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Kemba Charleston Federal Credit Union


Overview / Commentary
304-768-5700
1830 Roxalana Rd
Dunbar, WV 25064-2705

Kemba Charleston Federal Credit Union is headquartered in Dunbar and is the 22nd largest credit union in the state of West Virginia. It is also the 2,604th largest credit union in the nation. It was established in 1935 and as of March of 2019, it had grown to 9 employees and 4,232 members at 1 location. Kemba Charleston Federal Credit Union's CD rates are 67% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Kemba Charleston Federal Credit Union serves employees and their families of Kroger Co; those who work, worship, attend school or live in the towns of Dunbar, Institute, and Nitro, West Virginia. Additionally, Kemba Charleston FCU offers membership to employees of several other Select Employee Groups.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Kemba Charleston Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #108
Year Chartered1935
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD-0.22%
Return on Equity - YTD-1.02%
Annual Interest Income$312.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$38.8MM$39.5MM
LoansQ1 2019vs Q1 2018$16.2MM$16.3MM
DepositsQ1 2019vs Q1 2018$30.0MM$30.8MM
Equity CapitalQ1 2019vs Q1 2018$8.2MM$8.2MM
Loan Loss AllowanceQ1 2019vs Q1 2018$144.00K$97.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$130.00K$196.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Kemba Charleston Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Kemba Charleston Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%-- IRA Share
0.50%--Christmas Club
0.43%*$75k*-Premium Share Account
OTHER TIERS: 0.10% $500 - $10k | 0.14% $10k - $25k | 0.23% $25k - $50k | 0.34% $50k - $75k
0.05%$10-Primary Shares
0.05%--Secondary Clubs

Kemba Charleston Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.58%*$100k*-2 Year Share Certificate
OTHER TIERS: 1.51% $1k - $25k | 2.22% $25k - $100k
2.58%*$100k*-3 Year Share Certificate
OTHER TIERS: 1.51% $1k - $25k | 2.22% $25k - $100k
2.58%*$100k*-4 Year Share Certificate
OTHER TIERS: 1.50% $1k - $25k | 2.22% $25k - $100k
2.58%*$100k*-5 Year Share Certificate
OTHER TIERS: 1.51% $1k - $25k | 2.22% $25k - $100k
1.50%*$100k*-1 Year Share Certificate
OTHER TIERS: 1.00% $1k - $25k | 1.35% $25k - $100k
1.20%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.85% $1k - $25k | 1.15% $25k - $100k

Kemba Charleston Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.58%*$100k*-2 Year IRA
OTHER TIERS: 1.51% $1k - $25k | 2.22% $25k - $100k
2.58%*$100k*-3 Year IRA
OTHER TIERS: 1.51% $1k - $25k | 2.22% $25k - $100k
2.58%*$100k*-4 Year IRA
OTHER TIERS: 1.51% $1k - $25k | 2.22% $25k - $100k
2.58%*$100k*-5 Year IRA
OTHER TIERS: 1.51% $1k - $25k | 2.22% $25k - $100k
1.50%*$100k*-1 Year IRA
OTHER TIERS: 1.00% $1k - $25k | 1.35% $25k - $100k
1.20%*$100k*-6 Month IRA
OTHER TIERS: 0.85% $1k - $25k | 1.15% $25k - $100k
Locations


Kemba Charleston Federal Credit Union Locations
Branch Office1830 Roxalana RdDunbar, WV 25064-2705

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