sure of what Northpointe's definition of rate guarantee is,
Frankenmuth Credit Union Ups All Jumbo CD Rates
Deal Summary: Jumbo CDs – 9-month (2.17% APY) and 12-month (2.38% APY), $100k minimum deposit. Availability: All Michigan residents. Over the weekend, Frankenmuth Credit Union (FCU) raised the rates on
2.40% APY 22-Month CD Special At Chemical Bank (MI/OH/IN)
22-Month CD Special 2.40% APY In-Branch only New money only Minimum balance is $100.00 Rate is effective as of April 9, 2018 https://www.chemicalbank.com/CD-Special
Northpointe Bank Boosts Ultimate Savings Rate
UPDATE 5/16/18: Existing Ultimate Savings account may qualify for new rate. See below for more details. Deal Summary: Ultimate Savings - 2.05% APY on balances between $25k and $999,999.99 and
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