Banking Rates & News

Grand Rapids Area

Including Ada, Ada Township, Albion, Allegan, Allendale, Bangor, Battle Creek, Belding, Belmont, Berlin Township, and 115 other towns.

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Banking in the Grand Rapids Area

Grand Rapids, Michigan, is the second-largest city and metropolitan area in Michigan behind Detroit. Located in western Michigan, Grand Rapids only has about 190,000 people in the city, but its metropolitan area is much larger, with over 1 million people. Other notable cities in the region include Kalamazoo, Holland, Battle Creek, Muskegon, Portage, Wyoming, Grand Haven, Grandville, and Rockford.

Thanks to its size and position as the largest city in western Michigan, Grand Rapids has a healthy banking industry. There are 24 banks and 63 credit unions with their headquarters in the Grand Rapids region. Notable institutions that are based in the area are Founders Bank & Trust, Lake Michigan Credit Union, Mercantile Bank of Michigan, Independent Bank, and Macatawa Bank. The oldest institution that still has headquarters in the area is First State Bank of Decatur, which was established in 1870. Altogether, there are more than 55 banks and 85 credit unions operating in the region, with a combined total of approximately 870 branches.

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Local Deals & News

$400/$1000 Deposit/$600/$25000 Checking Promotion – Direct Deposit Not Required
This seems like a really sweet deal if you reside in one of the eligible states. [OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI] Good until February
PNC High Yield Savings At 3.20%
The high yield rate has gone up to 3.20% from 1.80%. Only available in states where PNC does not have branches, which has gotten bigger since they bought BBVA a
PNC 2.47% (2.50% APY) 13 Month CD - Ex-BBVA Locations
This is a "special" CD in select markets (mostly BBVA ones from my search). Not available in the online market, although High Yield Savings is now at 2.18% (2.20% APY).
PNC High Yield Savings At 1.80%
For customers outside of their in person branch footprint (which includes former BBVA territory) and those who were grandfathered in, like myself. Virtual Wallet is also at 1.80% although for
Michigan State Univ Fed Credit Union 7-Year Jumbo CD Is A Rate Leader
Deal Summary: 7-year Jumbo Certificate, 3.76% APY, $100k min deposit. 7-year Certificate, 3.50% APY, $2.5k min deposit. Availability: Easy membership requirement As DA reader, rockies, noted in a Forum post
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