Banking Rates & News

Grand Rapids Area

Including Ada, Ada Township, Albion, Allegan, Allendale, Bangor, Battle Creek, Belding, Belmont, Berlin Township, and 115 other towns.

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Banking in the Grand Rapids Area

Grand Rapids, Michigan, is the second-largest city and metropolitan area in Michigan behind Detroit. Located in western Michigan, Grand Rapids only has about 190,000 people in the city, but its metropolitan area is much larger, with over 1 million people. Other notable cities in the region include Kalamazoo, Holland, Battle Creek, Muskegon, Portage, Wyoming, Grand Haven, Grandville, and Rockford.

Thanks to its size and position as the largest city in western Michigan, Grand Rapids has a healthy banking industry. There are 24 banks and 63 credit unions with their headquarters in the Grand Rapids region. Notable institutions that are based in the area are Founders Bank & Trust, Lake Michigan Credit Union, Mercantile Bank of Michigan, Independent Bank, and Macatawa Bank. The oldest institution that still has headquarters in the area is First State Bank of Decatur, which was established in 1870. Altogether, there are more than 55 banks and 85 credit unions operating in the region, with a combined total of approximately 870 branches.

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Local Deals & News

First National Bank Of America Raises CD Rates - 6/7 Year CD's Are National Rate Leaders
Availability - Nationwide First National Bank of America (FNBA) raised rates on most of its CD's this week. Most of the increases seem to be roughly 20 bps and are
KeyBank’s Checking Bonuses and Future Impact of Overdraft Fee Changes
Deal Summary: $200 bonus when opening a new checking account now through June 17, 2022. Availability: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT,
First National Bank Of America Increases All CD Rates
Availability: 12-23 month CD (1.30% APY) and 24-35 month CD (1.65% APY), $1k min/$1m max deposit. Availability: Nationwide through online application With across-the-board CD rate increases this week, Michigan-based First
Northpointe Bank Offers Promotional Rate On Its Ultimate Money Market - Expired
Update 4/26/2022: The 0.90% APY Ultimate Money Market promotion has expired. The top rate is now 0.65%. According to Northpointe Bank: This post was originally published on 3/25/2022. Deal Summary:
Kellogg Community Credit Union (MI) Adds Competitive 44-Mo CD Special
Deal Summary: 44-month Certificate Special, 1.60% APY, $500 minimum deposit. Availability: Residents of 15 west Michigan counties. In the past few years, Kellogg Community Credit Union (KCCU) has been offering
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