Banking Rates & News

Grand Rapids Area

Including Grand Rapids, Kalamazoo, Holland, Muskegon, Battle Creek, Portage, Wyoming, Grand Haven, Coldwater, Grandville, and 117 other towns.

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Banking in the Grand Rapids Area

Grand Rapids, Michigan, is the second-largest city and metropolitan area in Michigan behind Detroit. Located in western Michigan, Grand Rapids only has about 190,000 people in the city, but its metropolitan area is much larger, with over 1 million people. Other notable cities in the region include Kalamazoo, Holland, Battle Creek, Muskegon, Portage, Wyoming, Grand Haven, Grandville, and Rockford.

Thanks to its size and position as the largest city in western Michigan, Grand Rapids has a healthy banking industry. There are 24 banks and 63 credit unions with their headquarters in the Grand Rapids region. Notable institutions that are based in the area are Founders Bank & Trust, Lake Michigan Credit Union, Mercantile Bank of Michigan, Independent Bank, and Macatawa Bank. The oldest institution that still has headquarters in the area is First State Bank of Decatur, which was established in 1870. Altogether, there are more than 55 banks and 85 credit unions operating in the region, with a combined total of approximately 870 branches.

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Local Deals & News

2- And 3-Year Brokered Cds
For those interested in possibly taking the plunge into brokered CDs, Wells Fargo has been offering some pretty good non-callable, new issue deals with 2- and 3-year maturities. Today on
Promo Cds - Quick Look
Macatawa Bank is running three promo CDs: 17-months - 1.75% APY 29-months - 2.10% APY 37-months - 2.25% APY $1,000 minimum opening deposit per CD and up to a maximum
Frankenmuth Credit Union (MI) Offers Competitive Jumbo CD Rates
Deal Summary: Jumbo CDs, $100k minimum – 12-month (2.08% APY), 18-month (2.15% APY), 2-year (2.36% APY), 3-year (2.50% APY), and 4-year (2.60% APY). Availability: All Michigan residents. Frankenmuth Credit Union
United FCU Adds Certificate Specials For The New Year
Deal Summary: 16-month Certificate Special (2.10% APY), 55-month Certificate Special (2.50% APY), $500 minimum deposit, Ultra Checking required. Availability: Easy membership requirement for residents of Arkansas, Indiana, Michigan, Nevada, North
Earn Up To 1.76% On Arbor Financial CU (MI) 13-Month No Penalty CD
Deal Summary: 13-month No Penalty Certificate Special, 1.76% APY ($125k min), 1.51% APY ($70k min). Availability: Residents of 21 southwest Michigan counties. When I wrote about Arbor Financial Credit Union’s
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